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Wednesday, February 22, 2012

PAYMENT CONFIRMATION - spam

received this email out of nowhere... should be a spam...




Dr (Mrs) Rose Kologo DGN

General Auditor

Union Economic & Monetary Orient for Africa

(UEMOA)

Ouagadougou Regional Head Office.

Ouagadougou, Burkina Faso. West Africa.


PAYMENT CONFIRMATION:

I am Dr (Mrs) Rose Kologo, the general auditor for Union Economic & Monetary Orient For Africa, my office monitors and control the affairs of all banks and financial institutions in
West Africa as concerned with foreign contract payments. I am the final signatory to
any transfer or remittance of huge funds moving within banks both on the
local and international levels in line to foreign payment settlement.

I have before me list of funds and name of beneficiaries, which could not be transferred to
some nominated accounts as these accounts have been identified either as
ghost accounts, unclaimed deposits and over-invoiced sum etc.

Also, some of the enlisted beneficiaries could not be reached neither by telephone nor email.

I am contacting you to strike a deal with you. I can divert a sum of 7.3 Million out of these funds into your receiving bank account in your Country, if you are interested.

As it is my duty to recommend the transfer of these surplus funds to the
Government Treasury and Reserve Accounts as unclaimed deposits, I have the
opportunity to write you based on the instructions I received two days ago
from the Parliamentary Committee on Contract Payments / Foreign Debts to
submit the List of payment reports/ expenditures and audited reports of
revenues. Among several others, I can include your name and account details on the payment schedule to remit the sum of US$7.3 Million into your bank account following my idea that we have a deal /agreement and be rest assured that this is going to be done legally.


MY CONDITIONS:

1). The sum of USD$7.3 Million only will be transferred into your nominated bank account by telegraphic Transfer (T/T), confirmable in 7 working days and after you have confirmed the transfer of the funds into your account, 35% out of the whole sum will be for you, 10% for any sundry expenses that may accrue during the transaction while 55% will be for me.


2. This deal must be kept secret forever and all correspondence will be
strictly by email / telephone, for security purposes.


3. There should be no third parties involved.

If you AGREE with my conditions, l advise you on what to do immediately and
the transfer will commence without delay as I will proceed to fix your name
on the Payment schedule instantly to meet the seven working days mandate.

Regards,

Dr (Mrs) Rose Kologo DGN

General Auditor

UEMOA.

Tuesday, February 21, 2012

Presentation by Lion Global and Franklin Templeton

UOB Kay Hian cordially invites you to a presentation by Lion Global Investors Ltd and Franklin Templeton Investments.
Lion Global Investors Ltd
Topic: Funds for worried investors
Synopsis: 2011 was an extraordinary year for investors. In the first half of the year, markets demonstrated remarkable resilience in the face of severe shocks, including the oil price spike accompanying the “Arab Spring” revolutions and the tragic disasters in Japan, as well as concerns over overheating and tightening in Asia. In the second half of 2011, market confidence weakened under the combined weight of US political wrangling over the debt ceiling, renewed fears of a Greek default and financial contagion in Europe and worries over a sharp slowdown in the global economy.
The macro environment for 2012 remains uncertain. Risks to the global financial system from the European debt crisis have not dissipated. Lion Global will talk about where investors can turn to in such volatile markets.
Franklin Templeton Investments
Topic: Navigating Global Divergence & Uncertainty
Synopsis: With the economic uncertainty in the backdrop, fixed income investments continue to play an important and core role in investment portfolio. Franklin Templeton Investments will share where and what are the investment opportunities in the fixed income space.

Date of Event: 25 Febuary 2012, Saturday
Time: 10.00 am - 12.00 pm
Venue: UOB Kay Hian Auditorium
Please register your participation via the UTRADE website under "Education".
Admission is free-of-charge. We look forward to seeing you on Saturday!
Best regards,
UOB Kay Hian
UOB Kay Hian Pte Ltd. Co. Reg. No. 197000447W
8 Anthony Road, #01-01, Singapore 229957
www.utrade.com.sg | +65 6536 9338 | contact@utrade.com.sg

Good Day. - spam

I am Mr. Zakiu Wadu a chartered chief auditor with BANK OF AFRICA of Burkina Faso Ouagadougou West Africa. I got your contact address from your country through online directory. Your impressive and managerial records made me to solicit for your partnership in these regards. You are the only person that I have contacted for this business and with the trust that you will not let me down.

After going through some old files in the records during the audit for the year in my own department which I am heading now, I discovered that there was an account opened in this bank since 2000 and since then till now nobody has operated on this very account.

The owner of this account as I discovered from the bank record secretly , is Late Mr. Jerome N. Snaga, a foreigner and a miner at the Anglo Gold Platinum Mining Company in Mafikeng Burkina Faso, as a geologist by profession and he has died since 2001 and Up till now, no other person knows about this account or anything concerning this money, no other persons name or group was documented as the beneficiary of this money because according to my investigation which I made last few months ago proved to me that his family died along with him during their holiday travelling and his company does not know anything about this account , because the company was bankrupted after two year of the death of Late Mr. Jerome N. Snaga.

The amount involved in this discovered account is US$ 15.5.Million and I want to transfer the total fund to a safe bank account overseas before my resignation from my bank. Meanwhile I contact you as a trusted partner who will stand as the beneficiary of the fund and next of kin/beneficiary to Late Jerome N. Snaga to claim this fund in your name. I am only contacting you as a foreigner because this fund can not be approved to a citizen of this nation or local bank here.

So I only need your full co-operation in order to achieve the success of this project and be informed that our management is ready to approve this payment to whoever that has correct information to this very account of which I will relate to you later, if you are able to handle such fund in strict confidence and trust according to my instruction and advice for our mutual benefits because this opportunity will never come again in my life. I need your strong assurance, honesty trust and reliability because I know that with good co-operation we shall have well successfully.

With my full position now at my department I am assuring you that this money can be transfer to reliable foreign bank account which you will provide for this fund, assurance that this money will be intact pending my physical arrival in your country for sharing of this money.

Be assured that you stand no risk of any kind as the fund belongs to us now, Therefore, after the eventual stage of the transfer of this fund, I will offer you a reasonable amount to the sum of 40% from the total fund and after the successful transfer of this fund to your bank account we will remove 10% from the fund to offset every expenses we might have incur during the course of this project and 50% for me.


Do indicate your private information as listed below in your respond for easier communication on this project.

Your Full Name:..............
Your Country:...................
Your Direct Phone N°........
Your Fax N°.......................if available.
Your Age:..........................
Your Sex..........................

Looking forward to your urgent response, thanks for your co-operation.

Best Regards,
Mr. Zakiu Wadu,
(Chartered Auditor)

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Singapore Budget 2012 - Initiatives Relating to CPF

received this from CPF newsletter... do read it for your own info!



Dear CPF Member

Singapore Budget 2012 - Initiatives Relating to CPF

Deputy Prime Minister and Minister for Finance Tharman Shanmugaratnam announced the following initiatives relating to CPF during the FY2012 Budget Statement in Parliament on 17 February 2012:

• Increase in CPF Contribution Rates for Older Workers

Lower CPF contribution rates for older workers were introduced to help improve the employability of older workers when seniority-based wage structures were prevalent. Since then, older workers have become more employable and progress has been made in reducing seniority-based wage rigidities. This positive trend is expected to continue. After consultation with its tripartite partners, the Government has reached a consensus to maintain in the long term the same CPF contribution rates for all workers up till age 55, rather than age 50.

