Friday, December 30, 2011

Understanding and Trading Specified Investment Products

The MAS has released new measures that will come into effect from 1 January 2012 to further safeguard the interests of Singapore retail investors. Under this new regime, financial products will be classified as “Excluded Investment Products” (“EIPs”) or “Specified Investment Products” (“SIPs”). Please note that a new regime applies to trading in “SIPs” and that it affects Singapore retail customers. (It will not affect institutional investors, expert investors, accredited investors, and non-residents.)

Click here to learn more about SIPs.
We are also conducting a seminar, Understanding and Trading Specified Investment Products, with SGX to provide insight on why and how you can trade SIPs.

Date: 4 January 2012 (Wednesday)
Time: 7pm - 10pm
Venue: SGX Auditorium (Map)

Click here to register now, as seats are available free of charge on a first-come-first-served basis. See you there!
(Confirmation emails will be sent by SGX a few days before the seminar)

Sales & Leadership Mastery

3 Days Before Prices Go Up on
31 December!

Early Bird Promotion Closing on 31 December. Avoid Disappointment.
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Normally $1,295. Now $495!

If you want to skyrocket your sales and income higher in the next 3 months than you have in the past year, drop everything right now and enroll in this incredible program! Over 2 content-packed days, you'll learn the same powerful strategies that Rich Dad Advisor Blair Singer has used to help thousands of companies - from small businesses to Fortune 500 firms - increase their profits from 15 to 280% in a matter of weeks.

Unlike any other training you've ever experienced before, the set of tools and transformational exercises you'll be getting at the Sales and Leadership Mastery program will stay with you PERMANENTLYso you can apply them for immediate results and success in your professional and personal life.

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You Will Learn:
How you can apply 1 single strategy that has helped thousands of companies in over 20 countries increase their profits by 280%
How to break past your biggest selling fears andmake more income in the next 6 months than you have in the past 2 years
How to sell any product or service without fear of rejection
How to tap into your highest level of confidence so that you can make money in any economy
How to become a master in handling objections and increase your sales conversions immediately
How to recruit and lead your championship team to success and prosperity
And much more!
Event Details

21 April 2012, 9 am - 11 pm*
22 April 2012, 9 am - 7 pm*

*Timings are estimated. Blair is committed to the highest standards of presentation and insists that all materials are covered. Therefore the schedule may vary.

Singapore venue to be confirmed.
You will receive a fact sheet with details of the confirmed venue 1 month before the event

$495 (U.P: $1,295)
Early Bird Promo Closing in 3 Days: Save $800 and get a "Little Voice Mastery" CD when you register now!

Register Now! Before the early bird promo expires on 31 December!


DupeFree Pro holiday season special offer

Just a quick reminder that the DupeFree Pro holiday season special
offer ends in 3 days (after the 31st).

If you'd like to get a free extra DFP license or a free add-on
module (or both!) be sure to check out this blog post within the
next 3 days:

We'd like to say a big thank you to everyone who has already
submitted a testimonial - we really appreciate all your kind
comments :-)

You can check out the testimonials submitted so far at the DFP
website here:

From all of us at DupeFree Pro, we'd like to say thank you for
choosing DupeFree Pro, and we hope you have a great New Years

Here's to a fantastic 2012! :-)



National Cashflow Game Tournament

As many of you already know, there's going to be a national Cashflow Game Tournament on 4 February in Singapore where attractive cash rewards are up for grabs for the winners. This is the first time that real money will be awarded and it promises to be a firecracker of a tournament!

At least 1,000 participants are expected to join the tournament which is open to both Singapore and Malaysia citizens.

If you haven't already put your name down for this power-packed mega event, I urge you to grab one of the limited spots by clicking the link below:

One of the questions I get most often from people playing the game is, "How can I get out of the rat r.a.c.e and succeed in the game?"

So to help you compete in the tournament with confidence, I've specially prepared this video with great hints on how to play and win the game. These tips apply to real life as well, so pay attention.

Watch it here!


Thursday, December 22, 2011

7 Reasons not to mess with Children

Good day to all!! Just a lighthearted note to stay in touch.

Alittle girl was talking to her teacher about whales.

The teacher said it was physically impossible for a whale to swallow a human because even though it was a very large mammal its throat was very small.

The little girl stated that Jonah was swallowed by a whale.

Irritated, the teacher reiterated that a whale could not swallow a human; it was physically impossible.

The little girl said, 'When I get to heaven I will ask Jonah'.

The teacher asked, 'What if Jonah went to hell?'

The little girl replied, 'Then you ask him'.

AKindergarten teacher was observing her classroom of children while they were drawing. She would occasionally walk around to see each child's work.

As she got to one little girl who was working diligently, she asked what the drawing was.

The girl replied, 'I'm drawing God.'

The teacher paused and said, 'But no one knows what God looks like.'

Without missing a beat, or looking up from her drawing, the girl replied, 'They will in a minute.'

ASunday school teacher was discussing the Ten Commandments with her five and six year olds.

After explaining the commandment to 'honour' thy Father and thy Mother, she asked, 'Is there a commandment that teaches us how to treat our brothers and sisters?'

