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Saturday, December 26, 2009

CHINESE ASTROLOGY IN YEAR 2010

http://www.moonslipper.com/chinese.html

Would you like to know what Chinese Astrology for 2010 has in store for you?


The Year of The Tiger begins on February 14th 2010. Drama, intensity, change and travel will be the keywords for 2010. Unfortunately, world conflicts and disasters tend to feature during Tiger years also, so it won?t be a dull 12 months for anyone. The Year of the Tiger will bring far reaching changes for everyone. New inventions and incredible technological advances have a good chance of occurring. For all of the Chinese horoscope signs, this year is one to be active? seizing opportunities and making the most of our personal and very individual talents. Everything happens quickly and dramatically in a
Tiger year ? blink and you could miss an important chance of a lifetime!


Let?s take a look at each animal, their major personality traits and what the prospects are for 2010, the Year of the Tiger.



The Rat

Rats are charming, elegant and clever. They can be a bit gossipy and prone to being distracted. They?re also thrifty and very good with handling money. Family and close friends are exceptionally important to them. The Rat is charming beyond words and throughout his undoubtedly long life he will always be popular and will have many friends.

Forecast for 2010 The Rat may be feeling quite tired and deflated after 2009, which saw him keeping his head down, working and staying out of trouble. The Year of the Tiger is going to be fast-paced for the Rat, which in itself does tend to make them slightly uncomfortable. But it is essential that they go with the flow and seize opportunities and take adventures ? this year is
going to be important for them. A lot of Rats may have dreamt of travel in 2009 but were unable to take trips either due to financial or work commitments. This year will be so different! Travel will feature strongly for many and if there is dream destination in mind, it may become a reality during 2010. February and March can bring interesting work offers, while June to August and December will bring happy social occasions. Romantically, September and October bring tempting offers for single Rats, while those who are attached will find the summer most special. It is essential for all persons born under this sign to be extra thoughtful and caring throughout the year ? an inadvertent remark or gesture could lead to discord with loved ones.

Interesting Rat Facts:
Zodiac Stone: Garnet
Special Flower: Narcissus
Best Hours: 11 pm -1 am
Season: Winter
Horoscope Colors: Black, White, Purple



The Ox

Sturdy, earthy, no-nonsense ? that?s the Ox. Affectionate and easy-going, the Ox can show a fierce temper when agitated.. He is neat, tidy, quiet and studious, with a great love of his home. Music can be a great love. Family life and a loving partner are high on the Ox?s priorities. A wonderful loyal friend.

Forecast for 2010 The Ox loves methodical planning and everything working out in the correct time. The Year of the Tiger will throw all this to the wind with it?s fast pace and unexpected developments! People born under this sign may find 2010 a challenge but in a good way. The Ox will have to adapt to new routines, delays and obstacles thrown in his way, but he will be well able for any task and may find new hidden talents and personal power he didn?t know existed..

Hobbies, relaxing pursuits and friendships will all be beautifully highlighted during the Year of the Tiger and will provide a welcome relief to any stresses he may face. Home improvements and redecorating plans will move forward smoothly with excellent results. Career opportunities will present themselves from April to June, while exciting, intense romantic encounters are likely in July, August and December. An important aspect for those under this sign in 2010 is to be mindful and caring of loved ones. It will be crucial to listen to them and also to accept any help they may offer during this changeable year.

Interesting Ox Facts:
Zodiac Stone: Aquamarine
Special Flower: Carnation
Best Hours: 1-3 am
Season: Winter
Horoscope Colors: Green, Yellow, Black



The Tiger

Magnetic, passionate and grand! When the Tiger does anything, it?s noticed! Indecisiveness and stubbornness can mar the sparkle of the Tiger personality. On the one hand generous, on the other hand a little mean, it?s sometimes hard to know where one stands with the Tiger. Flexible, honest and truly entertaining, one has a friend for life with a Tiger.

Forecast for 2010 Being the Tiger?s own year, 2010 holds great promise for those born under this sign, with exciting developments happening for them both personally and professionally. Some Tigers may be feeling disappointed and disheartened after 2009 and it will be important to leave the past behind and concentrate on the future, which is looking so bright! Financially, everything improves this year for those born under this sign and money-making thoughts and ideas should be fully explored and investigated. With the fast
pace of this year for all signs, the Tiger needs to take extra care in
planning and thinking all projects through ? no rushing headlong into schemes
during 2010! Tigers looking for romance will possibly see a friendship suddenly develop into something more personal with exciting consequences. August, December and January will see a very active and entertaining social calendar, but all of 2010 will see fun activities for the Tiger. The Spring months, March to May, will bring encouraging and interesting job opportunities, but the Tiger will still have to make sure he puts himself forward and gets noticed at work.

Interesting Tiger Facts:
Zodiac Stone: Sapphire
Special Flower: Violet
Best Hours: 3-5 am
Season: Winter
Horoscope Colors: Green, Blue, Yellow



The Rabbit

Cuddly, warm and affectionate are the attributes of the Rabbit. Mysterious and a great party-giver and host, the Rabbit enjoys being the centre of attention once in a while. The Rabbit is occasionally over cautious and can be a bit boring. He is also one of the luckiest signs in the Chinese Astrology chart.


Forecast for 2010 The focus will be on the Rabbit?s career and job prospects during the Year of the Tiger, with unexpected promotions and recognition very likely. Travel is also highlighted, with short breaks and spontaneous, fun trips featuring during the late Spring and early Summer. Health wise, the Rabbit could find the speed of the Tiger year exhausting and it?s important he balance work with rest and relaxation. Promotion at work or in the Rabbit?s career will be sure to feature and they need to act quickly ? no hanging back to see what happens! Some Rabbits will be dissatisfied with their current living arrangements and the perfect new home may appear most
unexpectedly ? they must act quickly and not miss out! Friendships will play a big role during 2010 with possibly one or two friends needing extra care
and help. May and October to January will bring special and fun social
gatherings. February and March will be significant and fortunate for those looking to change jobs while July and August will be most auspicious for single Rabbits looking for love an unexpected liaison could result from a work related social event.

Interesting Rabbit Facts:
Zodiac Stone: Pearl
Special Flower: Jonquil
Best Hours: 5-7 am
Season: Spring
Horoscope Colors: Grey, White



The Dragon

Assertive, energetic and talented are all words to describe the Dragon
personality. On the other hand, the Dragon has a tendency to be condescending and tactless without realising it. They generally enjoy robust health and tend to be very successful in anything they turn their hand to.


Forecast for 2010 Dragons will find the quick pace of 2010 very much to their liking and they will be keen to spread their wings and look for new possibilities and opportunities. As with the other signs in the Chinese Zodiac, the Dragon must make use of all the openings and opportunities that present themselves during this year. Teamwork will feature strongly and the Dragon will progress further and faster in his career if he bears this in mind. The Dragon?s financial situation will indeed be rosy during 2010 with a possible increase in income as well as a sum of money coming to them during the year. They must be careful to be disciplined about spending and not make too many impulse buys! May to August will be lovely months for socialising
with friends and possible romantic encounters. Dragons do need to remember that love needs attention and if it is taken for granted, problems can arise. May, September and November see the most interesting career changes. Dragons need to take time during the year to have a holiday or getaway with loved ones ? with such a busy year, they must not neglect those who matter to them the most.

Interesting Dragon Facts:
Zodiac Stone: Amethyst
Special Flower: Sweet Pea
Best Hours: 7-9 am
Season: Spring
Horoscope Colors: Black, Gold



The Snake

Intelligent and highly intuitive are two of the Snake?s many fine qualities. He makes an amusing and romantic friend with a definite flirtatious streak. When challenged or criticized he can be a sore loser. The Snake is very lucky with money and is fond of the odd bet or two. He is quick-witted and enjoys reading, music and occasionally the paranormal side of life.