The changes to CPF contribution rates for older workers will be introduced gradually to moderate the cost impact on employers and to take into account the subdued global economic outlook in the near term. The following increases as shown in the table below will be introduced as a first step with effect from 1 Sep 2012.

Increase in CPF older worker contribution rate
Age
group
Increase in
employer
contribution
Increase in
employee
contribution
Total increase
in contribution
Allocation of increase
OASAMA
50-552%0.5%2.5%0.5%1.5%0.5%
55-601.5%0.5%2%0.5%1%0.5%
60-650.5%-0.5%-0.5%-


• Enhancement to SEC

The Special Employment Credit (SEC) was introduced as a 2011 Budget Initiative to support employers as well as to raise the employability of older low-wage Singaporeans. It will be enhanced in 2012 to provide employers with continuing support to hire older Singaporean workers.

With the 2012 enhancements, about 73,000 employers employing 350,000 older Singaporeans are expected to benefit from the SEC. This will cost the Government about $470m per year over the next five years. Employers may qualify for the SEC for workers employed from 1 January 2012 onwards. Payments will be made twice a year, with the first payment of the enhanced SEC to be made in September 2012.


• One-off Medisave Top-up

To offset the expected increase in MediShield premiums in 2012, all Singapore Citizens insured under MediShield will receive a one-off Medisave top-up. Older Singaporeans will receive a larger top-up as they face higher premiums.

Age as at next birthdayMedisave Top-up
1-40$50
41-50$100
51-60$200
61-75$300
76 and above$400


• Silver Housing Bonus and Enhanced Lease Buyback Scheme

MOF has announced the introduction of the Silver Housing Bonus and Enhanced Lease Buyback Scheme.

--

More details on the schemes will be released during the Committee of Supply Debate of Ministry of Manpower/ Ministry of Health/ Ministry of National Development in March 2012.

Visit the CPF website for the latest information on the CPF changes.


Yours faithfully
CPF Board

CHIEF KOFI NKRUMAH FROM OBUASI GHANA/ GOLD OFFER NEED SERIOUS BUYERS

CHIEF KOFI NKRUMAH FROM OBUASI GHANA/ GOLD OFFER NEED SERIOUS BUYERS
FROM: Koffi Nkrumah
EMAIL: chiefkofigoldminer@yahoo.com

EMAIL: kgoldminer@yahoo.com

Dear Sir/Madam,


This is Chief Kofi Nkrumah, from Effiduase Village in Obuasi Accra Ghana.


Actually, I am traditional Chief here in Ghana. I have many hectare of land of Gold, inherited by my grandfathers. Currently we have 350kgs in stock waiting for serious buyers.

Our price per kilo is $45000, Serious buyers is expected to fly to Accra Ghana,inspect our product to ascertain the purity and quality of our product.There after buyer will only pay for shipping cost and gold will be shipped to buyers destination refinery. Sellers representative will accompany buyer to his refinery. After final assay in buyers refiner buyer in present of seller's representative will transfer the total cost of the gold into seller's designate account.

Best Regads,
Chief Kofi Nkrumah

How Much Exercise Do You Need to Protect Your Heart?

How Much Exercise Do You Need to Protect Your Heart?
Research shows just 15 minutes benefits cardiovascular health
February 14, 2012 | By Larissa Long, Contributing Editor, Peak Health Advocate
By now, it’s no secret that exercise is crucial for keeping your heart healthy and reducing your risk of coronary heart disease (CHD) and countless other diseases. Like every muscle in your body, your heart needs to be worked out and challenged in order to stay strong and keep ticking.
Questions still remained, though, about exactly how much physical activity is required to significantly lower your risk of CHD. So researchers at the Harvard School of Public Health set out to find an answer.[1]
In their meta-analysis of 33 studies that correlated exercise and reduction of CHD risk, nine included adequate quantitative data of physical activity. After review of those studies, the researchers found that those who engaged in moderate-intensity exercise for 150 minutes (two and a half hours) per week — which, according to federal guidelines, is the minimum amount of exercise we should be getting — experienced a 14 percent reduction in CHD risk compared to those who didn’t exercise at all.
And the participants who engaged in moderate-intensity exercise for 300 minutes (five hours) per week had a 20 percent lower risk of CHD.
Interestingly, the association between the amount of exercise and heart health was greater in women than men. Among the people who exercised 150 minutes per week, the men saw a 9 percent reduction in CHD risk and women had a 20 percent reduction in risk, compared to their sedentary counterparts. And among those who worked out 300 minutes per week, the men saw an 18 percent reduction in risk and the women saw a 28 percent reduction, compared to the non-exercisers.
The best news to come out of this analysis, however, is that even the people who exercised for a mere 75 minutes per week — less than 15 minutes day — still experienced a 14 percent reduction in CHD risk. [1]
How to Fit in Daily Exercise for Heart Health
The results of this meta-analysis should come as welcome news for those who find it hard to fit exercise into their jam-packed schedules. If you’re one of those people, strive to move for 15 minutes most days of the week, and you’ll do yourself and your heart a tremendous favor.
Remember, there are countless forms of exercise. If you dread going to the gym or walking on a treadmill, try an exercise DVD, go for a walk or jog around your neighborhood, or try yoga, Pilates, or strength- or circuit-training. Even chores around the house, like vacuuming, scrubbing the shower, and gardening can be turned into a workout if you make it strenuous enough!
It’s also important to note that you don’t have to do it all at once. Getting four 15-minute mini-workouts can have the same heart-protective benefits as a full hour-long workout.
In addition, look for unique opportunities to fit exercise into your daily life. Here are some ways to do that:
  • Take a 15- or 20-minute stroll at lunchtime or after dinner with your spouse, friend or dog.
  • Always take the stairs instead of the elevator or escalator.
  • Ride your bike to work or to run simple errands.
  • Play with your kids or grandkids in the park or in your yard.
  • Park as far away as possible from the entrance of a store.
  • Do sit-ups, push-ups, lunges or squats while watching TV.
  • Every hour, get up and stretch or walk a lap around your office.