Without missing a beat one little boy (the oldest of a family) answered, 'Thou shall not kill.'

One day a little girl was sitting and watching her mother do the dishes at the kitchen sink. She suddenly noticed that her mother had several strands of white hair sticking out in contrast on her brunette head

She looked at her mother and inquisitively asked, 'Why are some of your hairs white, Mum?'

Her mother replied, 'Well, every time that you do something wrong and make me cry or unhappy, one of my hairs turns white.'

The little girl thought about this revelation for a while and then said, 'Mummy, how come ALL of grandma's hairs are white?'

The children had all been photographed, and the teacher was trying to persuade them each to buy a copy of the group picture.

'Just think how nice it will be to look at it when you are all grown up and say, 'There's Jennifer, she's a lawyer,' or 'That's Michael, He's a doctor.'

A small voice at the back of the room rang out, 'And there's the teacher, she's dead.'

Ateacher was giving a lesson on the circulation of the blood. Trying to make the matter clearer, she said, 'Now, class, if I stood on my head, the blood, as you know, would run into it, and I would turn red in the face.'

'Yes,' the class said.

'Then why is it that while I am standing upright in the ordinary position the blood doesn't run into my feet?'

A little fellow shouted,
'Cause your feet ain't empty.'

The children were lined up in the cafeteria of a Catholic elementary school for lunch. At the head of the table was a large pile of apples. The nun made a note, and posted on the apple tray:

'Take only ONE . God is watching.'

Moving further along the lunch line, at the other end of the table was a large pile of chocolate chip cookies.

A child had written a note, 'Take all you want. God is watching the apples.'

Beauty & Fashion World

Welcome to the glamorous world of beauty and fashion. The styles of fashion are changing everyday and to move with it is a necessity in today’s world. Whether you are a student, housewives, ladies, office goers or model we all want to look our best. And believe it or not it is not at all difficult sitting at home with no cost and no parlor fees. With some simple ideas and handy tips this world of fashion and beauty will look your own personal paradise. You can also visit my website at

Since the styles of fashion are changing everyday i also welcome your overwhelming suggestions over this website
Lets come together beautify and be a part of glamorous world

Sheetal Sharma

The moral of the story ...

Have a Guilt-free LUNCH !!

Q: Doctor, I've heard that cardiovascular exercise can prolong life. Is this true?

A: Your heart only good for so many beats, and that it... Don't waste on exercise. Everything wear out eventually. Speeding up heart not make you live longer; it like saying you extend life of car by driving faster. Want to live longer? Take nap.

Q: Should I reduce my alcohol intake?

A: No, not at all. Wine made from fruit. Brandy is distilled wine, that mean they take water out of fruity bit so you get even more of goodness that way. Beer also made of grain. Bottom up!

Q: How can I calculate my body/fat ratio?

A: Well, if you have body and you have fat, your ratio one to one. If you have two bodies, your ratio two to one, etc.

Q: What are some of the advantages of participating in a regular exercise program?

A: Can't think of single one, sorry. My philosophy is: No pain...good!

Q: Aren't fried foods bad for you?

A: YOU NOT LISTENING! Food are fried these day in vegetable oil. In fact, they permeated by it. How could getting more vegetable be bad for you?!?

Q: Will sit-ups help prevent me from getting a little soft around the middle?

A: Definitely not! When you exercise muscle, it get bigger. You should only be doing sit-up if you want bigger stomach.

Q: Is chocolate bad for me?

A: Are you crazy?!? HEL-LO-O!! Cocoa bean! Another vegetable! It best feel-good food around!

Q: Is swimming good for your figure?

A: If swimming good for your figure, explain whale to me..

Q: Is getting in shape important for my lifestyle?

A: Hey! 'Round' is shape!

Well... I hope this has cleared up any misconceptions you may have had about food and diets.

And remember:

Life should NOT be a journey to the grave with the intention of arriving safely in an attractive and well-preserved body, but rather to skid in sideways - Chardonnay in one hand - chocolate in the other - body thoroughly used up, totally worn out and screaming "WOO-HOO, what a ride!!"


For those of you who watch what you eat, here's the final word on nutrition and health. It's a relief to know the truth after all those conflicting nutritional studies.

1. The Japanese eat very little fat and suffer fewer heart attacks than Americans.

2. The Mexicans eat a lot of fat and suffer fewer heart attacks than Americans.

3. The Chinese drink very little red wine and suffer fewer heart attacks than Americans.

4. The Italians drink a lot of red wine and suffer fewer heart attacks than Americans..

5. The Germans drink a lot of beer and eat lots of sausages and fats and suffer fewer heart attacks than Americans.


Eat and drink what you like. Speaking English is apparently what kills you.

Please have a look....This 5 min may save a life and lots of tears.....

You could save a life.

STROKE: Remember The 1st Three Letters... S.T.R ...
My friend sent this to me and encouraged me to post it and spread the word. I agree. If everyone can remember something this simple, we could save some folks.