Forecast for 2010 The Snake likes to make slow and steady progress and the Year of the Tiger will find him swept along with unexpected developments ? they need to adapt and keep up the pace. On the career front, the Snake will have quite a bit of competition and needs to stay ahead of the game in order to be in line for any promotions or career advancement opportunities. He needs to seek advice from those who can help and not appear too independent ? working with colleagues will pay off handsomely during the year. Money management will be crucial during the Year of the Tiger and with careful
planning, they should have little to worry about. Time spent with loved ones, either on a well-earned holiday or at home, will rejuvenate the Snake?s
spirit during a busy and intense year. February through April will favor work endeavors and promotion. July through December will offer many opportunities for single Snakes to meet a special romantic partner. Travel looks most likely during March and June through August, with fun and romance well starred. Snakes can be shy and loners, but the Year of the Tiger will ensure they have many happy social events to attend.

Interesting Snake Facts
Zodiac Stone: Opal
Special Flower: Passionflower
Best Hours: 9-11 am
Season: Spring
Horoscope Colors: Brown Gold, Green



The Horse

Fun, charming and attractive sums up the Horse?s traits perfectly. They love parties and crowds and being the centre of attention. They can also be egotistical, hotheaded and impatient. The Horse is a considerate and protective friend and partner and when in his company, there will always be excitement around the next corner.

Forecast for 2010 The Year of the Tiger will be an exciting and lively year for the Horse. On the home and family front, there may be some changes with family members moving in, moving out or relocating to another location altogether. On the social front, the Horse will be in much demand with invitations to parties and gatherings increasing as the year moves on. Health wise, with such a busy year and added pressures, the Horse must ensure that he looks after his diet and gets adequate rest. Otherwise, irritability and heated arguments could arise unnecessarily. Those born under this sign will do exceptionally well career-wise this year. However, they must follow up
leads and career openings with vigor in order to take advantage of the fast
paced energy of the Tiger year. A word of caution for the Horse ? they need to keep a careful eye on their finances as overspending could happen very easily. August through September will bring fantastic opportunities for those looking for love. March through May will be lucky for changing jobs or careers while November and December will bring fun and lively social gatherings.

Interesting Horse Facts:
Zodiac Stone: Golden Topaz
Special Flower: Rose
Best Hours: 11am -1pm
Season: Summer
Horoscope Colors: Orange , White, Yellow



The Goat

Graceful and optimistic, kind and easy going, would describe a Goat personality. They can also be petulant and discontented, likely to throw the towel in at the beginning of a problem. They can be charming without revealing their true feelings. The Goat is very talented and imaginative and can turn his hand to most creative pursuits.

Forecast for 2010 The Goat likes balance and moderation in all areas of life and the Year of the Tiger will ensure that he discovers new aspects and strengths of himself he didn?t know he had! For the artistic and creative Goat, 2010 will bring offers, opportunities and encouragement, leading to new projects and job offers. If they can remain adaptable, open to change and focused, this year could have long lasting positive implications. Study and developing specialist skills is also highlighted for this year. For those wishing to change jobs or find employment, there may be many frustrating
moments and it won?t be easy. But then, out of the blue, a job offer or an
opportunity will present itself. Be ready! September to November will
bring the best chances for work related success. May to September will have outstanding moments for making new, special friends and enjoying the company of loved ones. All Goats need to be aware that the Year of the Tiger is not the time for taking financial risks.. If in doubt or worried, they need to be sure to get the advice of a professional.

Interesting Goat Facts
Zodiac Stone: Emerald
Special Flower: Larkspur
Best Hours: 1-3 pm
Season: Summer
Horoscope Colors: Green, Blue



The Monkey

The Monkey is playful, lively, fun and a quick thinker. They get bored very easily and find it hard to settle down to doing any one thing. The Monkey can also be vain and offhand. They are ambitious and usually very good with investing money. With their quick wit and wonderful sense of humor, they are a great party guest. The Monkey?s life will never be dull and predictable!

Forecast for 2010 The Monkey?s energetic nature will resonate well with the energy of 2010 ? but he will definitely need to pace himself or he will burn out! Changes on the job front could startle the Monkey near the beginning of the year, but by adapting and staying calm, he should weather any storm. It would be wise to take a well-earned break mid-year as all Monkeys will be feeling the pressure that the Year of the Tiger is putting on them. Family expenses may very well increase this year and the wise Monkey will do a little bit of forward planning and budgeting to ensure a smooth passage through 2010. August to October will shine for romantic encounters and the
unattached could possibly find the partner they?ve been searching for. July
to November will be the best time to start making moves for anyone who
wishes to change their job. All those born under this sign will appreciate the support they receive this year from loved ones and friends. Advice will be well-meaning and helpful; be sure to listen carefully.

Interesting Monkey Facts:
Zodiac Stone: Peridot
Special Flower: Gladiola
Best Hours: 3-5 pm
Season: Summer
Horoscope Colors: White, Violet, Green



The Rooster

The Rooster is always popular, extravagant and creative.. They can be brutally honest and generally like being showered with attention. They are wonderfully loyal friends and also give advice freely ? whether they are asked for it or not! Family means the world to the Rooster and they are fiercely loyal to those they care about.

Forecast for 2010 The Year of the Tiger will have mixed fortunes for the Rooster, but by staying calm, observant and flexible, the Rooster will glide through 2010 coming out much wiser, stronger and with great success behind him. He will be in much demand for his sage advice and experience and, at work, this will come to the notice of his employer. Many will also decide to go back to college this year or completely change the direction of their career. Travel features quite strongly with the Rooster seeking out adventure, fun and new places to visit. A word of caution: all Roosters must ensure that they don?t overdo things ? exhaustion and a depleted immune system will result if proper rest isn?t taken. Home life will bring many joys and will be seen as a cozy sanctuary throughout the year. The Spring months and November and December will be excellent for intimate romantic encounters.. March and July to October will be the optimum time for making career decisions or to change jobs.

Interesting Rooster Facts:
Zodiac Stone: Citrine
Special Flower: Aster
Best Hours: 5-7 pm
Season: Autumn
Horoscope Colors: Orange , Green



The Dog

The Dog is wonderfully hard worker, a perfectionist and someone who loves the small details. He is also a bit anti-social, pessimistic and stubborn. They are one of the most honest and loyal signs of the Chinese zodiac and will always go to bat for a worthy cause. The Dog is a fantastic listener and his advice is usually very intuitive.


Forecast for 2010 The Year of the Tiger will be an excellent one for all Dogs with a significant improvement in fortune all year long. They must leave the past behind, for the Ox year was a challenging one, and look forward with optimism and determination. There will still be challenges this year for the Dog, as for all the signs, and it is important that he talk over any potential problems and worries rather than bottling them up. Socially, this is the Dog?s year to shine and many new strong friendships and alliances will be formed. The Year of the Tiger will see increased finances for the Dog with many receiving bonuses or even gifts throughout the year. However, it is
important that he takes his time regarding financial matters, checking details and ensuring that he has read all the fine print. May to August will
be very significant for single Dogs and all invitations should be carefully considered! September through November will have crucial career opportunities ? don?t miss them! Recreational activities and hobbies will also feature strongly, with some able to turn their hobby into their career with great success.

