Sunday, August 29, 2010

spam email on iPhone 4... be careful...

48 do you still look for the new Iphone4 ?
i had got it , really good
if you feel interested you can order here
good price and quality !
just do it now

Global Springer Link Finance Investments

spam email...

From: Mr.Mike Spencer

Arrangements to Borrow up to $50,000,000.00 * Flexible loan terms and conditions. *Interest rates as low as 3%. *Choose between 1 to 35 years repayment period requirement are: First name....,Middle name..,Last name..,Amount Needed....,loan Duration....,monthly income...,Purpose Of Loan.....,Residential Address(Not P.O Box).....,country of Resident....,Age.....,Marital Status......,Nationality..,Home phone...,Cell phone:

Global Springer Link Finance Investments

Find the home of your dreams with eircom net property
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spam!!! frustrated...

how are you doing recently?
I would like to introduce you a very good company and its website is
It can offer you all kinds of electronic products that you may be in need,such as laptops ,gps ,TV LCD,cell phones,ps3,MP3/4,motorcycles and etc........

You can take some time to have a check ,there must be something interesting you 'd like to purchase .

The contact email:

Hope you can enjoy yourself in shopping from that company !


Phone Handling Techniques for Payment & Debt Collections

Phone Handling Techniques for Payment & Debt Collections

A one-day skills coaching in effective payments and debt collection using the correct telephone

Early Bird Discount $88 off per pax
Group Discount: 2 pax additional 10% discount.
3 pax or more additional 15% discount

Course date: 27th August 2010-Friday
Time: 9am to 5pm
Venue: Furama RiverFront Hotel
Havelock Road
Nearest MRT: Tiong Bahru

Program Objective
To equip the participants with the necessary telephone skills & having the
right mindset in managing payment collections or debt recovery effectively.

Program outline
Introduction to payment & debt collections
-primary objectives in payment collections
-the importance of debt collections
-objectives of establishing collections
policies as well as examples of some general collection policies

How to lower your risk factors?
-having a proper credit control system and causes of delinquency in

Attributes of an effective collections staff
-what are the attributes that makes an effective collections staff.

Effective collection techniques
-general guidelines on collection techniques

Effective telephone techniques
-introduces telephone collections, communicating tips, the process of a
successful phone collection call & developing your collection POWER

Debtor profiles
-guide the participants through on the different debtor profile types &
the tell-tale signs as well as the kinds of delinquent debtors.

Stalls & objections/disputes, gatekeepers
-Examines the difference between a stall & an objection/dispute, the
different types of stalls & how to counter them & also how to get
around gatekeepers.

Why Attend? The program is highly suitable for all staff that needs to collect payment and
debt as part of their work, participants will learn

- Developing an effective telephone voice for collections
- Essential listening skills in payment chasing
- Preventing pitfalls when talking to customers
- Managing interpersonal skills to handle difficult calls
- Preparing for your AR dunning calls
- Questioning techniques to handle excuses
- Overcoming difficult customers and payment objections
- Closing the dunning call to get commitment to pay
- Identifying warning signs to reduce & prevent bad debts

Trainer's Profile, please click HERE.
Please Click HERE to download the brochure cum registration form

Register Early: Fax: 6884 7640 (Registration)Tel: 9241 4209 (Enquiries)
Email: (Enquiries or Registration)
Contact Person: Benson

Name 1:___________________________________
Job title:___________________________________
Name 2:___________________________________
Job title:___________________________________
Name 3:___________________________________
Job title:___________________________________
Tel: ___________________Fax:________________
Contact Person: _________________Jobtitle:_______
Email: ______________________Co.Stamp:_______

Fees: $ 399 Nett -Include course notes, training certificate, refreshment and indigenous International buffet lunch at The Square@Furama (Halal & Vegetarian meal provided)

Pay: Corporate Training Development
Mail: 25A Jalan Membina, #06-102, Singapore 162025

From: SG Training Hub

Loan at 3.5% interest rate

not sure why so many spam emails...

I am Mr Walters, a renowned, legitimate and accredited money lender. I reside in the Republic of United Kingdom. I loan money to people and companies in need of financial assistance.
Do you have a bad credit or are in need of money to pay bills? Let me take this medium to inform you that I assist beneficiary reliable as I'll be glad to offer you a loan at 3.5% interest rate.
Services provided include:
* Refinance
* Home Improvement
* Inventor Loans
* Auto Loans
* Debt Consolidation
* Horse Loans
* Line of Credit
* Second Mortgage
* Business Loans
* Personal Loans
* International Loans
(No social security or credit check, 100% guaranteed!)
I Look forward permitting me to be of service to you. You can contact me via e-mail:
Mr Richards Walters
Personal Cell-(+447) 0111 37447
Fax Num: +447005-930-894
Tel Num: +4470359 53271


some cheaper sites for a 1-day Batam trip:







We are an electronic products wholesale .Our products are of high quality and low price. If you want to do business , we can offer you the most reasonable discount to make you get more profits. We are expecting for your business. Looking forward to your contact and long cooperation with us! Our mainly products such the phones, PSP, display TV, notebook, video, computers, Mp4, GPS, xbox 360, digital cameras and so on.Welcome to visit our website!
Please visit our website:

See PHUA CHU KANG THE MOVIE at GV Yishun Renovation Party!

Too much water will blind you!

Correct timing to drink water, will maximize its effectiveness on the Human body.
Two (02) glass of water - After waking up - Helps activate internal organs
One (01) glasses of water - 30 minutes before meal - Help digestion
One (01) glass of water - Before taking a bath - Helps lower blood pressure
One (01) glass of water - Before sleep - To avoid stroke or heart attack

Please pass this to the people you know.......and you dont want them to fall blind.. due to too much water!