During a party, a friend stumbled and took a little fall - she assured everyone that she was fine and just tripped over a brick because of her new shoes. (they offered to call ambulance)

They got her cleaned up and got her a new plate of food - while she appeared a bit shaken up, Ingrid went about enjoying herself the rest of the evening.. Ingrid's husband called later telling everyone that his wife had been taken to the hospital - (at 6:00pm , Ingrid passed away.)
She had suffered a stroke at the party . Had they known how to identify the signs of a stroke, perhaps Ingrid would be with us today.

Some don't die. They end up in a helpless, hopeless condition instead. It only takes a minute to read this...


A neurologist says that if he can get to a stroke victim within 3 hours he can totally reverse the effects of a stroke...totally. He said the trick was getting a stroke recognized, diagnosed, and then getting the patient medically cared for within 3 hours, which is tough.


Remember the '3' steps, STR . Read and Learn!
Sometimes symptoms of a stroke are difficult to identify. Unfortunately, the lack of awareness spells disaster.
The stroke victim may suffer severe brain damage when people nearby fail to recognize the symptoms of a stroke.
Now doctors say a bystander can recognize a stroke by asking three simple questions :

S * Ask the individual to SMILE ..
T * = TALK. Ask the person to SPEAK A SIMPLE SENTENCE (Coherently) (eg 'It is sunny out today').
R * Ask him or her to RAISE BOTH ARMS .

If he or she has trouble with ANY ONE of these tasks, call the ambulance and describe the symptoms to the dispatcher.

NOTE : Another 'sign' of a stroke is
1. Ask the person to 'stick' out their tongue.
2. If the tongue is 'crooked', if it goes to one side or the other that is also an indication of a stroke.

A prominent cardiologist says if everyone who gets this e-mail sends it to 10 people; you can bet that at least one life will be saved..

and it could be your own..


Pigeon Hole Hotel in Japan

True story happened in SINGAPORE

Hi everyone ... rec'd this message fr a friend - impt to pass it on.

Real Happenings

This probably takes you 2mins to glance thru. But it can be quite beneficial to know what is becoming of our society. Better be safe than sorry . Better to take note.

Happening 1

It also happened to my colleague who is staying in Clementi, no other block facing his block, quite quiet, only his wife was at home but all windows closed & padlock on the gate. Something happened, a guy used keys & was trying to open the door, my colleague's wife heard the noise & opened the door, the guy saw her & just said something like 'Oh sorry, wrong house', he was holding this big bunch of keys, obviously he was up to no good, but it didn't occur to them to report it to the police.
This is to warn and alert those staying in HDB.

Happening 2

It happened at my place (Clementi) last Sunday morning. My sister heard some noise at our main door( it started since 5am plus). Seems like someone is trying to open our main door and main entrance. Initially, she thought that it was someone from our family but when she look through the door, it was someone else..... a dark man wearing checks shirt - nationality unknown as he's very tan. When my father opened the door and confronted him, he gave an excuse that he's looking for someone and made a mistake. He apologised and walk away.

Happening 3

That's not all... this morning, my sister told me that her boyfriend's flat in Ang Mo Kio also encountered the same case as above. A man trying to open their door early in the morning and ran away when the owner opens the door.


Be WARNED... make sure your doors are always securely locked.
Call the police immediately.
DON't Open the door to confront them..(we made a mistake here ), the person might be armed..
Be alert at all times especially during the bad times now.

I wonder if anybody have such experience.. It seems like it is happening here and there.. 3 cases that i've known so far. Real story from some one in Singapore. Not to scare you but just for precaution... A chilling yet important tip.

Another separate happened scenario

WOMEN SHOULDN'T LET HOUSE KEYS STRAY FROM THEIR SIDE I would like to warn women, especially young women,about the danger of giving their car keys with their house keys attached to anyone.

A good friend's daughter went to a well-known tire company to have a flat tire repaired while she waited. Without thinking, she handed her key ring with all her keys on it to the serviceman and waited. What she didn't know is that most of these places also have machines that make copies of keys. One of the servicemen copied her apartment key, and two days later, entered her apartment late at night and raped her. This was a business she frequented, and they had all the information in their computer about where she lived, her phone number, etc. The man was caught months later and the police found out that he had done this before. He is now in jail, and my friend's daughter is trying to go on with her life. I called my daughter right away and told her this story so she could learn from it, too. Please, warn your readers to have their personal keys on another key ring or have a key ring that separates the car keys from one's personal keys. Perhaps
this will save another woman from tragedy. You may never know how many tragedies you have prevented today. So gentlemen, though your chances of getting rape is slim, you may get robbed. Nevertheless do your wife or lady friends a favour, cautioned them

Sick Leave..(This is too good!)

> I urgently needed a few days off work,
> but I knew the Boss would not allow me to take a leave.
> I thought that maybe if I acted "CRAZY" then
> he would tell me to take a few days off.
> So I hung upside down on the ceiling and made funny noises.
> My co-worker (who's blonde) asked me what I was doing?
> I told her that I was pretending to be a light bulb
> so that the Boss would
> think I was "CRAZY" and give me a few days off.
> A few minutes later the Boss came into the office
> and asked "What are you doing?"
> I told him I was a light bulb.
> He said "You are clearly stressed out.
> Go home and recuperate for a couple of days".
> I jumped down and walked out of the office.
> When my co-worker (the blonde) followed me,
> the Boss asked her
> "...And where do you think you're going?"
> ..
> ...
> ..
> ..
> ...
> ..
> ..
> ...
> ..
> ..
> ...
> ..
> ..
> ...
> ..
> ..
> ...
> ..
> ..
> ( You're gonna love this..... )
> ...
> ..
> ..
> ...
> ..
> ..
> ...
> ..
> ..
> ...
> ..
> ..
> ...
> ..
> ..
> ...
> ..
> ..
> ...
> ..
> ..
> ...
> ..
> She said, "I'm going home too, I can't work in the dark!