Thursday, February 16, 2012

Productivity for Professionals, Managers, Executives and Technicians

The WSQ AOE programme provides a systematic pathway that aims to equip workforce with vital industry skills and knowledge to
enhance competency, increase operational productivity and professionalism within the industry.This
programme is specially designed for the Professionals, Managers, Executives and Technicians (PMETs)
across all industries and related sectors, including government statutory boards and government ministries, aiming to enhance the skills in the areas of quality management,
business process improvement, people management and project management.
COURSE OBJECTIVES
1. To enhance the skills in the areas quality management
2. To encourage business process improvement
3. To drive people management
4. To implement project management
COURSE OUTLINES
Module 1: Apply Management Level Planning Skills (2 days/ S$224.70*)
2012 Programme Intake Dates
15 & 16 March, Assessment: 30 March
17 & 18 May, Assessment: 31 May
- Different types of plans
- Approaches to planning
- Definition of organisational policies, objectives and procedures
- Four main functions of management
- Relationship of planning to other management functions
- Relationship of operational plans to strategic plans
- Organisational operational plans
- Types of functional goals
- Steps in planning process
- How to translate organisational objectives into functional goals
- How to conduct strengths and weaknesses analysis
- Resource utilisation
- Contingency planning
- How to prepare planning outcomes reports
Module 2: Apply Project Management Skills (4 days/ S$417.30*)
2012 Programme Intake Dates
2, 3, 9 & 10 February, Assessment: 29 February
10, 11, 12 & 13 April, Assessment: 30 April
6, 7, 13 & 14 June, Assessment: 29 June
- Purpose of project management
- Pros and cons of managing projects
- Project management processes
- Defining the scope of project
- How to conduct feasibility analysis of undertaking the project
- Project selection methods
- Managing project risks
- How to manage the resources required to undertake the project
- Project management tools
- Negotiation skills
- Types of stakeholders
Module 3: Manage Process Improvement (3 days/ S$288.90*)
2012 Programme Intake Dates
14 & 15 February, Assessment: 28 February
17 & 18 April, Assessment: 24 April
11 & 12 June, Assessment: 28 June
- Concept of process management
- Organisational goals vis-Ё¤-vis customer expectations and requirements
- Process continuous improvement methodologies used by organisation
- Defining process relationship
- Process mapping techniques
- Process mapping conventions or symbols
- Types of data and how data should be recorded
- Process control for variable and attribute data
- Methods of presenting process data
- Process capability
- Change solicitation process
- Change resolution process
- Standardisation of process
Module 4: Manage Quality System and Processes (5 days/ S$481.50*)
2012 Programme Intake Dates
19, 20, 21 & 27 March, Assessment: 29 March
8, 9, 10 & 21 May, Assessment 29 May
- National/international quality standards
- Workplace quality system requirements
- Scopes of quality system and processes
- Customer expectations
- Dimension of quality
- Costs of quality
- Communication means
- Use of statistical process control tools for measuring and tracking of quality performance
- Quality issues resolution process
DURATION
14 days (4 modules) for full qualification.

Training Hours
Assessment Hours
Module 1
14
1
Module 2
28
2
Module 3
22
2
Module 4
37
3
TRAINING METHODOLOGY
Classroom-based experiential learning with roleplays, exercises and case studies
AWARD
Upon completion of this programme, a full qualification certificate will be issued
by Singapore Workforce Development Agency (WDA).
This also includes a Statement of Attainment (SOA) for each individual module.
ASSESSMENT
Duration: refer to the table
Method: oral, written, and project work
Min 75% attendance and undergo assessment are required to qualify for government grant.
COURSE FEE
S$1,412.40* for all 4 modules (individual modules are available)
*Price is inclusive of 7% GST and after WDA funding for Singapore Citizens and Permanent Residents
Open for MNCs, SMEs, Government Ministries, Government Statutory Boards, employed or unemployed
ABSENTEE PAYROLL
Capped at S$4.50 per hour
ADMISSION CRITERIA
Learners are assumed to:
- Have an in-depth knowledge of their organisational work processes and good presentation skills
- Employability Skills System (ESS) level 8 or equivalent
An applicant must be at least 18 years of age on admission to the programme.
FURTHER ENQUIRIES
Contact: Rayson Lee
Phone: 65 6826 3086
Fax: 65 6826 3021

Dear friend - spam

spam...




Dear friend,
I am the manager of bill and exchange at the foreign remittance department Bank of African (BOA). I got your address in Burkina faso chamber of commerce through yahoo details.In my department we discovered an abandoned sum of $ 30 ,000,000 US dollars(Thirty MillonUS dollars) .In an account that belongs to one of our foreign customer who died along with his entire family in a plane crash in the year 2003 in kenya that almost took the whole life of the passengers onboard.Since we got information about his death, we have been expecting his next of kin to come over and claim his money because we cannot release it unless somebody applies for it as next of kin or relation to the deceased as indicated in our banking guidelines but unfortunately we learnt that all his supposed next of kin or relation died alongsidewith him at the plane crash leaving nobody behind for the claim. It is therefore upon this discovery in my department i decided to make this businness proposal to you and release the money to you as the next of kin or relation to the deceased for safety and subsequent disbursement since nobody is coming for it and i don;t want this money to go into the Bank treasury as unclaimed Bill.The request of foreigner as next of kin in this business is occasioned by the fact that the customer was a foreigner and a Burkinabe cannot stand as next of kin to a foreigner. i agree that 45% of this money will be for you as foreignpartner, in respect to the provision of a foreign account, 5% will beset aside for expenses incured during the business and 50% would be for;me to the percentages indicated.Therefore to enable the immediate transfer of this fund to you as arranged, you must apply first to the bank as relations or next of kin of the deceased indicating your bank name, your bank account number, your private telephone and fax number for easy and effective communication and location where in the moneywill be remitted .Upon receipt of your reply, I will send to you by fax or email the text of the application. I will not fail to bring to your notice that this transaction is hitch free and that you should not entertain any atom of fear as all required arrangements have been made for the transfer.You should contact me immediately as soon as you receive this letter. Trusting to hear from you immediately.Yoursfaithfully,
Mr Mohammed Abdel.

Valentine's Day 2012 - spam email

An email from so-called Microsoft Outlook




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Questions? Please contact us.


Please reply as soon as possible - spam

received another spam email...





Dear Friend,
I assume that this message will reach you in good health. However, it's just my urgent need for foreign partner that made me to contact you for this transaction. I assured you honesty and reliability to champion this business opportunity.
I'm Herman Sanou, from Burkina Faso West Africa, I’m the foreign operation manager of the African development bank. I have the opportunity of transferring the left over funds what of ($9,6.Million Dollars) from the account of our bank's customer who died along with his entire family in a plane crash.
I am contacting you for this business while the money will be shared between us in the ratio of 50/50,on the acceptance of my proposal, Further details of the transfer will be forwarded to you as soon as i receive your response.
Please indicate your willingness by providing the below information for easy communication.
Full Name...
Contact address...
Tel...
Hoping to hear from you as soon as possible.
Regards
Herman.

Friday, February 10, 2012

Message From Maybank2u

I do not have any bank account with MayBank, but I received this email from so-called MayBank... Should be a spam...



From: Maybank2u >

Dear Customers,

We detected irregular activity on your Maybank2u account on 11/01/2012. For your protection,
you must update your details before you can continue using your online banking. Please visit
the maybank website in this message and validate your details on our new server.

As a result, we require you to confirm and verify your account information by Clicking Here
and completing the confirmation process.

P.S. The Link in this message will expire within 24 hours. TAC will be required during update.

Thank you,
Malayan Banking Berhad (Maybank)

Thursday, February 9, 2012

20 EUR/USD/GBP No Dep Sign Up Offer! [Playtech-Cgold]

spam email received again...




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English:

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Dutch:

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Spanish:

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source: http://trendy-site.com/link.php?M=6316945&N=326&L=12&F=H

Wednesday, February 8, 2012

How to conceive a Dragon baby

Do Dragon babies really bring good luck?

According to fengshui master Jo Ching, the dragon is seen as an emblem of prosperity and fortune, and many believe that having a dragon baby will bring good luck to the family.

This has led to a baby boom every dragon year. KK Women's and Children's Hospital say they expect to see an 8 percent increase in deliveries this year, up from 16,000 deliveries in the last dragon year in 2000.

Gleneagles Hospital, Mount Elizabeth Hospital and Parkway East Hospital also cited a possible 5 to 15 per cent rise in the number of deliveries, from the average of 1,800 to 3,000 babies a year.

In addition, being born in the Dragon year does not automatically guarantee that the baby will enjoy good luck, said master Jo Ching.