Interesting Dog Facts:
Zodiac Stone: Diamond
Special Flower: Marigold
Best Hours of the day 7-9 pm
Season: Autumn
Horoscope Colors: Silver and Red



The Pig

The Pig is an innocent, sweet and lovable personality. They can also be quite melancholy and over-sensitive. The Pig loves the company of others, and adores parties, gossip and chit chat. They are highly intelligent, but prefer to keep this side of their nature under wraps. The Pig does not care that much for money, but is one of the zodiac signs that is very lucky.

Forecast for 2010 The Pig loves activity and challenges and the Year of the Tiger will certainly provide this. There may be additional financial pressure on the Pig this year, but with prudent spending and consideration, this need not be a problem. The Pig is an open, friendly soul and very trusting, but this year he must be wary. It?s possible that gossip may prove too tempting or that he may listen to false advice, causing upset and trouble. Be guarded and careful this year! The Pig must ensure that he follows up all
correspondence or financial dealings ? to delay or overlook details will
prove costly. Short, fun, unplanned trips will feature throughout the year and will be excellent for off-setting any stresses and pressure the Year of the Tiger may bring. Interest in spirituality and self-development will be to the fore and any opportunity to study and explore these should be taken. November to January will provide excellent opportunities for changing career direction or to find a new job. August to December will prove particularly social, with many fun occasions and opportunities to make new friends.

Interesting Pig Facts
Zodiac Stone: Ruby
Special Flower: Chrysanthemum
Best Hours: 9-11 pm
Season: Autumn
Horoscope Colors: Purple, Red, White

Husbands for Sale @ NY City

A store that sells husbands has just opened in New York City , where a woman may go to choose a husband. Among the instructions at the entrance is a description of how the store operates.

You may visit the store ONLY ONCE!

There are six floors and the attributes of the men increase as the shopper ascends the flights. There is, however, a catch ..... You may choose any man from a particular floor, or you may choose to go up a floor, but you cannot go back down except to exit the building!

So, a woman goes to the Husband Store to find a husband. On the first floor the sign on the door reads:



Floor 1 - These men have jobs and love the Lord.




The second floor sign reads:
Floor 2 - These men have jobs, love the Lord, and love kids.




The third floor sign reads:
Floor 3 - These men have jobs, love the Lord, love kids and are extremely good looking.


'Wow,' she thinks, but feels compelled to keep going. She goes to the fourth floor and sign reads:




Floor 4 - These men have jobs, love the Lord, love kids, are drop- dead good looking and help with the housework.

'Oh, mercy me!' she exclaims, 'I can hardly stand it!' Still, she goes to the fifth floor and sign reads:




Floor 5 - These men have jobs, love the Lord, love kids, are drop- dead gorgeous, help with the housework, and have a strong romantic streak.




She is so tempted to stay, but she goes to the sixth floor and the sign reads:




Floor 6 - You are visitor 4,363,012 to this floor. There are no men on this floor. This floor exists solely as proof that women are impossible to please. Thank you for shopping at the Husband Store. Watch your step as you exit the building, and have a nice day!



Please send this to all men for a good laugh and to all the women who can handle the truth!

ebay - spam

spam... be careful... it's not sent by EBay...



Friend, Hello!

Bother you some time and recommend it to you a wonderful Watches Web site <http://www.cheapomage.com/> best-selling brands:: Bell & Ross , OMEGA, Cartier , TAG Heuer ,Breitling and so on ..... low price, good quality! I hope you are satisfied with our service.

The Contact E-mail: shenzhengoods2009@yahoo.cn
MSN: shenzhengoods2009@hotmail.com

I hope you can buy your favorite products!
Beautiful day

paypal - spam

spam... be careful... it's not sent by Paypal...




hey.
Welcome to our website http://www.ugg51.com/
We are a big manufacturer and wholesaler UGG boots.
If you are a buyer, we can cooperate with and provide you should be better with you and the best price and best service, our products. I accept PayPal!
E_M_ail: ugg512009@yahoo.cn
MSN: UGG51@live.cn

LAST WINNING REMINDER - spam

spam again!




Int. Claims Dept.
Tele2.nl/Microsoft Corporations: Customer Service
Your Reference No:FDN-L/L-1910
Your Batch No:2009/704/MIC.

OFFICIAL WINNING NOTIFICATION.
Please send all winning verification details to dhrjonnmcanthony@live.com for proper verification and remittance of winning prizes.

rolexll.com - spam

spam again...




Watches, shoes, bag clothes. The professional wholesale. paypal online payment.
Web: http://www.rolexll.com
Any problems, please contact with us:
Email or MSN: service@rolexll.com

Dual Monitor stands

received this from nowhere... don't know how come I received this email...





Multi-Monitors are Awesome !!
"One of the best ways to improve your productivity and comfort and earn more !"
Expect 50% increase in productivity, plus the comfort !

1) You can copy and paste from seperate documents, on seperate screens!
2) You can watch a files or videos on one screen, while surfing the internet on another!
3) You can compare documents without Maximizing and Minimizing Windows! (saves hundered of wasted minutes per day )
5) Visually compare all of your relative data and information with ease.
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with charts and graphs on others.
5) Recover investment in stand and additional monitor in days..

CONTACT RIFE TECHNOLOGIES at 9811014571/ 25167799/ 25925555 or rishi@rifeindia.com

SPUR-Certified Operations Specialist

received this info from email...




WSQ-Certified Operations Specialist
(Get Yourself Certified Professionally)
For Singaporean & PR
Course Fee:

4 Modules
(Individual Module is available)

* S$ 192.60 nett
Please refer to the pricing below
Funding Available:
*After 90%
SPUR Funding
Absentee Payroll capped at $10.00/hr
Duration:
64 Hours, Day: 9am 6pm
Night: 7pm 10.15pm
Venue:
2, Bukit Merah Central, 8th Floor
SPRING Singapore Building,
Singapore 159835
* All prices quoted are after SPUR funding & inclusive of 7% GST

Training Calendar 2010

Introduction
Apply Teamwork in the Workplace
(Member-$44.94/Non-member-$49.22)

Certified Operations Specialist is extremely beneficial for all workers
especially those in technical and operations-related jobs like
IR technicians, manufacturing, logistics, construction,
real estate maintenance and management. An individual
who completes each module will get a Statement of Attainment (SOA).
If an individual completed all 4 modules,
he/she will be awarded a WSQ qualification-
Certified Operations Specialist.

For Enquiries, please contact: Rayson
Tel: 6826 3086 Fax: 6826 3021
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Click HERE for brochure and registration form

Thanks for reading - spam

another spam email received...




My name is John Barnes. I am the attorney of Late Mrs Ama Sumani, who died in transit going back home from London UK. I have a business proposition for you.

Before the death of my late client, she lodged huge amount of money in a security vault/company here in Europe, amounting to (three million pounds). And she left behind strict instructions on secrecy and top confidentiality of her funds in the security company. And the only person aware of the funds is me been her attorney. And she left instructions with the security company that, it is only her lawyer that knows about the funds in their custody.

Unfortunately, Mrs Sumani had no next of kin as she had no children and she didn't appoint any inheritance. It is on this note, that you come in, I would like you to stand as the next of kin whom I will appoint and notify the security company that you are the actual next of kin appointed by Mrs Sumani before her death. Please, have nothing to worry about, as I will commence processing all legal documentations certifying you as the Sole-Beneficiary to Late Sumani, Be rest assured that all documents will be processed according to the law.

If you agree to do this with me, we shall both share the total amount of 40/60 %. If you oblige then kindly send me your full name, Age, address, telephone and country, in order for me to prepare the necessary documents for the funds to be released to you.