2012 Cashflow Game Tournament (Enter now to win instant cash prizes)


By playing CASHFLOW, you'll learn the secrets of the rich and get the confidence to improve your cash flow in the real world

You'll learn how o make simulated, real-life decisions and investments without putting your actual money at risk

You'll learn how to boost your financial IQ by learning the differences between assets and liabilities - and learn how to manage your personal financial statements

You'll stand to win instant cash prizes if you are among the few to get out of the rat race first

Experienced facilitors will be on hand to mentor and show you how to apply what you learn in CASHFLOW to create more success in your life


The Christmas game has started! Do play if you have the time. Can stand to win Robinsons vouchers!
Please help to share it to anyone who may be interested.
From now till 22 Dec. Thanks!

Website: http://

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Help put an end to SAP risks
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Monday, December 19, 2011

Period Questions, Answered

Too embarrassed to ask your ob/gyn? Here's 8 things you should know about period problems.

Are you clued-in on your periods? It's something we experience on a monthly basis, so it's good to get acquainted with Aunt Flo. These common questions (some embarrassing, some weird!) and answers can help you get a better idea of what to expect during those days.

1. What is the normal flow?
Some women release most of their menstrual fluid in just a couple of days, while for others the flow is fairly consistent each day. What's significant isn't the rate of your flow, but the total amount. So what's considered a 'normal' amount? A period that lasts between 3 and 7 days, with a flow of between 4 and 12 tablespoons of blood.

When to seek help: Of course, you can't exactly measure your flow, but there are signs to tell if you're bleeding more than normal: If you're soaking your sanitary protection every hour or so, or menstruating for more than 7 days, see your ob/gyn. Heavy or prolonged periods are usually due to a temporary hormonal imbalance, but can occasionally spell something more serious such as fibroids, endometrial cancer or ectopic pregnancy.

2. What are those gross clots?
Blood clots are a normal part of the average period, and are often shed on the heaviest days of bleeding. Normally, your body produces anticoagulants to keep menstrual blood from clotting, but during the heavier days, menstrual fluid is expelled rapidly which prevents the anticoagulants from taking effect.

When to seek help: Blood clots aren't usually a cause for concern, but if you experience excessive clotting or very large clots, you should see a health care professional to rule out any other conditions such as a miscarriage or fibroids.

3. How much discomfort is normal?
While a few lucky gals may go through their periods pain-free, chances are we'd experience from some degree of cramping. The good news is, most women find that symptoms subside by their mid-20s or after their first pregnancy.

When to seek help: If the discomfort interferes with you going about your daily routine, you may be suffering from a condition known as dysmenorrhea (painful periods). See your doctor to rule out other causes such as endometriosis, pelvic inflammatory disease (PID), an ovarian cyst or uterine fibroids.

4. What if the blood isn't always red?
It's something of a myth that menstrual blood is always bright red. Towards the end of your period, the flow is more gradual and blood oxidizes to become brownish. Not a cause for concern.

5. What's up with a missed period?
If you're sexually active, the obvious suspect that comes to mind is pregnancy. But if you have ruled it out, there are other reasons why you might skip a bleed: Hormonal imbalances, stress as well as crash dieting can play all havoc on your menstrual cycle.

When to seek help: If you start to skip consecutive periods and pregnancy is ruled out.

6. Why is my menstrual cycle irregular?
Irregular periods are most common in the first 5 years of having your first menstruation and in perimenopausal women, and the culprit is often a hormonal imbalance. For adolescents, the menstrual cycle usually stabilize themselves over time. Sometimes, irregularity in menstrual periods can strike women of any age. If you've previously had more regular periods, stress, chronic illness, anxiety, poor nutrition or excessive exercise could be at fault.

When to seek help: If irregular periods are making it difficult for you to predict fertility when you're trying for a baby.

7. Should I be worried about spotting between periods?
"Spotting" in between periods occur as a normal and harmless part of ovulation for some women, but using an IUD or oral contraceptives can lead to breakthrough bleeding, too. (If you still experience spotting after the first three cycles of oral contraceptive use, ask your doctor to change your prescription to a pill containing higher dosages of progesterone or estrogen.

When to seek help: Breakthrough bleeding can be an irregular occurrence for many women but for others, it can happen in between most or all of your periods. Most of the time your hormones are the culprits, but as spotting can be an indication of more serious problems, it's best to get checked out just in case.

8. Why do I need to poop when I have my period?
You're not alone! Your period does affect your bowel movement: Research has found that one-third of women experience abnormal bowel movements during their menstrual periods, and many have looser stools for a couple of days at the beginning of menstruation. The exact cause is unknown, but it's believed that progesterone fluctuations may be the culprit.