Certain dates bode autism

"In terms of luck calculation, Chinese astrologers like us will actually need to look at the date of the birth, as well as the time of the birth," he said.

Malaysian Institute of Geomancy Sciences (MINGS) founder Prof David Koh said every animal had its good and bad points, The Star Malaysia reported.

“Not all Dragon babies are successful in life. It mainly depends on their date of birth,” he said.

For this year, from the first month to the fifth month and the 11th month of the Chinese calendar are considered good months for giving birth.

However, children born on certain dates are prone to autism.

The dates are March 22, 23, 28 and 29; April 1, 2, 7, 8, 11, 12, 17, 18, 21-28; May 1, 2, 7, 8, 11, 12, 17, 18, 21, 22, 27, 28 and 31.

Other dates which are not so good are June 1, 6, 7, 10, 11, 16 and 17; Oct 22 and 23; Nov 1, 2, 11, 12, 21 and 22; Dec 1, 2, 11 and 12.

source: http://www.yourhealth.com.sg/content/how-conceive-dragon-baby/page/0/4

MP0104

not sure if it is a spam...





Dear Sir or Madam,

how are you!

We are printing & packaging manufacturer based in Guangzhou, China, which specialized in printing & packaging items production, packaging & packaging design, commercial printing, graphic design, 3D design, and packaging/gift box development (paper boxes, plastic boxes, metal boxes, wooden boxes, leather boxes, etc).

Pls visit our website and online show room for more info:

- Websites: www.ChinaPrintingPackaging.com

www.GiftBoxes.cn

- Online showroom: http://ugi.en.alibaba.com/

Packaging applications

- Medical & medicine packaging

- Apparel packaging

- Cosmetics packaging

- Gift packaging

- Jewelry packaging

- Wine packaging

- Electronics packaging

- Lighting packaging

- Apparel & shoes packaging

Packaging/gift boxes

- Watch boxes

- Jewelry boxes

- Eye glasses cases

- Pen boxes

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Packaging materials

- Blister cards & clamshells

- Hologram stickers

- Label & stickers

- Bags

- Boxes & containers

Commercial printing

- Book & magazine printing

- Brochure printing

- Catalogue printing

- Flyer printing

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Design service

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Export Manager
-------------------------------------------

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Email: info@ChinaPrintingPackaging.com

Web: www.ChinaPrintingPackaging.com

www.Giftboxes.cn

Online showroom: http://ugi.en.alibaba.com/

MSN: ugipackaging@hotmail.com

Skype: ugipackaging

Tuesday, February 7, 2012

CHIEF KOFI GOLD MINERS OBUASI GHANA/ GOLD OFFER NEED INVESTOR

spam email...




CHIEF KOFI GOLD MINERS OBUASI GHANA/ GOLD OFFER NEED INVESTOR
Hide Details
FROM: Koffi Goldminers
EMAIL: goldminerschiefkofi@yahoo.com.vn
EMAIL: kgoldminer@yahoo.com

Dear Sir/Madam,
This is Chief Kofi Nkrumah, from Effiduase Village in Obuasi.

Actually, I am traditional Chief here in Ghana governing the Village of
Obuasi where I have many hectare of land of Gold, inherited by my
grandfathers. we have 350kg down


We have managed to dig out about this 350 KG which I wanted to use your
assistance to sell in your country. I will advise you to look for more
buyer because we are trying to expand our mining strategy, that means we are
trying to purchase a mining equipment which will be more easier after
selling this 350 KG We have been selling to people who sell out to
foreigners but I have discover that they are cheating us, that was why I
decided to look for Direct buyers or foreign partner who will assist me
in the selling of the product so that we can go into a long business
relationship.


I have made the entire necessary inquiry for the shipment through a legal
procedure here in Ghana, I wait to hear from you so that I can send you
F CO which will enable us to move ahead. My regards to your family.

Looking Forward to do Business With You
Best Regard
Chief Kofi & Co. Local Gold Miners Ghana

8 Heart-Healthy Ways To Say "I Love You"

1. Red wine

"Pinots, shirahs, merlots -- all red wines are a good source of catechins and resveratrol to aid 'good' cholesterol."

2. Dark chocolate

70 percent or higher cocoa content -- "truffles, soufflés and even hot chocolate can be a good source of resveratrol and cocoa phenols (flavonoids) as long as dark chocolate with a high content of cocoa is used."

3. Salmon/tuna

"Especially white, or albacore, tuna and salmon are excellent sources of omega-3 fatty acids, and canned salmon contains soft bones that give an added boost of calcium intake."

4. Flaxseeds

"Choose either brown or golden yellow, and have them ground for a good source of omega-3 fatty acids, fiber, phytoestrogens."

5. Oatmeal

"Cooked for a breakfast porridge or used in breads or desserts, oatmeal is a good source of soluble fiber, niacin, folate and potassium."

6. Black or kidney beans

Good source of niacin, folate, magnesium, omega-3 fatty acids, calcium, soluble fiber.

7. Walnuts and almonds

"Both walnuts and almonds contain omega-3 fatty acids, vitamin E, magnesium, fiber and heart-favorable mono- and polyunsaturated fats."

8. Berries

Blueberries, cranberries, raspberries, strawberries -- "berries are a good source of beta carotene and lutein, anthocyanin, ellagic acid (a polyphenol), vitamin C, folate, potassium and fiber."


source: http://sg.shoppinglifestyle.com/health/slideshow/8-heart-healthy-ways-say-i-love-you/2023/1/

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source: http://kbox.com.sg/NewsArticle.aspx?u=30

URGENT MESSAGE FROM PAYMENT OFFICE

spam email received again...




From Yc/ 031 Department Bank of Africa.
67c/hocker apkapka Cotonou Benin
Republic western Africa.



Attn: Beneficiary,

This is to bring to your notice that We, Bank Of Africa Cotonou Benin Republic are delegated to inform you from the United Nations Office to pay 10 Benin Republic 419 scam victims $1.200,000.000Usd each, you are listed and approved for this payments as one of the scammed victims, On this faithful recommendations we want you to know that during the last UN meeting held at Porto Novo, Capital Of Benin Republic,


It was alarmed so much by the rest of the world in the meeting on the lose of funds by various foreigners to the scams artists operating in syndicates all over the world today, the president of the country DR. YAYI BONI is now paying 10 victims of this operators $1.200,000.000 USD each, Due to the corruption and inefficient banking systems in Benin Republic.

However, we are very surprised when we received an email from Mr Graig Morrison, in the content of his message he told us that he is your next of kin and you died in a car accident last Month. He has also submitted his BANKING DATAS for us to transfer your total compensation fund to him, Mr Graig Morrison account co-ordinate is as stated below:-

Bank: Bank of America
1121 N 205th St, Shoreline, Wa 98133.
Bank routing number: 125000024.
Bank account number: 5319678606.
Account Holders name: Graig Morrison .

Moreover, we decided to email and confirm from you first, whether you are alive or dead before we can make the transfer to his account information's he provided to us. So you have to contact our paying Agent through this email below if you are still alive:

BANK OF AFRICA PTVO BENIN MONEYGRAM (PAYMENT DEPARTMENT OFFICE.)
NAME: MR UDOCHUKWU ANTHONY

Direct Line: +229 98-55-69-65
Email: monygram24hboa@superposta.com

Endeavour also to send him this information’s as i listed it below to avoid wrong transfer.

Your Receiver Name...
Your Country.....
Tel;........
Age.......
Address............
text Question.....
Answer.........