Kindly note that this transaction requires maximum confidentiality. Kindly response to me (johbar4@aol.com). I await your response.

Regards
John Barnes

PROPOSAL FROM SHELTON GREETING - spam

received this spam email...




Dear, Sir/Madam

I must solicit your strictest confidence in this transaction and I praythat my decision to contact you will be given genuine approval consideringthe facts we have not known each other before, I wish to use thisopportunity to introduce myself to you. I am Shelton Msika, the last bornof the late vice-president of Zimbabwe(Joseph Wilfred Msika) who passedaway this year; he deposited $18.4 Million USD in a financial institutionin Canada. I have in my possession all documents consigning the deposit ofthe funds with me I’m in exile in Accra Ghana. I’m the next of king ofthese funds. Am seeking for your assistance to claim the funds from thefinancial institution and invest it in your country. Upon your agree toassist me in this transaction I will give to you 30% and 5% will be setfor expenses that you made and the same time I will proceed moving toyour country because of my late father political enemy who are after mylife. I suggest you get back to me as soon as possible stating your wishin this transaction. On this email:shelton.msika@yahoo.com

Thanks God bless you.
Your Truly
Shelton Msika

Phone Handling Techniques for Payment and Debt Collections

received this from mailer...



A one-day skills coaching in effective payments and debt collection using the correct telephone
techniques

Early Bird Discount $88 off per pax
Group Discount: 2 pax additional 10% discount.
3 pax or more additional 15% discount

Course date: 22nd Dec 2009-Tuesday
Time: 9am to 5pm
Venue: River View Hotel
Havelock Road
Nearest MRT: Tiong Bahru

Program Objective
To equip the participants with the necessary telephone skills & having the
right mindset in managing payment collections or debt recovery effectively.

Program outline

Introduction to payment & debt collections
-primary objectives in payment collections
-the importance of debt collections
-objectives of establishing collections
policies as well as examples of some general collection policies

How to lower your risk factors?
-having a proper credit control system and causes of delinquency in
receivables

Attributes of an effective collections staff
-what are the attributes that makes an effective collections staff.

Effective collection techniques
-general guidelines on collection techniques

Effective telephone techniques
-introduces telephone collections, communicating tips, the process of a
successful phone collection call & developing your collection POWER

Debtor profiles
-guide the participants through on the different debtor profile types &
the tell-tale signs as well as the kinds of delinquent debtors.

Stalls & objections/disputes, gatekeepers
-Examines the difference between a stall & an objection/dispute, the
different types of stalls & how to counter them & also how to get
around gatekeepers.


Why Attend? The program is highly suitable for all staff that needs to collect payment and
debt as part of their work, participants will learn

Developing an effective telephone voice for collections
Essential listening skills in payment chasing
Preventing pitfalls when talking to customers
Managing interpersonal skills to handle difficult calls
Preparing for your AR dunning calls
Questioning techniques to handle excuses
Overcoming difficult customers and payment objections
Closing the dunning call to get commitment to pay
Identifying warning signs to reduce & prevent bad debts

Please Click HERE to download the brochure

Register Early: Fax: 6884 7640 (Registration)Tel: 9241 4209 (Enquiries)
Email: Benson@sgtraininghub.com (Enquiries or Registration)
Visit: www.sgtraininghub.com
Online Registration

Fees: $ 399 Nett -Include course notes, training certificate, refreshment
and indigenous International buffet lunch at River Garden Coffee House
(Halal & Vegetarian meal provided)

Pay: Corporate Training Development
Mail: 25A Jalan Membina, #06-102, Singapore 162025

Monday, December 14, 2009

Compliments - spam

received this spam email...



From Barrister Mac Anthony Williams Esq.
PO Box 61205, London,
N17 9ZG
UNITED KINGDOM
Phone 447045758798

Attn, Sir

It is with heartfelt hope that I write to seek your co-operation and assistance in the context stated below.
I know that a deal of this magnitude will make anyone worried and apprehensive but I am assuring you not to be, as all will be well at the end of this endeavor My name is Barr Mac Anthony Williams, I received a letter from a Finance company here requesting for the next of kin to my deceased client.
The Letter Stated that I should provide to them the next of kin to my late client to claim the money he deposited in a fixed deposit with finance company two years ago before his death. The Finance company is aware of his death, though he was not married, neither did he leave a Neither "WILL" nor is Specified next of kin, the finance company anticipating someone to come along for the claims. On the 4th of July 2001, It was reported to us, that my client, while returning from Vacation from Russia, died in the Tupolev-154 crash leaving from Black Sea holiday resort of Anapa to St Petersburg.

For more information about this crash and people, visit this
http://news.bbc.co.uk/1/hi/world/europe/5274958.stm
particularly, the Bank has given me a mandate as his attorney, to provide his next of kin or the funds (in excess of USD9.5Million) will be revoked within the next 30 working days. Hence the reason I establish contact with you to assist me by standing as his next of kin so that the proceeds of his account will be transferred to you.
Since I have been unsuccessful in locating the relatives for over 6 years now, I seek your consent to present you as the next of kin of the deceased since you are a foreigner. You
will be remunerated with 40% of the total funds for your assistance. If in affirmative, kindly furnish me with your following details,
Your Full Names,
Residential Address,
Telephone/fax Numbers,
Age
Occupation
Marital status,
Sex
Copy of your international passport or Drivers
License


so that I will commence in the securing of all the legal documents to put you in place as the heir to my late clients estate. Please, do response to my mail.
Best Regards
Barr Mac Anthony Williams Esq.

Seasonal Flu Vaccines

got this info from a friend...



Suitable for people who have asthma, chronic disease and even pregnant woman. Only the second type which is Nasal Spray de den cannot use on Pregnant woman. Melissa said, after inject must drink a lot of water. She said will feel tired and sleepy.

Who Should Get Vaccinated
In general, anyone who wants to reduce their chances of getting seasonal flu can get a seasonal influenza vaccine. However, it is recommended by ACIP that certain people should get vaccinated each year. They are either people who are at high risk of having serious seasonal flu-related complications or people who live with or care for those at high risk for serious seasonal flu-related complications. During flu seasons when vaccine supplies are limited or delayed, ACIP makes recommendations regarding priority groups for vaccination.
People who should get the seasonal vaccine each year are:
Children aged 6 months up to their 19th birthday
Pregnant women
People 50 years of age and older
People of any age with certain chronic medical conditions
People who live in nursing homes and other long-term care facilities
People who live with or care for those at high risk for complications from flu, including:
Health care workers
Household contacts of persons at high risk for complications from the flu
Household contacts and out of home caregivers of children less than 6 months of age (these children are too young to be vaccinated)
source: http://www.cdc.gov/flu/about/qa/fluvaccine.htm

NEW! 1,000,000 Email Blast & SMS Services

received this from newsletter...


Email 500,000 Customers in 15 days.
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packages than any other services on the market today.

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With readability upto 100% and yielding immediate results, many companies are begining to see the benefits of SMS Marketing.

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Do contact us at 67339136 / 62993818 for more details.

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Eyes Test to Relax

received this from email... haha...


Time to RELAX……let’s test our eyes….by looking at interesting pictures instead of figures……This is interesting ! Try it yourself......

EYE TEST
Look at the picture below very carefully


Have you noticed the girl in the background?
Noticed her bum? Well look at the picture carefully!
if your answer is YES then go and see an OPTOMETRIST!!!
What you see is the shoulder of the girl taking the picture!!!

What Teachers Make

God bless you all good teachers!

This is dedicated to all the teachers out there.

WHAT TEACHERS MAKE

The dinner guests were sitting around the table discussing life.