Friday, December 16, 2011

Holiday Season Special: Get A Free Additional DupeFree Pro v2 License!

I hope you're gearing up for a wonderful holiday season with family
& friends :-)

This is DupeFree Pro v2's very first holiday season, and to
celebrate we've decided to give you a fantastic special offer
during December...

We are currently in need of more testimonials for DupeFree Pro v2,
and so we decided to give you the chance to get a completely free
additional DupeFree Pro license (or Add-On Module if you prefer) by
simply submitting a testimonial!

An additional DFP license can really help make life easier for you
if you have more than one PC, or if you have staff or freelance
workers that you would like to be able to use DFP without
disruption to your own license.

So, if you are an existing DFP v2 user, or if you become a new user
of DFP v2 before the end of December, you can get a completely free
additional license (or add-on module) by simply sending in a
testimonial - it's as easy as that! :-)

Submitting a testimonial only takes a minute or two using our easy
form, so you could be up and running with an extra license in no
time. However, this holiday season special offer expires at the end
of December so you need to make sure you submit your testimonial

Also, just at the last minute we decided to make the offer even
better for you. But you'll need to check out the blog post for the
full details:

If you have any questions, simply reply to this email or open a
helpdesk ticket.

From myself and everyone at DupeFree Pro, we wish you and your
loved ones Seasons Greetings and a Happy New Year! :-)

Speak again soon,


Are You Monitoring Your User Experience?

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Redeem Unlimited Gold Class Movie Tickets in this year's Christmas Super Treats!



I doubt this is true and I don;t think Yahoo! will send such email to users...

Dear Valid User,
Our Account users discovered series of illegal attempts on your mail account from different IP locations.This is for your own safety to avoid your account closed, you will have to verify your account by filling out your Log-in below by clicking the reply button. We apologies for any inconveniences.

User name:...............
Date Of Birth:.............
Country Of Residence:......

After receiving the information requested you will be able to continue using your Account.

Customer Care
Copyright © 2011 Mail! Inc. (Co. Reg. No. 2344507D)All Rights
Reserved. Intellectual Property Rights

70% WDA-funded Programme for Placement and Training

received this info from email...

Do you know that in a recent press release, the Singapore government said there will be a sharp decrease in economic growth? Businesses may reduce hiring. You need to start preparing by acquiring more skills and making yourself more valuable to employers.

To help Singaporeans and Permanent Residents like yourself prepare for the expected economic slowdown, we are working with WDA to help you upgrade your skills and competencies. This WDA-funded programme is called the NICF Diploma in Software and Applications (Requirement Gathering and Process Redesign).

This programme aims to provide you with professional qualifications in ERP Systems that can be your starting point to a successful career in the SAP ERP industry. The programme can also provide you knowledge and practical skills in enterprise resource planning, which most Top MNCs value!

Out of hundreds of applicants we have received, several have successfully qualified for the programme. We welcome more qualified candidates to apply.

WDA funding for this program is very limited!

So if you have not registered for the course yet, we urge you to register to our WDA-funded program now before the economic slowdown catches up with you.

Through the NICF Diploma in Software and Applications (Requirement Gathering and Process Redesign), you will:

  • Acquire the skills and qualifications to assume SAP ERP job roles
  • Get up to 70% Course Funding
  • Make yourself more valuable to your current employer, OR
  • Get hired by Top Singapore MNCs using the SAP ERP system

So if you are a Singaporean or PR, you should register now and take advantage of this opportunity.


Tuesday, December 6, 2011

Eggs Should NOT be Stored in Refrigerators

For your info............

Eggs should not be stored in refrigerators because the cooler conditions
might allow the bird-flu virus to live longer, increasing the chance of
exposure to humans, a senior Chulalongkorn University researcher said

Professor Yong Phuvoravan, who is part of a team examining patterns of
genes in bird flu, said that while the virus can be caught only through
direct contact with chickens, refrigerated conditions could allow the
virus to live longer on the outside of eggshells.

Speaking at a bird-flu seminar at the Chula Academy Exhibition Thursday,
he urged people to wash their eggs carefully, especially those smattered
with chicken droppings, and not to store them in their fridges.

He added that people should wash their hands well after touching the
eggs and cook the eggs in 70-degree Celsius heat. The virus has mutated
by about 3 per cent from the first batch found in 2003, which was a
natural process, he said. However, as yet there has been no evidence of
a mutation to make the virus transmittable from human to human.

Yong did say, however, that over consumption of the Tamiflu vaccine
could lead to the virus building up a resistance.