Note: your compensation fund will transfer to your destination address through MoneyGram transfer you will be receiving $6000USD everyday until the total amount is complete, contact the paying department immediately you receive this mail to enable then give you the first payment $6000USD MTCN NUMBER and other transfer information.


Let us know immediately your funds transfer to information you will provide to them, MoneyGram Bank of Africa (774DP) is the appointed bank to transfer your compensation fund where you wish to receive the payment through MoneyGram transfer until your total fund complete this instruction from United Nation.

Thanks,
Mrs Mary Clement
United Nation coordinator
Bank of Africa Benin Republic

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Friday, February 3, 2012

Year of the Water Dragon 2012

Rat – 子 Born in 1924, 1936, 1948, 1960, 1972, 1984, 1996 and 2008
Best Compatible Animal Signs – Ox
Compatible Animal Signs – Rat, Dragon and Monkey
Conflict Animal Sign – Horse
The basic character of a person born in the year of the Rat is that he/she is optimistic, gentle, wise, intelligent, intuitive, a self starter, helpful, active, sociable, honest, full of energy and self confidence. An artistic person who has a keen sense of the surroundings and can develop keen intuition with proper guidance.
There are many “Disastrous Stars” (凶星) and only two “Lucky Stars” (吉星) on your side this year. There will be many difficult paths and barriers waiting ahead for you to concur. Although you have a great number of “Disastrous Stars” (凶星), you still can make the best out of the worst if you plan and execute carefully. Learn to endure and work against all odds, you can still make it big this year. Stay positive and you will have a few “Benefactors” (贵人) to help you along the way to help you defend against some “Xiao Ren” (小人) who are plotting to harm you.
For this year, it is advisable that you take a step back and look thoroughly before you make your move. The best thing to do is to avoid direct confrontation, do not be too quick in your words, and think carefully before you act. Beware of your speech and actions because it will create a big stir and the repercussions will be disastrous if you are not careful. Your Personal and Career luck will fluctuate a lot this year and affecting the way you think and react to situations around you.
When it comes to Love Life issues this year, you have to take serious considerations over the issues between you and your loved one; otherwise, you will be caught in serious problems pertaining to relationship. Quarrels between spouse and family members will increase, thus you have to stay calm and think of the bigger picture before sharing your frank opinions. Your health is not too good and you tend to be easily fall prey to flu and sorethroat. Do take care, rest well and be alert in order to prevent stress, sickness and accidents from happening. Try to avoid water related activities for this year.
Monthly Forecast Table for 2012
February – Bad
May – Auspicious
August – Bad
November – Bad
March – Bad
June – Bad
September – Good
December – Auspicious
April – Normal
July – Good
October – Good
January – Auspicious
1936
Lead a simple life and you will be happy. Accident Prone Year
1948
Many Disastrous Stars, Health issues – especially Respiratory problems
1960
Many Disastrous Stars, beware of Legal Matters and loss of fortune
1972
Unstable Career or Business, many Xiao Ren. Do not be forceful, win by wisdom
1984
Love Life unstable, many Xiao Ren and quarrels. Stay calm and don’t be implusive Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
Ox – 丑
Born in 1925, 1937, 1949, 1961, 1973, 1985, 1997 and 2009
Best Compatible Animal Signs – Rat
Compatible Animal Signs – Ox, Rooster and Snake
Conflict Animal Sign – Goat
The basic character of a person born in the year of the Ox is that he/she is very honest, trustworthy, hard working; has a strong sense of integrity and strong willed. This person is a very good worker as well as one who depends on his/her own strength and capability to earn success and recognition.
Congratulations! You would be blessed with many “Lucky Stars” (吉星) that demonstrate excellence, with just one or two “Disastrous Stars” (凶星) following through. However, the many “Lucky Stars” (吉星) will be more than enough to prevent the disastrous ones from doing any major harm to you. This is a year of vibrancy and opportunities if you can stay calm and focused without being overwhelmed by the greed of success. Stay in low profil, talk lesser and listen/observe more, so that you will not get yourself caught in the political whirlpool.
Thus with the help of these shining stars, you would benefit in career development, maybe even looking forward to a career change or starting of your own business and even reaping great returns in your current business or investments. For students, you will have a chance of passing your exams with flying colours if you put in your heart and soul into your studies.
Health is not optimal this year, beware illness that will fall upon you, thus seek early treatments before it becomes too serious to handle. Control your diet and have enough sleep, avoid excessive drinking.
This is a good year for lots of action and happening in your Love Life. The married would have a happy harmonious relationship with the spouse including the whole family. The attached would be able to have joyous relationship with the partner. The minor quarrels and disagreements would not be disastrous but help to strengthen the ties. As for the singles, there would be chance to establish a relationship or even tie the nuptial knot.
Monthly Forecast Table for 2012
February – Auspicious
May – Normal
August – Bad
November – Bad
March – Bad
June – Auspicious
September – Auspicious
December – Good
April – Bad
July – Auspicious
October – Normal
January - Good
1937
Very Auspicious, However must be Emotionally stable in order to maintain Good Health
1949
Auspicious, avoid excessive drinking, control temper and resolve issues peacefully
1961
Very Auspicious, However be vigilant will have loss of fortune due to carelessness
1973
Opportunity in Career or Business, build up contacts and networking
1985
Good career advancement. Love Life vibrancy with wedding bells chiming away, avoid excessive drinking.
Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
Tiger – 寅
Born in 1926, 1938, 1950, 1962, 1974, 1986 and 1998
Best Compatible Animal Signs – Pig
Compatible Animal Signs – Tiger, Dog and Horse
Conflict Animal Sign – Monkey
The basic character of a person born in the year of the Tiger is that he/she is very Independent, Ambitious, Adventurous, Sharp and Practical. This person is likely to work abroad if given a chance. Although he/she likes being a Lone Ranger most of the time because of the high level of independence and ambition, there is no way he/she will give in to others until the last breath or submit without giving a good fight.
There are many “Disastrous Stars” (凶星) and only very few “Lucky Stars” (吉星) on your side this year. There will be many difficult paths and barriers waiting ahead for you to concur. Although you have a great number of “Disastrous Stars” (凶星), you still can make the best out of the worst if you plan and execute carefully. Learn to endure and work against all odds, you can still make it big this year. Stay positive and you will have a few “Benefactors” (贵人) to help you along the way.
You are in a disadvantage position this year, so the best is to endure and find your way out using your wits rather than direct confrontation. In direct confrontation, you might win on the surface initially, but ultimately, you will be the one who lose out in the long run. Although there will be some “Benefactors” (贵人) to give you the support and advices, you still have to be careful and strike only when the time is right. Do not be too hasty in decision making for major issues. Take a few step back and see the bigger picture. Build up a good relationship with fellow colleagues and clients. Gain their respects through your humbleness; this will help you in crossing hurdles and preventing animosity or jealousy from any competition in your office or business.
Love Life will experience minor hiccups this year, thus it would be good to lower down your pride and discuss calmly with your partner to settle relationship issues with a clear mind. Do not be overly stressed as it will affect your health status, give yourself some space to breath easily and relax your mind.
Health is poor this year and you are more prone to accidents this year, thus one way is to do some blood donation and the other way is to help others by donating more frequently but within your means.
Monthly Forecast Table for 2012
February – Normal
May – Good
August – Normal
November – Bad
March – Good
June – Normal
September – Normal
December – Bad