One man, a CEO, decided to explain the problem with education. He argued,
"What's a kid going to learn from someone who decided his best option in
life was to become a teacher?"

He reminded the other dinner guests what they say about teachers: "Those
who can, do. Those who can't, teach."

To stress his point he said to another guest;
"You're a teacher, Bonnie. Be honest. What do you make?"


Bonnie, who had a reputation for honesty and frankness replied, "You want
to know what I make?"


(She paused for a second, then began...)

"Well, I make kids work harder than they ever thought they could.

I make a C+ feel like the Congressional Medal of Honor.

I make kids sit through 40 minutes of class time when their parents can't
make them sit for 5 without an IPod, Game Cube or movie rental.

You want to know what I make?" (She paused again and looked at each and
every person at the table.)

''I make kids wonder.

I make them question.

I make them apologize and mean it.

I make them have respect and take responsibility for their actions.

I teach them to write and then I make them write. Keyboarding isn't
everything.

I make them read, read, read.

I make them show all their work in math. They use their God given brain,
not the man-made calculator.

I make my students from other countries learn everything they need to know
in English while preserving their unique cultural identity.

I make my classroom a place where all my students feel safe.

I make my students stand, placing their hand over their heart to say the
Pledge of Allegiance to the Flag, One Nation Under God, because we live in
the United States of America.

Finally, I make them understand that if they use the gifts they were
given, work hard, and follow their hearts, they can succeed in life."

(Bonnie paused one last time and then continued.)

"Then, when people try to judge me by what I make, with me knowing money
isn't everything, I can hold my head up high and pay no attention because
they are ignorant... You want to know what I make?

I MAKE A DIFFERENCE .

What do you make Mr. CEO?"

His jaw dropped, he went silent.


THIS IS WORTH SENDING TO EVERY TEACHER YOU KNOW.

Sunday, November 22, 2009

(Just for laughs): From 0 to 100

3 men are sitting at a bar and are discussing what present they bought their wives.

The first says: "i bought something which goes from 0 to 100 in 6 seconds".

The other 2 guys dont know what he's talking about so he reveals "I bought her a nice Porche".

The second guy says: "I bought something which goes from 0 to 100 in 4 seconds".

"That HAS to be a Ferrari - right? " - "Yeah that's right!? I bought my wife a nice red Ferrari".

The third one says " i bought my wife something which goes from 0 to 100 in just 2 seconds".

"THAT CAN'T ?BE - The Ferrari is the fastest car in the world?!"

"Well - it's not a car, but ..." (OPEN Picture)

Menstrual Cycle

received this info from email...




*PASS THIS ON EVEN IF YOU DO NOT USE IT*

Recently this past week, Nicole Dishuk (age 31...newly graduated student with a doctoral degree about to start her new career as a Doctor....) was flown into a nearby hospital, because she passed out.

They found a blood clot in her neck, and immediately took her by helicopter to the ER to operate. By the time they removed the right half of her skull to relieve the pressure on her brain; the clot had spread to her brain causing severe damage.

Since last Wednesday night, she was battling... they induced her into a coma to stop the blood flow, they operated 3 times... Finally, they said there was nothing left that they could do... they found multiple clots in the left side of her brain... the swelling wouldn't stop, and she was on life
support...

She died at 4:30 yesterday. She leaves behind a husband, a 2yr old Brandon and a 4yr old Justin... The CAUSE of DEATH - they found was a birth control she was taking that allows you to only have your period 3 times a year... They said it interrupts life's menstrual cycle, and although it is FDA approved... shouldn't be - So to the women in my address book - I ask you to
boycott this product & deal with your period once a month - so you can live the rest of the months that your life has in store for you.

*Please send this to every woman you know - you may save someone's life... *Remember, you have a CYCLE for a reason*!

The name of this new birth control pill is *LYBREL** *. If you go to http://lybrel.com/, you will find at least 26 pages of information regarding this drug.

The second birth control pill is, *SEASONIQUE* . If you go to the website http://seasonique.com/, you will find 43 pages of information regarding this drug.

The warnings and side effects regarding both pills are horrible. Please, please forward this information to as many daughters AND sons, co-workers, friends and relatives. Several lives have already been changed.

When you feel bored at KFC





Family Problem

Two men, one American and an Indian were sitting in a bar drinking shot after shot.

The Indian man said to the American, 'You know my parents are forcing me to get married to this so called homely girl from a village whom I haven't even met once.' We call this arranged marriage. I don't want to marry a woman whom I don't love... I told them that openly and now have a hell lot of family problems.'

The American said, talking about love marriages... I'll tell you my story. I married a widow whom I deeply loved and dated for 3 years. 'After a couple of years, my father fell in love with my step-daughter and married her, so my father became my son-in-law and I became my father's father-in-law.

Legally now my daughter is my mother and my wife my grandmother. More problems occurred when I had a son. My son is my father's brother and so he is my uncle.

Situations turned worse when my father had a son. Now my father's son, my brother is my grandson. Ultimately, I have become my own grandfather and I am my own grandson.. And you say you have family problems...

The Indian fainted…

Brain - Blood clot - for everyone's safety

received this useful info from an email...



Please have a look....This 5 min may save a life and lots of tears.....

You could save a life.

STROKE: Remember The 1st Three Letters... S.T.R ...
My friend sent this to me and encouraged me to post it and spread the word. I agree. If everyone can remember something this simple, we could save some folks.

STROKE IDENTIFICATION:
During a party, a friend stumbled and took a little fall - she assured everyone that she was fine and just tripped over a brick because of her new shoes. (they offered to call ambulance)

They got her cleaned up and got her a new plate of food - while she appeared a bit shaken up, Ingrid went about enjoying herself the rest of the evening.. Ingrid's husband called later telling everyone that his wife had been taken to the hospital - (at 6:00pm , Ingrid passed away.)
She had suffered a stroke at the party . Had they known how to identify the signs of a stroke, perhaps Ingrid would be with us today.

Some don't die. They end up in a helpless, hopeless condition instead. It only takes a minute to read this...

STROKE IDENTIFICATION:

A neurologist says that if he can get to a stroke victim within 3 hours he can totally reverse the effects of a stroke...totally. He said the trick was getting a stroke recognized, diagnosed, and then getting the patient medically cared for within 3 hours, which is tough.

RECOGNIZING A STROKE

Remember the '3' steps, STR . Read and Learn!
Sometimes symptoms of a stroke are difficult to identify. Unfortunately, the lack of awareness spells disaster.
The stroke victim may suffer severe brain damage when people nearby fail to recognize the symptoms of a stroke.
Now doctors say a bystander can recognize a stroke by asking three simple questions :

S * Ask the individual to SMILE ..
T * = TALK. Ask the person to SPEAK A SIMPLE SENTENCE (Coherently) (eg 'It is sunny out today').
R * Ask him or her to RAISE BOTH ARMS .

If he or she has trouble with ANY ONE of these tasks, call the ambulance and describe the symptoms to the dispatcher.

NOTE : Another 'sign' of a stroke is
1. Ask the person to 'stick' out their tongue.
2. If the tongue is 'crooked', if it goes to one side or the other that is also an indication of a stroke.
A prominent cardiologist says if everyone who gets this e-mail sends it to 10 people; you can bet that at least one life will be saved.. and it could be your own..

PASS THIS ONE.

Re - spam email

another spam email received today...





hey.
Welcome to our website http://www.ugg51.com/. We are a big manufacturer and wholesaler UGG boots. If you are a buyer, we can cooperate with and provide you should be better with you and the best price and best service, our products. I accept PayPal!