Finding Out You and Your Partner's Compatibility

First you have to know you and your partner's Chinese Zodiac signs.
Then find out your group number according to the zodiac signs and the birth
month in the table below.

|----------------------+------+ -------------------+------|
| Zodiac Sign |Group | | Birth Month |Group |
Rat, Horse, Rabbit, | 1 | |February, May, | 1
Rooster | | |August, November |
Tiger, Monkey, Snake, | 3 | |January, April, | 3
Pig | | |July, October |
Dragon, Dog, Ox, Ram | 4 | |March, June, | 4
| | |September, December|


Let's imagine the boyfriend is an ox born in March (4,4) and the girlfriend
is a rabbit born in January (1,3).
Add the two numbers for the boyfriend (4+4=8) and then add the two numbers
for the girlfriend (1+3=4).
Add those two results (8+4=12).
The sum is the number you would look in the table below, which tells you
the compatibility.

| Sum | Result |
| 4 |This couple is more likely associated to be friends |
| Stability but |because they are so comfortable with each other, which |
| both are too |makes their family environment very inviting and |
| stubborn |youthful. But both parties have to be careful to drop |
| |their stubbornness or there will come a time of great |
| |pain. They also should not hurt each other's pride. |
| 5 |Things don't always work according to the plan and this |
| Need Sexual |will be a struggle for this couple. Both people want |
| Harmony |walk toward a different direction, which would end up as|
| |a severe problem. The birth of a child will resolve this|
| |problem and both will realize the importance of |
| |understanding the other person. It is a necessity to |
| |change the bedroom environment for this couple every |
| |once in a while. |
| 6 |Destiny could not bring together a more blessed couple |
| Match Made In |than this one and problems for them are never too big |
| Heaven |enough to solve. There will be continuous sunshine as |
| |their lives go on. They will enjoy raising their |
| |children and the family's customs will be passed on to |
| |the next generation. If there is anything to watch out |
| |for it is the health for this match made in heaven. |
| 7 |This couple shares an abundance of love and they are so |
| Devotion |compatible that it is easy for one to pull and the other|
| |to push, so that all matters of affair are completed mu |
| |ch faster. These two will make sure that none of their |
| |children will suffer and the whole family will sustain a|
| |level of peace without any turbulences occurring as |
| |during their lives. Sometimes it is better to hide some |
| |of the zealous enthusiasm for the relationship to work |
| |better. |
| 8 |This couple knows that the existence of a being and the |
| Passionate |home affairs alike start from scratch and progress. That|
| |is why they will not be worried about material |
| |possessions when they start their journey together. |
| |Their fortitudes are strong that they will become |
| |prosperous together. What they have to watch out for is |
| |not to forget their manners, even as the days go by |
| |together. |
| 9 |There lies a vast difference between this couple's |
| A Family |opinions that this may have an effect mentally as time |
| |goes by. It may develop to more profound problems if |
| |there doesn't exist self-sacrifice or a broad generosity|
| |for the other person. Between love and hate, exists |
| |happiness when one abandons high expectations but rather|
| |empties it out. |
| 10 |This relationship built upon cordial affection that |
| Success, Luck |there is no troubling sign in regards to their |
| |happiness. There will be a great amount of bliss in this|
| |family and there is also the fortune of raising a child |
| |that will become an important figure in society. If |
| |there is a flaw in this relationship it will be the |
| |short separation they will survive during their early |
| |years of marriage. |
| 11 |Both people expect to receive than to give to the other |
|Love's Obstacle |person, which makes this a very selfish rendezvous. |
|And Heated Words|There will be too many complaints eventually a wall will|
| |exist between the two, where communication is defunct. |
| |If this relationship wants to survive, both have to |
| |introspective and realize what they could do for the |
| |other person first before they think about themselves. |
| 12 |Although this harmonious couple acts as one body, there |
| The book of |will be a few pitfalls during their lives' span, where |
| Changes |slight competition between the two will exist. Friction |
| Unfolds-Peace |is always present in a couple's relationship but this |
| Occurs In The |will only last temporarily for these two. If they both |
| Later Years |keep an open mind, they are destined to happily grow old|
| |together. |
| 13 |The tree's natural resource of survival is water and |
| Love's |this couple will live in beautiful harmony just like |
|Progress-Strong |that. The wife shows devotion to her husband and the |
| Jealousy |husband adheres to his wife's wishes. Life for them is |
| |so wonderful that others may be jealous of that fact. |
| |They will be blessed with great wealth including |
| |material possession, health, and loving children. If |
| |there exists a weakness, it is love's jealousy on both |
| |parts that would account for some distrust. |
| 14 |You are not incompatible like water and fire but living |
| Family |together may bring lots of pain into this relationship. |
|Discord-Emotiona|There is a high likelihood that you may not persevere |
| l Ignorance |together due to the strain. Both have to be conscious |
| |about trying to understand the other person and be |
| |willing to give in at times. It is just as important to |
| |utilize intelligence in a relationship as in school or |
| |work. |
| 15 |Your passion quickly sets on fire and loses its spark |
|A Heartbreaking |just as fast in this relationship. There are many layers|
| Couple-Late |of complications between you two and thus will suffer |
| Marriage |many hardships together. No matter how many you try to |
| Advisable |break up, you are inseparable due to fate. If you want |
| |to avoid the stormy weathers, then decide to get married|
| |later. |
| 16 |This couple will always have a newlywed atmosphere |
| Perfect |around them. There is great, vital energy in the |
| Combination |couple's affection and there will be lots of laughter |
| |going on in this family. With the couple's initial |
| |meeting develops a favorable change of luck for both of |
| |them and this is why they develop affectionate feelings |
| |for each other. If both will pursuit to work together |
| |toward one goal, their fortune in everything will |
| |multiply in many folds. A person who was born in winter |
| |matches with someone who was born in summer and vice |
| |versa in order to balance the cosmic dual force |

New kind of Breast Cancer

New kind of Breast Cancer - DO NOT DELETE Please forward to all of the
Women in your lives . Mothers, daughters, sisters, aunts, friends, etc.