April – Bad
July – Good
October – Normal
January - Bad
1938
Poor Health and down in luck
1950
Disastrous with complication in relationship issues and poor Health. Rest more
1962
Work related issues, avoid overwork and stress. Control temper
1974
Beware and avoid all dangerous sports and places. Poor Health and lose money
1986
Relationship issues, don’t be too self centred, avoid speech/actions that will hurt others. Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
Rabbit – 卯
Born in 1927, 1939, 1951, 1963, 1975, 1987 and 1999
Best Compatible Animal Signs – Dog
Compatible Animal Signs – Rabbit, Pig and Goat
Conflict Animal Sign – Rooster
The basic character of a person born in the year of the Rabbit is that he/she is very sensitive, gentle, optimistic, meticulous and alert. He/she is also a joyous person who enjoys the peace and serenity in life. A kind hearted person, who is well liked by many people and able to gain never ending assistance throughout the whole life.
This person will be a natural good leader because of the capability to gain respect from others instead of demanding for it. However, being too over sensitive will lead to insecurity, lack of confidence and suspiciousness of others. Try to be more relaxed whenever possible and try not to be stressed up by over sensitive reactions.
This will be a relatively good year for you as compared to last year. There are many “Lucky Stars” (吉星) surrounding you this year. You might have a chance to experience new challenges this year and you have the "Benefactors" (贵人) that will go head on to solve the problems one by one and help you to clear your path. However, you have to listen to their advices and try not to be too hard headed. Being too stubborn all the time will lead you nowhere except trouble.
For Love Life, if you are still single, your opportunity has come and you will most likely meet your loved one, if you have not got married last year, do not let this opportunity slips away. However for those who are already married, you have to be wary of the “Tao Hua Star” (桃花). Do take note not to be too involved in entertainment or after office hour activities with the opposite sex or it will affect your family life.
Please note that you must take very good care of your health this year, especially for those who are already under medication. Do remember to take your medication on time and go for your medical checkups without fail. Avoid over exerting yourself, excessive alcohol and night life, it will not do you good. Find time to rest and relax with your family and loved ones, take a short trip or learn meditation, it will be good for enhancing your physical and mental health.
Monthly Forecast Table for 2012
February – Normal
May – Good
August – Good
November – Normal
March – Bad
June – Auspicious
September – Normal
December – Normal
April – Good
July – Bad
October – Bad
January - Good
1939
Poor Health. Do not eat excessively and choose more healthy food
1951
Control your emotions to avoid hurting your beloved ones. Don’t over spend
1963
Career/business luck is good, beware of Tao Hua (桃花) and excessive drinking
1975
Career/business luck is good, build up networking. Take care of Health
1987
Auspicious career/business luck, beware of Tao Hua (桃花). Work hard and be rewarded
Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
Dragon – 辰
Born in 1928, 1940, 1952, 1964, 1976, 1988 and 2000
Best Compatible Animal Signs – Rooster
Compatible Animal Signs – Dragon, Rat and Monkey
Conflict Animal Sign – Dog
The basic character of a person born in the year of the Dragon is that he/she is powerful, intelligent, knowledgeable, sharp, meticulous, a leader, independent, ambitious, adventurous, and a practical person. A very powerful Character that has great potential of fortune and success, often outshining others easily.
As the Dragon will conflict with “Tai Sui” (太岁) in 2011, there is a need to pray to “Tai Sui” (太岁) for health and good fortune, and also to be safe by avoiding misfortunes. There are more “Disastrous Stars” (凶星) than “Lucky Stars” (吉星) surrounding you this year. Career and business wise will be quite rough this year, it is best to avoid interfering into others’ affairs or problems. Your Personal and Career luck will fluctuate a lot this year and affecting the way you think and react to situations around you. Stay focused on your own career or business development and everything will be fine. Take note of the details when signing any contracts or official documents. Also try your best not to be involved in any mediation for others’ problems; staying out of it will be good for you
Thus, do stay in low profile or you will invite lots of “Xiao Ren” (小人) who will plot against you. For this year, it is advisable that you take a step back and look thoroughly before you make your move. Calm yourself down and exercise your Intelligence and Power to come up with Win Win Solutions to turn the situation from unfavourable to favourable. If possible, try to avoid big investments or businesses because you will not have big gains in terms of profits for this year. Also avoid becoming a guarantor and be careful when dealing with financial issues, especially signing of documents.
Love Life for this year is not too smooth, you also have to settle certain family related issues and the best way to resolve it will be sitting down with them and talk things out calmly.
Health is not good, be careful as you will be more prone to be injured in minor accidents, thus keep an extra lookout when you are operating machineries, driving or crossing the road. Do not speed or drive rashly. Take extra caution when handling sharp objects
Monthly Forecast Table for 2012
February – Bad
May – Bad
August – Normal
November – Auspicious
March – Bad
June – Auspicious
September – Normal
December – Bad
April – Good
July – Bad
October – Bad
January - Bad
1940
Poor Health and accident prone. Do not eat excessively and choose more healthy food
1952
Control your temper to avoid hurting your beloved ones. Take care of Health
1964
Accident prone and be careful when handling sharp objects. Stay low profile
1976
Accident prone. Career not smooth. Think before speech to avoid hurting others
1988
Emotional fluctuation and more quarrels. Career changes/unstable. Stay calm and focused Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
Snake – 巳
Born in 1929, 1941, 1953, 1965, 1977, 1989 and 2001
Best Compatible Animal Signs – Monkey
Compatible Animal Signs – Snake, Rooster and Cow
Conflict Animal Sign – Pig
The basic character of a person born in the year of the Snake is that he/she is very Wise, Intelligent, Flexible, Attractive, Romantic, Helpful, Humorous, Charming, Knowledgeable, Mysterious, Mild Tempered, and Good Mannered.
Although you might be Pessimistic, too Money Minded, Low Profile, Withdrawn and In Deep Thoughts at times, hence giving others an impression that you are cold and mysterious during initial meetings with them. However, they will trust and respect you in no time once they get to know you better.
Good news for all of you, this will be a good year for you as there are many “Lucky” Stars (吉星) surrounding you this year, although there will be some “Disastrous” Stars (凶星) around; they are too little to create any great damages. There will still be some minor hiccups here and there; however, you will be able to see the sky as the clouds are dispersing fast. The “Lucky Stars” (吉星) will be more than enough to prevent the disastrous ones from doing any major harm to you. Try to enhance the support and trust from the people around you; they are crucial to your success. Keep your blunt comments to yourself because they will hurt the people around you and turn them against you. Once you know who are the “Benefactors” (贵人) are, you must not let these people slip away.
For Love Life, if you are still single, your opportunity has come and you will most likely meet your loved one, if you have not got married last year, do not let this opportunity slips away. However for those who are already married, you have to be wary of the “Tao Hua Star” (桃花). Do take note not to be too involved in entertainment or after office hour activities with the opposite sex or it will affect your family life.
Compared to last year, there is an improvement in the health status for you this year. In order to maintain or improve your health status, you should continue living a healthy lifestyle and take care of your health by having enough rest.
Monthly Forecast Table for 2012
February – Auspicious
May – Normal
August – Auspicious
November – Bad
March – Bad
June – Good
September – Auspicious
December – Good
April – Good
July – Bad
October – Bad
January - Auspicious
1941
Luck is good but be careful of loss of Fortune due to theft. Health is normal
1953
Luck is not bad. Maintain the romance in your love life and avoid unhealthy eating habits
1965