I DO" Weddings @ Sentosa 10.10.10!

Juz for laughs....

6 Beauty Mistakes That Are Bad For Your Skin

1. Exfoliating too much
Getting rid of dead skin cells helps brighten and soften skin, but sloughing too often or using abrasive scrubs can lead to redness and irritation. Exfoliate just once or twice a week. And choose a chemical exfoliator such as glycolic acid or gentle cleansing beads. Avoid using scrub mitts and exfoliators with an uneven texture, such as walnut shells. Skip the exfoliator if you are using retinoid or AHA products, because these products already have skin sloughing effects themselves.

2. Sleeping with your makeup on
If you come in from a particularly late evening, the last thing you want to do is to wash your face. However, leaving all that dirt, oil and makeup on your face the entire night can set the stage for acne and clogged pores. To make taking it all off simpler, invest in no-rinse face wipes and keep them on your nightstand.

3. Not using sunscreen
Exposure to sun's rays is the primary culprit behind skin aging. You may not notice the effects when you are in your twenties, but as your skin matures, fine lines and dark sports can start to creep in. Even if you're holed up in the office from 9 to 5, you're still susceptible to UV rays because they can penetrate glass windows. To best way to guard against this: Use a sunscreen with at least SPF 15 that's labeled "broad-spectrum", meaning it guards against both UVA and UVB rays.

4. Washing with hot water
Washing your face with hot water strips skin of its natural oils, causing dryness and irritation. The ideal temp is lukewarm. Don't want to give up hot showers? Wash your face first with room-temperature water before you take your steamy bath.

5. Using expired beauty products
Do you keep track of the use-by dates of your makeup and skincare products? Most women haven't a clue. Which spells bad news, because these are things you apply directly on your face. Products past their shelf life can become ineffective or worse, harbor bacteria that can potentially trigger an infection or breakout. Mascaras, for example, should be discarded 6 months after opening. Retinoids and AHAs are effective for 3 months to a year, while antioxidant skincare with vitamin C lasts 6 months. If you are using preservative-free products, you should be extra vigilant as these have a much shorter shelf life.

6. Neglecting your neck
Most of us won't hesitate splurging on the best skincare for our face, but we tend to forget about lavishing the same TLC on our neck. Skin around the neck area is just as delicate as our face's and requires equal attention. When you're applying moisturizer and sunscreen, don't forget to slather it on your neck and decolletage, too.


spam... be careful when you trade online...

I have a Japanese friend who tells me that he works in a Japanese company. I visited the company he works for and found their products quite favorable. And the products have many versions, such as European version, American version, and the Asian version etc. All the company's products have photos in the internet.I suggest you take a look in this website: You will certainly be interested in some products. Thank you k--g


spam email again...

Dear Friend,

I know that this letter may come to you as a surprise, but you need not to worry as I use this way to contact you it is due to is the only means I can reach you confidentially as a foreigner to seek for your assistance in this matter, My name is Mr. George Jones I am the manager audit and account department of our bank, (ADB) Ouagadougou Burkina Faso infect I kindly made up my mind to contact you to use your account to transfer the sum of THIRTY NINE MILLION FIVE HUNDRED THOUSAND US. DOLLARS ($39,500,000.00 US DOLLARS) into your bank account and this fund was abandoned and left unclaimed with our bank for a long time and once the fund get transferred into your account, you will take 40% while I will take 60% of the total money.

If you are interested in this transaction, you have to reply this mail immediately with your full information so that I will let you know the next step to follow immediately in order to finalize this transaction in a period of time.

I am expecting your reply soonest with your personal information as follow
(1) Your Full Name:.................
(2) Your Full Address:..............
(3) Your Phone Number:..........
(4) Your Occupation:...............
(5) Your Age:.........................
(6) Your Nationality:................

Yours Sincerely,
Mr. George Jones


another spam email received out of nowhere...

Good Day.
My Firend,

How are you together with your family members?I think all is well. Despite the fact that I did not know you in person or have i seen you before but due to the reliable revelation,I decided to share this lucrative opportunity with you, I have no other choice, so kindly consider this message as vital, believing that sooner or later we will be multi millonaires,

First and formost, I have to introduce myself to you. I am Mr. Mahmood Ibrahim, THE FOREIGN OPERATIONS MANAGER OF OUR BANK here in my country, BURKINA FASO WEST AFRICA. I am married with two children.

I want you to assist me in other to transfer the sum of Twenty Five Million Five Hundred Thousand United States Currency ($25.5,000,000.00) into your reliable account as the Next of Kin to our Foreign Business partner , the original owner of the fund. He was a foreigner and a multi company holder who died in a plane crash with his family years ago, he deposited the fund in our bank for his business expansion in Africa unfortunately he met this sudden and untimely death and the worst thing that happened was the wife who suppose to be the successor of the account died alongside with him. Since the deceased left no body behind to claim the fund, as a foreigner, you are in better position for that, and no body will come for the claim after you have applied.If you are ready to assist me, set up a new bank account or forward to me any one avialable so that the process will commence.

I will guide you on how you should apply for the claim so that everything will be smooth and correct. After the transfer, i will resign and come over to your country for the sharing of the fund 50/50 base on the fact that it is two man business.
Finally, note that you are not taking any risk because there will be a legal back up as we commence.
Further information will be given to you as soon as I receive your reply

Fill this information

(1) YOUR FULL NAME................................
(2) YOUR AGE AND SEX............................
(3) YOUR CONTACT ADDRESS..................
(4) YOUR TEL AND FAX NUMBER..............
(5) YOUR COUNTRY OF ORIGIN..................

Trusting to hear from you immediately.
Thanks & Best Regards,
Mr. Mahmood Ibrahim,