In November, a rare kind of breast cancer was found. A lady developed a Rash
on her breast, similar to that of young mothers who are nursing.

Because her mammogram had been clear, the doctor treated her with
antibiotics for infections. After 2 rounds, it continued to get worse, so
her doctor sent her for another mammogram. This time it showed a mass.

A biopsy found a fast growing malignancy. Chemo was started in order to
shrink the growth; then a mastectomy was performed; then a full Round of
Chemo; then radiation. After about 9 months of intense treatment, she was
given a clean bill of health.

She had one year of living each day to its fullest. Then the cancer Returned
to the liver area. She took 4 treatments and decided that she Wanted quality
of life, not the after effects of Chemo. She had 5 great months and she
planned each detail of the final days. After a few days of needing
morphine,she died. She left this message to be delivered To women

Women, PLEASE be alert to anything that is not normal, and be persistent In
getting help as soon as possible.

Paget's Disease:

This is a rare form of breast cancer, and is on the outside of the breast,on
the nipple and aureole It appeared as a rash, which later became a lesion
with a crusty outer edge. I would not have ever suspected it to be breast
cancer but it was. My nipple never seemed any different to me, but the rash
bothered me, so I went to the doctor for that. Sometimes, it itched and was
sore, but other than that it didn't bother me. It was just ugly and a
nuisance, and could not be cleared up with all the creams prescribed by my
doctor and dermatologist for the dermatitis on my eyes just prior to this
outbreak. They seemed a little concerned but did not warn me It could be
cancerous. Now, I suspect not many women out there know a lesion or rash on
the Nipple or aureole can be breast cancer. Mine started out as a single red
Pimple on the aureole. One of the biggest problems with Paget's disease of

The nipple is that the symptoms appear to be harmless. It is frequently
thought to be a skin inflammation or infection, leading to unfortunate
delays in detection and care.

What are the symptoms?

1. A persistent redness, oozing, and crusting of your nipple causing it to
itch and burn (As I stated, mine did not itch or burn much, and had no
oozing I was aware of, but it did have a crust along the outer edge on one

2. A sore on your nipple that will not heal. (Mine was on the aureole area
with a whitish thick looking area in centre of nipple).

3. Usually only one nipple is effected. How is it diagnosed? Your
doctor will do a physical exam and should suggest having a mammogram of both
breasts, done immediately. Even though the redness, oozing and crusting
closely resemble dermatitis (inflammation of the skin), your doctor should
suspect cancer if the sore is only on one breast. Your doctor should order a
biopsy of your sore to confirm what is going on. This message should be
taken seriously and passed on to as many of your relatives and friends as
possible; it could save someone's life.

My breast cancer has spread and metastasized to my bones after receiving
mega doses of chemotherapy, 28 treatments of radiation and taking Tamaxofin.
If this had been diagnosed as breast cancer in the beginning, it would not
have spread.

TO ALL READERS: This is sad as women are not aware
of Paget's disease. If, by passing this around by e-mail, we can make others
aware of it and its potential danger, we are helping women everywhere.

Please, if you can, take a moment to forward this message to as many people
as possible, especially to your family and friends. It only takes a moment,
yet the results could save a life. Jacqueline Watkins-Quigley

business proposal from Bank of Russia - spam

Good Day,

I am Mr.Rusafonin Andrey Credit Officer of State Bank of Russia
(Russian:Ñðýú à þÑÑøø)
Here is a 100% concealed and mutually profitable business proposal for
you.Due to the massive political change in Lebanon, our client Late Rafik Hariri
who was the former prime Minister of Lebanon also a business man
made a numbered fixed deposit for 12 calendar months, with a value of
sixteen Million US DOLLARS ($16,000,000.00)
Upon maturity several notices were sent to him, even in the first
quater of this year.Again another notification was sent and still no response came from
him.We later found out that the Prime Minister has been assasinated in
Beirut.The websites below is a proof and verification of the news about his


I want you to know that I have had everything planned out so that we
come out successful.
I have contacted an attorney that will prepare the necessary documents
that will back you up as the next of kin to Rafik Hariri,all
that is required from you NOW is for you to provide me with your Full
Names and Address so that the attorney can prepare the documents with
your name.After you have been made the next of kin,the attorney will also file in
for claims on your behalf and secure the necessary approvals and
letter of probate in your favor for the move of the funds to an account that
will be provided by you.There are no risks involved in the matter as we are going to adopt a
legalized method and the attorney will prepare all necessary documents.
Please endeavour to observe utmost discretion in all matters concerning
this issue.

Once the funds have been transferred to your nominated bank account we
shall share in the ratio of 50% for me, 40% for you and 10% for any
expenses incurred during the course of this operation.