Career/Business luck is good. Work on the human relation issue and listen to others
1977
Auspicious year for career/business. Put differences aside and work as a team. Beware of Tao Hua (桃花) that will destroy everything that you have built.
1989
Beware of Tao Hua (桃花), if used positively, you have chance to find your loved one
Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
Horse – 午
Born in 1930, 1942, 1954, 1966, 1978, 1990 and 2002
Best Compatible Animal Signs – Goat
Compatible Animal Signs – Horse, Dog and Tiger
Conflict Animal Sign – Rat
The basic character of a person born in the year of the Horse is that he/she is very Influential, Independent, Brave, Adventurous and dare to take high risk. A friendly person with an open heart and will have lots of friends. The person has the burning desire to succeed and always tries to stay ahead of competition.
However, the person is also Stubborn and affect by mood swings, thus, sometimes may not want to complete the tasks that were started by him/her. At times, the person is Careless and very straight forward in his thoughts and speeches, which may hurt others indirectly. The person usually does not plan in details and just act according to the compulsion and gut feelings.
This year is worst than last year because you are surrounded by many “Disastrous Stars” (凶星) and only a few “Lucky Stars” (吉星) to deflect that bad ones. Career and business wise will be quite rough, it is best to avoid interfering into others’ affairs or problems. You would really need to stand your ground instead of trying to win all the wars. Sometimes, it is best to do nothing when faced with a difficult situation and let it pass by naturally instead of cracking the brain to try and solve it. Trying to solve everything might sometimes make it worst because not everything will have an immediate solution to it. Stay positive and you will have a few “Benefactors” (贵人) to help you along the way to help you defend against some “Xiao Ren” (小人) who are plotting to harm you.
For your Love Life this year, there might be some hiccups here and there, thus you have to find the best way to resolve it amicably. Plan for an overseas trip to catch up with one another, issues are easier to resolve when both are in a relaxed mode.
Health is normal, be careful as you will be more prone to be injured in minor accidents, thus keep an extra lookout when you are operating machineries, driving or crossing the road. Do not speed or drive rashly.
Monthly Forecast Table for 2012
February – Auspicious
May – Bad
August – Normal
November – Good
March – Bad
June – Bad
September – Bad
December – Good
April – Good
July – Good
October – Good
January - Auspicious
1942
Accident prone and might lose money to deflect disasters
1954
Do not try any high risks activities out of personal ego that might end up harming yourself
1966
Career/Business and Love luck is not good. Handle the issues one by one and be focused
1978
Career/Business, Love Luck and Health poor. Work extra hard and be more careful.
1990
Work hard at work and at school, everything will be fine. Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
Goat –未
Born in 1931, 1943, 1955, 1967, 1979, 1991 and 2003
Best Compatible Animal Signs – Horse
Compatible Animal Signs – Goat, Rabbit and Pig
Conflict Animal Sign – Cow
The basic character of a person born in the year of the Goat is that he/she Elegant, Gentle, Caring, Faithful, Down To Earth, Hardworking, Sure-Footed and Honest person. The person is also very Artistic, Innovative and full of fighting spirit in whatever he/she does. However, the person is often Stubborn, Inflexible and Hard Headed, he/she will not submit to anyone unless being very sure that it is worth the effort to listen.
The person is gifted with success in whatever he/she does; especially with the guidance of the Wise Man. However, there is a need to be able to be open to positive feedbacks and willingness to learn from others.
There are many “Disastrous Stars” (凶星) but also a lot of “Lucky Stars” (吉星) surrounding you this year. You will have many “Benefactors” (贵人) to help you tackle the Xiao Ren (小人) this year, making it a clear path for you to walk the road to success. However, you must not be too proud or selfish or your “Benefactors” (贵人) will stop helping you or might even turn against you. Don’t take things for granted, once you lose the trust and support, you will have yourself to be blamed. Most importantly you need to be aware that others might cheat your money and see carefully to avoid being tricked into scams which will result in you losing your hard earned savings.
Love Life will not have any significant changes except for minor quarrels, remember the golden word “Endurance”, do find time for your family and loved ones to build the bond. They are your real treasure and mental support in times of crisis.
Physical health is not much of an issue as your love for sports and balanced diet will keep you as fit as a fiddle. However, mental health will be the most crucial, learn to relax and let go of your pride and try to be more receptive to others’ comments. This will lower your unnecessary mental stress.
Monthly Forecast Table for 2012
February – Auspicious
May – Bad
August – Normal
November – Good
March – Bad
June – Bad
September – Bad
December – Good
April – Good
July – Good
October – Good
January - Auspicious
Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
1943
Take care of Health and exercise your limbs more
1955
Luck is normal, thus don’t push it too far. Don’t gamble too much to avoid disappointment
1967
Career/Business is normal. Don’t trust others too much or you will lose your money
1979
Career change and Business start up should be avoided unless you have 100% confidence
1991
Learn to control your emotions and slow down your reaction speed towards everything
Monkey – 申
Born in 1932, 1944, 1956, 1968, 1980, 1992 and 2004
Best Compatible Animal Signs – Snake
Compatible Animal Signs – Monkey, Dragon and Rat
Conflict Animal Sign – Tiger
The basic character of a person born in the year of the Monkey is that he/she is very Intelligent, Charismatic, Attractive, Lively, Witty, Innovative, Meticulous, Planner and a good Problem Solver. This person has a high level of endurance power and able to turn adverse situations around to become advantages to him/her. This person can be a great leader who will have many friends or “Benefactors” to help him/her throughout his/her life. However, there is need to note that the person is easily contented with the little achievements and tend to slacken once he/she sees some small results. The person needs to exercise his/her strengths to the limits in order to reap the fruits of success.
There are more “Disastrous Stars” (凶星) than “Lucky Stars” (吉星) surrounding you this year, thus, you need to stay calm and focused, yet flexible when handling human related issues as well as problems because there will be an increase in the number of quarrels this year. You have to think out of the box, be fast and creative if you wish to succeed. There will be many difficult paths and barriers waiting ahead for you to concur. Although you have a great number of “Disastrous Stars” (凶星), you still can make the best out of the worst if you plan and execute carefully. Learn to make full use of your auspicious months or when you know that luck is on your side, you can still make this year a good one. Use your intelligence to garner “Benefactors” (贵人) to help you along the way to help you defend against some “Xiao Ren” (小人) from causing serious damages. Wealth is not so favorable, thus, should save up more and spend less.
Fortunately, the “Disastrous Stars” (凶星) will not impact on your love life. The love aspect goes on as per normal for both the married and attached, hence, maintaining healthy relationship is the best option. The married would enjoy harmonious relationship with the spouse. The attached would be able to have fostered relationship with the partner.
Health status for you this year is good. In order to maintain your health status, you should continue living a healthy lifestyle and take care of your health by having enough rest.
Monthly Forecast Table for 2012
February – Normal
May – Auspicious
August – Good
November – Bad
March – Good
June – Auspicious
September – Auspicious
December – Normal
April – Bad
July – Bad
October – Normal
January - Auspicious
1944
Health and luck is not bad, do maintain and eat more fruits
1956
Luck is normal, thus don’t push it too far. Don’t gamble too much to avoid disappointment
1968
Career/Business is not smooth. Beware of office politics which will affect you adversely
1980
Career/Business will have lots of hindrance. Treat your loved ones with more love
1992
Love life is not smooth. Control your temper to avoid hurting your beloved ones. Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
Rooster – 酉
Born in 1933, 1945, 1957, 1969, 1981, 1993 and 2005