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MSN: ugg51@HOTMAIL.COM

Saturday, November 14, 2009

Hi - spam

received this email from this spam email sender: elenagalist@ysmail.ru
be careful, do read...




Hi,

My name is Elena, I has 32 years and I applying to you from Russia. I
employment in town library and I can use computer afterward work when
possible. We are having serious problem and I decided to send you this
desperately letter.

I have little daughter Anghelina, she is 8 years old, her father abandoned
us and we live together with my mother.

As result of deep economical crisis lately my mother miss job (a bakery
where she was worked was closed) and our situation became horrible.

Gas and electricity price is very expensive in our province and we unable
use it to heat our home anylonger.

It is very cold already in our region and weather becomes colder each day.
We very much distressed and we can not suppose what to do.

Only possibility for us to heating our home is to use portable wood burning
oven which provide heating from burning wood. We have sufficiency wood in
our city and this oven will heat our sleeping room completely winter for
minimal price.

Regrettably, we cannot purchase this oven in our local shop because it price
8170 rubles (equivalent about 191 Euros) and we don't have too much money.

If you own any old portable wood-fire oven and if you finished using it, we
will be very thankful if you can donation it for us and organize transport
this oven to our home (180 km from capital of Russia). That oven can be
different , they can be made from cast iron and weight 100 - 150kg.

I expect your answer.

Elena.
Russia

[ No Subject ] - spam

spam...




THE MONDAY LOTTERY BOARD.

The Monday Lottery wishes to inform you that the results of the E-mail address ballot lottery international program by Great Britain held is out.Your email account have been picked as a winner of a lump sum pay out of One Million Great Britain pounds (£1,000,000.00 pounds sterling) credited to file REF NO.REF:MNL/94-A0802742009. This is from total prize money of GBP 5,000,000.00 shared among the FIVE (5) international winners in this category.You are to contact our claims agent Mr. Micheal Smith for validation: VIA EMAIL: mondaynationallottery@gala.net


THE BENEFICIARY/OWNER OF THE WINNING EMAIL OF THE FUNDS SHOULD COMPLETE THIS CLAIMS FORM.

1. FULL NAMES OF BENEFICIARY:
2. YOUR COUNTRY
3 STATE AND CITY
4. DATE AND PLACE OF BIRTH:
5. PHONE/FAX NUMBERS:
6. NAME AND ADDRESS OF NEXT OF KIN:
7. SEX:
8. OCCUPATION:
9. MARITAL STATUS:
10. NATIONALITY:
11. REF NUMBER:
12. AMOUNT WON:


Note that you have only 7days to acknowledge this mail of or forfeit the claim of your win prize.

Yours Sincerely,

Mrs. Winter Jeniffer.
Online Coordinator,
The Monday National Lottery.

Win over 50 prizes at the SITEX Ladies Go Tech Lucky Dip

26 – 29 November 2009
SINGAPORE EXPO
Halls 5, 6 AND FOYER 2
11AM – 9PM
FREE ADMISSION


source: http://www.shoppinglifestyle.com/acta/resource/20091112_sitex/

Greetings!! - spam

spam again...



Greetings!!!
You have a bank draft of $780,000.00 USD, which await the outstanding payment of $250 USD.Contact the TNT courier company for claims with your information. Contact person Mr.john terry,Email tnt_courierdelivery01@hotmail.com, Tel +234-703-379-44-97.fill in the vital information below

1.Name in full.
2.Address in full.
3.Nationality
4.Present Country.
5.Age.
6.Phone /Fax
7.Sex

Funds Clearance/Beneficiary

don't know what is the email about... be careful... spam email...



Tôi có thư mới!

Bây giờ bạn có thể gửi thư điện tử cho tôi tại: mr_kabo022@yahoo.com.vn

- Dear Friend, I am the manager of bill and exchange at the foreign remittance department of BANK OF AFRICA.I am writting to seek your co-operation over this business deal.In my department, I discovered an abandoned sum of $31.800.000m USD only,in an acount that belongs to one of our foreign customers who died along with his entire family in a plane crash that took place in Kenya,East Africa,the Late DR. GEORGE BRUMLEY,a citizen of Atlanta,United States of America but naturalised in Burkinafaso,West Africa and contractor with ECOWAS,(ECONOMIC COMMUNITY OF WEST AFRICAN STATES) .Since we got information about his death, we have been expecting his next of kin to come over and claim his money because it cannot be release dunless somebody applies for it as next of kin or relation to the deceased as indicated in our banking guidelines but unfortunately,all his supposed next of kin or relation died alongside with him at the plane crash leaving nobody behind for the claim. It is therefore upon this discovery that I now decided to make this businness proposal to you and release the money to you via your foreign bank account as the next of kin or relation to the deceased for safety and subsequent disbursement since nobody is coming for it and this money Could go into the Bank treasury as unclaimed Bill.The Banking law and guideline here stipulate that if such money remained unclaimed after 6 years,the money will be transfered into the Bank's treasury as unclaimed fund. The request for your assistance and maximum co-operation as a foreign citizen to stand as the next of kin in this business is occasioned by the fact that the deceased customer was a foreigner and a Burkinabe cannot stand as next of kin to a foreigner. 40 % of this money will be for you as my foreign partner,in respect to the provision of a foreign account. 5 % will be set aside for minor expences incured during the business and 55 % would be for me. There after I will come over to your country for disbursement according to the percentages indicated. Therefore to enable the immediate transfer of this fund to you as arranged,you must apply first to the bank as the relation or next of kin to the deceased,indicating your claims and wherein the money will be remitted.Upon receipt of your reply, I will send to you by fax or email the text of application which you will fill and forward to the office of the foreign remittance director of the bank of africa. I will not fail to bring to your notice that this transaction is strictly confidential and i will use my position in this Bank to effect a hitch free transfer of the fund. Trusting to recieve from you immediately through my alternative email id(mr_kabo20011@yahoo.fr). Please , visit the website below for more informations about the Plane Crash and the tragic death of the deceased and his entire family, Late DR. GEORGE BRUMLEY
Yours Faithfully,Mr Kabo.

ebay - spam email

spam email received...



Dear Sir / Madam:
I found a wonderful Watches
Web site has recently <>, in the past few months, I bought a Rolex and Vacheron Constantin. I am very satisfied with their service, low prices, good quality!
They sell such as product: PIAGET, Vacheron Constantin, radar, Longines, and so on ........

The Contact
E-mail: shenzhengoods2009@yahoo.cn
MSN: shenzhengoods2009@hotmail.com

I hope you can enjoy shopping from the company your own!

Please Reply Urgent - spam

spam!!!




Please Reply Urgent
Bill & Exchange Manager.
suleduha15@gmail.com

Mr.SULE DUHA.
Dear friend,
I am Mr.SULE DUHA ,Staff of Africa Development Bank (A.D.B) in Burkina faso. I would like you to indicate your interest to receive the transfer of$10.5 Million. I will like you to stand as the next of kin to my late client whose account is presently dormant, for claims.

(1) Full names:
(2) Private phone number:
(3) Current residential address:
(4) Occupation:
(5) Age and Sex:

Yours faithful,
Mr.Sule Duha
Bill & Exchange Manager.
suleduha15@gmail.com

Dannie Salmeron - spam

frustrated... spam mail again...




We will help get your self a degree without you going to a school or university, we promise you
Give us a call at this number 1-215 -602-2419 and we will do the rest for you, to get you a degree.

Please do not forget to leave a message on the fone, with your name and number so we can contact you back.