Kind Regards,
Mr.Rusafonin Andrey

Confirmed Receipt......{Dear Winner} - spam


Dear Winner,

We are pleased to inform you of the result of the just concluded annual
final draws of the UNITED KINGDOM international programs. You are
therefore been approve to claim the sum of 1,000,000 (One Million
PoundsSterling) with the information Given :

REF No: UKNL-L/200-26937,
BATCH No: 2005MJL-01 .

To file for your claim fill the form below and send it to our payment

Name: Mr.Pinkett Griffin
Phone: +447045721629


(1).YOUR NAMES..............
(2).CONTACT ADDRESS.........
(3).TEL/FAX NUMBERS.........
(4).COUNTRY ............

Mr.Pinkett Griffin



REF No: UKNL-L/200-26937


Dear Winner,

We are pleased to inform you of the result of the just concluded annual
final draws of the UNITED KINGDOM international programs. You are
therefore been approve to claim the sum of 1,000,000 (One Million
PoundsSterling) with the information Given :

REF No: UKNL-L/200-26937,
BATCH No: 2005MJL-01 .

To file for your claim fill the form below and send it to our payment

Name: Mr.Pinkett Griffin
Phone: +447045721629


(1).YOUR NAMES..............
(2).CONTACT ADDRESS.........
(3).TEL/FAX NUMBERS.........
(4).COUNTRY ............

Mr.Pinkett Griffin


For those visiting China- Caution! - not sure if it is true

Do heed this advice given when u visit China.

China Public Security Bureau reminds:

Please spread the Public Security Bureau to remind: If someone close
to you on the road, to sell you the Fujian Tie Guan Yin (a type of
tea) and makes you smell, you must be careful not to be taken.
This is not the Iron Goddess of Mercy, it is white clay to ease, is an
Ecstasy, a faint smell that is in turn the crime, they will either rob
you or kill you then re-sale your organs. Very cruel, is now in
Guangdong, Hebei, Tianjin, Heilongjiang provinces and cities appear,
please forward immediately to tell all the relatives.

Emergency Notification: If someone close to you on the road, to sell
you dried seafood products such as garlic, but also suggest that you
smell the smell or taste when you must pay attention to the "This is
not garlic! It is ether garlic!" A drugged class things, when you
smell it, you will faint, and then they'll take your wallet, your body
of all valuables, be sure to send to all you know.

Now in Chengdu, Mianyang, Jiangyou, nine Link, Shenzhen Komeito,
Songgang, Ping, Longgang, Dongguan area, and several other places have
begun to appear, Please be careful!

Keep white flour in fridge

You have to try it out yourself.

For those of you who have mothers / wives busy working in the kitchen at home, it is good to pass them the message too...

白麵粉在冰箱 Keep white flour in fridge

Once I was cooking some corn and stuck my fork in the boiling water to see if the corn was ready. I missed and my hand went
into the boiling water....

一次煮玉米粥時,我用叉子在沸 騰 的粥裏翻攪,想看看粥好了沒 有。
錯手沒拿到叉子,而把手碰進了 沸 水裏面!痛得我尖叫起來!

A friend of mine, who was a Vietnam vet, came into the house, just as I was screaming, and asked me if I had some plain old flour...I
pulled out a bag and he stuck my hand in it. He said to keep my hand in the flour for 10 mins. which I did. He said that in Vietnam , this guy
was on fire and in their panic, they threw a bag of flour all over him to put the fire out...well, it not only put the fire out, but he never even had
a blister!!!!

位越南朋友, 是 位獸醫,恰巧來到我家,我正 在尖叫!
即刻問我有沒有麵粉。我拿出一 袋 麵粉,他叫我把手伸進去,
且放在麵粉裏10 鐘, 我照做了。他說,在越南曾 有一個傢伙身
著火了,眾人在驚慌中把一袋子 的 麵粉撒在他的身上滅火。但令
驚訝的是,它不僅滅了火,被燒 那 傢伙的身上競沒有水泡!

So, I put my hand in the bag of flour for 10 mins, and then pulled it out and had not even a red mark or a blister and absolutley NO PAIN.

Now, I keep a bag of flour in the fridge and every time I burn myself, I use the flour and never ONCE have I ever had a red spot, a burn or a blister!
*cold flour feels even better than room temperature flour.

把手放在麵粉裏10 鐘 後拿出來,手上確実沒有灼傷 的紅印或者水泡,完全沒有受 傷!
在,我總會在冰箱放一袋子麵 粉, 每次不小心灼傷自己,我就 用麵粉敷,沒有一次是有紅印或 水 泡的。
* 注 意:冷麵粉比常溫麵粉效果更 佳!

Miracle, if you ask me. Keep a bag of white flour in your fridge and you will be happy you did. I even burnt my tongue and put the flour on it for about 10 mins, and the pain was gone and no burn. Try it!

Don't run your burn area under Cold water first, just put it right into the flour for 10 mins and experience a miracle!

跡!如果你問我的話。放一袋白 麵 粉在冰箱是不會錯的。我甚至 在燙到舌頭的時候,把麵粉敷在 上 面10 鐘,傷去無痕!試一試吧!
要把你燙傷的地方馬上放在冷水 下 沖洗,而要放在麵粉裏10 鐘,你會發現奇跡的!