Best Compatible Animal Signs – Dragon
Compatible Animal Signs – Rooster, Cow and Snake
Conflict Animal Sign – Rabbit
The basic character of a person born in the year of the Rooster is that he/she is very Sensitive, Intuitive, Alert, High Integrity, Intelligent, Lively, Kind Hearted, Charismatic, Humorous, Attractive, Caring and Helpful. This person is also very sensitive to the surroundings and also others’ feelings around him/her. Being too sensitive at times will result in the person getting hurt easily when it could be avoided.
He/she has an own set of unique standard and holds very high expectations of self as well as others. In the midst of having such high expectations, he/she becomes more pushy and grumpy at times. The person might be too high and mighty, boasting of oneself when they get too carried away. Try to lay back and relax more; also do take in others’ ideas and fine tune yourself for the better.
The forecast for you would be smoother than the previous year. You would be blessed with many “Lucky Stars” (吉星) that demonstrate excellence but there would be a small group of “Disastrous Stars” (凶星) as well. However, the many “Lucky Stars” (吉星) and “Benefactors” (贵人) will clear your path for you. With the help of these shining stars, you would benefit in career development, maybe even looking forward to a career change or starting of your own business and even reaping great returns in your current business, expansion or investments. “Wealth Star” (财星) is shining brightly around you, Look out for all kinds of luck coming from all directions!
Being a careful person with good judgmental skills, you will be able to build very strong foundations in your career and family. However, do be careful to avoid being too practical and realistic that you lose your personal touch as well as true hearted friends.
For Love Life, if you are single, your opportunity has come and you will most likely meet your loved one. For those who are married, you will have a good time with your family.
This year although the “Sickness Star” (病符星) is around you, it is not a big issue. The general health for this year would be fine. A note of caution is that one may experience insufficient sleep and inability to concentrate well in the day.
Monthly Forecast Table for 2012
February – Auspicious
May – Normal
August – Auspicious
November – Normal
March – Bad
June – Bad
September – Bad
December – Normal
April – Auspicious
July – Good
October – Good
January - Auspicious
1945
Auspicious Luck from all directions, need to maintain healthy.
1957
Auspicious Luck and good chance for investments with good returns.
1969
Very Auspicious and successful year, reaping good results. Beware 3rd party intruder
1981
Career/Business will have some minor hiccups although this year is Auspicious
1993
Career/Business will be a bit unstable but will have “Benefactors” (贵人) to help you Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
Dog – 戍
Born in 1934, 1946, 1958, 1970, 1982, 1994 and 2006
Best Compatible Animal Signs – Rabbit
Compatible Animal Signs – Dog, Horse and Tiger
Conflict Animal Sign – Dragon
The basic character of a person born in the year of the Dog is that he/she is Righteous, Loyal, Strong Character, Leadership Qualities, Decision Maker, Honest, Integrity, and Witty. He/she is a person who dares to stand up for their own actions and will not push it to others.
Once the respect is gained from the person, he/she will give his /her hundred percent supports to the one whom they respect. However, this person will also tend to be picky at times and find fault with others’ weakness. Being too trusting to others will also result in being cheated or made used of. This person will experience occasional and sudden mood swings and may get deeply affected by it at times. During this period of time, the person would lose his/her ability to judge or make decisions correctly. Given an opportunity to follow the guidance of the elderly and wise man, this person will stand to gain the most and become a very successful person in no time.
There are many “Disastrous Stars” (凶星) and only very few “Lucky Stars” (吉星) on your side this year. The “Lucky Stars” (吉星) are too weak to support you, thus you have to depend very much on yourself to survive this rough year. No matter what you do, you need to pay extra attention and be very sure before proceeding. The mistakes can be grave if not handled with care. It would be good if you can do the “Tai Sui” (太岁) and get a trustworthy monk or Thai Master to do a blessing to enhance your luck. You can also consider getting a Pi Xiu aka Tian Lu to bring along with you wherever you go and also to place one at home to stabilise your journey throughout the year. This will garner the support of some “Benefactors” (贵人) to help you along the way to help you defend against some “decrease the chance of “Xiao Ren” (小人) making situations worst for you.
There is a need to pay more attention to your loved ones, be more tolerant towards them. Try to lower down your pride, understand the problem, think of possible solutions and discuss calmly with your partner to settle issues peacefully. Health is poor this year, illness will fall upon you, thus seek early treatments before it becomes too serious to handle. If you can go for blood donation, please proceed without hesitation. Control your diet and have enough sleep, avoid excessive drinking.
Monthly Forecast Table for 2012
February – Bad
May – Bad
August – Auspicious
November – Auspicious
March – Normal
June – Good
September – Bad
December – Normal
April – Bad
July – Good
October – Bad
January - Bad
1946
Lots of health and stress, take time to relax and distress
1958
Emotionally unstable and need to let go of things that should not continue holding on to
1970
Career/Business not smooth but never give up and you will still see favourable results
1982
Career/Business quite stressful with lots of pressure. Emotionally unstable. Rest more
1994
Need to work hard to score good results and avoid direct confrontation with others Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
Pig – 亥
Born in 1935, 1947, 1959, 1971, 1983, 1995 and 2007
Best Compatible Animal Signs – Tiger
Compatible Animal Signs – Pig, Goat and Rabbit
Conflict Animal Sign – Snake
The basic character of a person born in the year of the Pig is that he/she is Intelligent, Magnanimous, Righteous and Helpful in nature. The person is more of a mild tempered person who likes to relax as and when possible. However, the person might be self centred and stubborn at times and will not admit to defeat so easily. Try not to be too engrossed in yourself and learn to be more receptive and adaptive to changes.
There are many “Lucky Stars” (吉星) surrounding you this year, although there will be some “Disastrous Stars” (凶星) around; they are too little to create any great damages. You will see a successful career and business as you are blessed by the many “Lucky Stars” (吉星) above you! This is the best year to start up your own business or kick start your long waited plans. Promotion will also be something that you can look forward to if you maintain or increase your work performance. Those studying will see good results.
As “Wealth Star” (财星) is shining brightly around you, you will have some returns here and there, plus some luck that is coming your way as well. But do not make hasty decisions when investing, although you are having lots of luck this year, you still need to be careful when investing or spending money.
This is a good year for enhancing family bonding. The married and attached would have a happy harmonious relationship with the spouse and partner including the whole family. The singles will have a good chance find their partners too. Just beware the “Tao Hua Star” (桃花) which might be overwhelming at times.
Please note that you must take very good care of your health. Avoid over exerting yourself, excessive unhealthy food, alcohol and night life, it will not do you good. Rest well and whenever you can. Long hours till late nights should be avoided as much as possible because it will cause you to be lack of concentration in the day, thus affecting your performance.
Monthly Forecast Table for 2012
February – Auspicious
May – Auspicious
August – Auspicious
November – Bad
March – Bad
June – Auspicious
September – Auspicious
December – Auspicious
April – Bad
July – Auspicious
October – Normal
January - Good
1947
Good fortune awaits you but be careful when doing any investments. Rest and relax more
1959
Auspicious year but also the same, invest with caution. You will have a good year!
1971
Career/Business/Love/Luck very Auspicious. Need to take care of Health.
1983
Auspicious year for career advancement or changes. Good for starting business
1995
Those studying will see good results and be exposed to lots of new ideas and experiences
Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com