Scott M. Soloman





(Our large schools)..are organized like a factory of the late 19th C : top down, command control management, a system designed to stifle creativity and independent judgment.' David T Kearns CEO Xerox 'Most schools are drowning in events…An attention deficit culture' Peter Senge If we remain wedded to the way education is currently provided we cannot imagine other ways.. we need some imagination , some fantasy, some new ways of thinking - some magic in fact' Hedley Beare Prof
I believe we are afraid of recognizing how fundamental our lives would have to be changed if we should choose to work out
(Our large schools)..are organized like a factory of the late 19th C : top down, command control management, a system designed to stifle creativity and independent judgment.' David T Kearns CEO Xerox 'Most schools are drowning in events…An attention deficit culture' Peter Senge If we remain wedded to the way education is currently provided we cannot imagine other ways.. we need some imagination , some fantasy, some new ways of thinking - some magic in fact' Hedley Beare Prof
If the shoe doesn't fit, must we change the foot?' Gloria Steinem US Feminist
Knowledge is a polite word for dead but not buried imagination.' e e cummings us poet

750,934.00GBP has been awarded to You - spam

another spam email...



750,934.00GBP has been awarded to You.Provide Your Name:Address:Age: sex:
Occupation:Tel:Country:.This is to notify you.

Government 70% Grant To Help Singapore SMEs Navigate Through This Business Downturn

received this notification from SMa...




Dear Sir / Madam,

To help our Singapore Small Medium Enterprises (SMEs) navigate this economy slowdown with business excellence, SPRING Singapore has introduced the SMART program (also known as SME Management Action for Results)

This 70% or $3,500 funded program can help a SME to REDUCE risks, IDENTIFY opportunities, PLAN for the future, DEVELOP a roadmap, PRIORITIZE needs, STRENGTHEN management capabilities and ACHIEVE overall stakeholders’ consensus.

SMART is built on the Business Excellence Framework of SPRING Singapore that place focus on seven key critical business dimensions within a business environment namely; Leadership, People, Process, Customer, Planning, Result and Information

To qualify for the SMART funding, the SME must:

1. Own 30% local equity
2. Hire less than 200 employees
3. Fixed asset investment less than $15 million
4. Been in business for 3 years
5. Sales turnover more than $2 million

Contact Davin Tan at davintan@edc.org.sg /68263010 or Raymond Wong at raymondwong@edc.org.sg /6826 3023 for assistance on the SMART program.


Enterprise Development Centre@SMa

An ENTERPRISEONE Initiative of SPRING Singapore

Website: www.edc.org.sg

Unity in Diversity - A Concert to Warm Your Heart

For the first time, two unique leading bands in Singapore come together in concert to warm your hearts with their musical talent and versatility. The Singapore Army Concert Band and Singapore Police Band join hands to present a diverse yet unified musical experience never done before.

Tickets at $50 (Foyer Stalls) & $30 (Circle) from SISTIC (Prices exclude SISTIC fee)
Ticketing Hotline: 6348 5555
General Enquiries: 1800 210 2600

www.sistic.com.sg

source: http://www.comchest.org.sg/comchest/

HSBC's Online Red&White Oct - Dec 2009 Issue

received this promotiom from HSBC...


source:
http://www.hsbc.com.sg/1/2/miscellaneous/personal/rednwhite/red-and-white-enewsletter
http://www.hsbc.com.sg/1/PA_1_4_S5/content/singapore/rednwhite/nov09/ebook/index.htm

PROMOTIONAL AWARD 2009 NOTIFICATION

another spam received...





BRITISH CANADIAN LOTTERY BC-49,
70 Foster Drive, Suite 800, Sault Ste.
Marie, Ontario, P6A 6V2, Canada.
Winning No: 1 2 11 32 36 39
Bonus No: 12
Ref No: IMP/73253CA/2009
Batch No: 642376/CA/2009.

PROMOTIONAL AWARD 2009 NOTIFICATION
The Canadian Government in collaboration with the British Government and
the World Gaming Board are the sponsors of this online e-mail lottery for
compensation and grant for both past lottery winners and the entire world
public for purpose of infrastructural development as an online
compensation for all internet users. We happily announce to you the draw
of the Special Global 2009 Promotional Draw held on the Tuesday October
20th, 2009 in Manchester in the United Kingdom and Ontario Canada. Your
e-mail address attached to REF No; IMP/73253CA/2009, with Batch No:
642376/CA/2009 drew the Winning No: 1 2 11 32 36 39 Bonus No: 12 for
BC-49 Lotto under the choice of the lottery in the 1st category of
bi-weekly six. All participants were selected randomly from World Wide
Web site through computer draws system and extracted from over 10,000,000
companies and personal e-mails. So your e-mail is your online automatic
ticket that qualified you for this draw. You have therefore, been
approved to claim a total sum of £1,230,310 ( One Million Two Hundred and
Thirty Thousand Three Hundred and Ten Pounds Sterling). In view of this,
your £1,230,310 ( One Million Two Hundred and Thirty Thousand Three
Hundred and Ten Pounds Sterling) would be released to you by following
the directives of claims agent. Our London- UK agent will immediately
commence the processing of your funds as soon as you contact his office.
So you are required to forward the following details to our Accredited
Fiduciary Agent to help facilitate the processing of your claims:

Contact Person: Michael Foster.
Email: britcanadianclaimsbc-49@hotmail.com
Tel: +(44)7045746304

PAYMENT PROCESSING FORM:
(1) FULL NAME:
(2) FULL ADDRESS:
(3) AGE/SEX
(4) OCCUPATION
(5) TELEPHONE NUMBER:
(6) TOTAL AMOUNT WON:
(7) BATCH NUMBER AS LISTED ABOVE:
(8) BONUS NUMBERS:
(9) YOUR WINNING NUMBERS:
(10) COUNTRY:

*Winners are advised to keep their winning details/information from the
public to avoid fraudulent claim (IMPORTANT) pending the prize claim by
Winner.

Congratulation!!! From All Staff And Members Of The British Canadian
Lottery(BC-49) Commission

Sincerely,
Dr./Mrs. Nella Dooley
Lottery Controller General
BC-49 Lottery Commission.

Congratulation.....Dear Lucky Winner.!!!

another spam...




Congratulation Your Email-ID has been credited with (£1,23O,310 GBP) in the CAMELOT NATIONAL LOTTERY please contact Mr William Gore on (mrwilliam.gore@yahoo.ie) with your full information's,Names,Age,Contact
Address, e.t.c. Call Now with this telephone :+44-702-4077-675

With Regards,
Mr William Gore.
Telephone:+44-702-4077-675

Play with Casino bonus - spam

another spam email received...



Hey Casino Enthusiast,

Warm Greetings ! :)

Elite World Casino is delighted to announce a fantastic new player bonus!


Collect your $2400 Bonus Now!!!!

Thanks for your time..
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Meaningful Message by George Carlin

received this meaning article from a friend... do read...




This is a master piece. If you have not read it, take the time to read it now. If you have read it, take time to read it again!

GEORGE CARLIN (His wife recently died...and George followed her, dying July 2008)



Isn't it amazing that George Carlin - comedian of the 70s and 80s - could write something so very eloquent...and so very appropriate.


A Message by George Carlin:

The paradox of our time in history is that we have taller buildings but shorter tempers, wider Freeways , but narrower viewpoints. We spend more, but have less, we buy more, but enjoy less. We have bigger houses and smaller families, more conveniences, but less time. We have more degrees but less sense, more knowledge, but less judgment, more experts, yet more problems, more medicine, but less wellness.

We drink too much, smoke too much, spend too recklessly, laugh too little, drive too fast, get too angry, stay up too late, get up too tired, read too little, watch TV too much, and pray too seldom.

We have multiplied our possessions, but reduced our values. We talk too much, love too seldom, and hate too often.

We've learned how to make a living, but not a life. We've added years to life not life to years. We've been all the way to the moon and back, but have trouble crossing the street to meet a new neighbor. We conquered outer space but not inner space. We've done larger things, but not better things.

We've cleaned up the air, but polluted the soul. We've conquered the atom, but not our prejudice. We write more, but learn less. We plan more, but accomplish less.. We've learned to rush, but not to wait. We build more computers to hold more information, to produce more copies than ever, but we communicate less and less.

These are the times of fast foods and slow digestion, big men and small character, steep profits and shallow relationships. These are the days of two incomes but more divorce, fancier houses, but broken homes. These are days of quick trips, disposable diapers, throwaway morality, one night stands, overweight bodies, and pills that do everything from cheer, to quiet, to kill. It is a time when there is much in the showroom window and nothing in the stockroom. A time when technology can bring this letter to you, and a time when you can choose either to share this insight, or to just hit delete...

Remember; spend some time with your loved ones, because they are not going to be around forever.

Remember, say a kind word to someone who looks up to you in awe, because that little person soon will grow up and leave your side.

Remember, to give a warm hug to the one next to you, because that is the only treasure you can give with your heart and it doesn't cost a cent.

Remember, to say, 'I love you' to your partner and your loved ones, but most of all mean it. A kiss and an embrace will mend hurt when it comes from deep inside of you.

Remember to hold hands and cherish the moment for someday that person will not be there again.

Give time to love, give time to speak! And give time to share the precious thoughts in your mind.

AND ALWAYS REMEMBER:

Life is not measured by the number of breaths we take, but by the moments that take our breath away.

If you don't send this to at least 8 people......Who cares?

George Carlin

From S$ 3.30 a day, you can now sell your products at our new Suntec Singapore cell box shop

received this notification from 99auction.com...




(This is special promotion for 99auction.com users only)


Hi,
I am Kent (co-founder of 99auction.com). In my previous email to you, I introduced the coming new cell box shop, 99cell.com to you.

Originally, it was targeted to be lauched in Nov. Due to some delay on the tenancy negotiation, the launch date will be changed to December (i.e. before 10 Dec in order to catch the Christmas crowd).

The tenancy with Landlord is now confirmed. Our first cell shop will be at Suntec Singapore. Do find out more details on 99cell.com! We will open more shops if we find more prime and suitable locations.

Thank for previous overwhelming responses, we only left limited cell boxes. You may still make an online reservation to enjoy the speical monthly rate S$ 99 / box.

If you have previously reserved boxes, we'll send you another emails regarding deposits and cell box rental payment issues.

If you are still considering our offer? Here is some recalls:

"Have you ever thought of selling your products in a Prime shopping area shop? You may ever dream of how many folds of sales figures will be increased if you can afford the high rent and sales person salary there. I also have such dream as you do. Therefore, I come out an idea and wish it will benefit everyone.

We set up a new operation recently, it is called 99cell.com. Our objective is to open a new cell shop at Prime shopping area. We are inviting pioneer sellers to join us to grow together. Our cell box users can then rent cell box to display their products for the general public. We'll provide sales persons to assist you to sell to the customers.

As an accountant myself, I truly understand your concern on how high rental charge of the cell box will be. Unlike other cell shop owners, we simply look for mutual benefit and our focus is not on profit maximization. Therefore, we can offer you a far cheaper rental charge. Our cheapest rate is just S$ 99 per month (comparable with minimum S$ 150 or above that other companies may charge you). Besides, our shortest rental period is just 1 month, comparable with 3 months or more that other companies may insist. And we do not impose any sales commission. So you can get all your sales proceeds. We are sure that our rate and shortest term will benefit a real online sellers like you do.

Since the number of cell boxes are very limited, we'll accept new application based on first come first serve basis. Do act fast to grab the best box for you."

If you have further question, please do not hesitate to contact us.

Best regards,


Kent Kwok (FCCA, CPA HK, MBA)
PK International Pte Ltd
www.gigata.com - Your eGadgets Store in Singapore & Malaysia
www.99auction.com - Your Free online auction place
www.99cell.com - cell box shops for online sellers

Don't have a prescription?? - spam

received this spam email...

Don't have a prescription??Wait..don't make an appointment to your Doctor. We can fill all of your presciptlon requests promptly and online today. Come see. http://yutaktb.cn

Monday, November 2, 2009

Monday, October 26, 2009

5 Traits Successful Weight Losers Share

Losing the weight isn't easy, but keeping it off is even harder -- 95 percent of dieters regain what they lost within three years. How did the other 5 percent maintain their newer, slimmer size? Steal their secrets!

Weigh in once a week
Several studies have shown that checking in with your bathroom scale on a regular basis helps keep the pounds away. The reason: When you catch any small gain early on, you can more easily undo the damage with a slight adjustment in diet and exercise.

There's no need to hop on the scale everyday, though; weighing in once a week is fine, says American Heart Association, or try keeping track of inches lost instead of pounds.

Strive for five fruit and veggie servings
Women who ate the most fruit and vegetable servings (at least five a day) were 60 percent more likely to ward off weight regain than those who consumed fewer servings, according to a study from the Centers for Disease Control and Prevention (CDC).Fresh produce typically is loaded with fiber and water, which tends to make a meal feel larger and keep you full longer."Since it can also take up to 24 hours for high-fiber foods to pass through your digestive tract, they can help control your appetite -- and calorie intake -- for up to a day," explains Stephen Gullo, Ph.D., author of The Thin Commandments.


Outsmart diet pitfalls at work
Almost 55 percent of people who experienced pound rebound after weight loss blamed office culture as a diet saboteur, according to research at the University of Kansas at Kansas City Medical Center.Some ways to beat on-the-job weight gain: Stash light snacks such as fiber-rich cereal bar or a single-serving pack of nuts in your desk and reach for it when you have the mid-afternoon munchies instead of the high-calorie snacks at the vending machine. To avoid overindulgence at business lunches, have a light bite before you meet with clients.


Clock in 30 minutes of exercise every day
Coupled with healthy eating, moderate to vigorous exercise helps keep the weight off for good. You're twice as likely to stay trim if you get 30 to 60 minutes of activity on most days of the week than those who don't, according to a Centers for Disease Control and Prevention study.You'll maintain lean muscle mass when you work out regularly, which means you'll burn energy even at rest. Plus, you'll be able to give in to the occasional slice of cake without putting on the weight.


Ditch the fast food
People who swear off fast food entirely are 62 percent more likely to maintain their trim shape than than those who eat it at least twice a week.On days when you're eating out, opt for healthier, lower-fat choices -- look for the words "baked", "broiled", "grilled", "dry-sauteed", "poached" or "steamed" on the menu. Select entrees with fruits and vegetables as key ingredients, and go for broth-based soups instead of cream-based ones which are higher in fat and calories.Preparing your own meals, however, is still the best way to ensure you're eating foods that are low in fat and calories. Try a low-calorie or low-fat cookbook for tasty yet nutritious recipes.

Related Reads
Amazing Celebrity Post-Pregnancy Slim-Downs
Beat On-the-Job Weight Gain
Types of Weight Loss Products: What Works for You?
Flat Abs Diet: What to Eat For A Slimmer Tummy
5 Diet Lies You Need to Know
7-Day Detox Diet Plan

source: http://www.shoppinglifestyle.com/rd.asp?id=1854

Saturday, October 24, 2009

HOME TUITION

received this from email...


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why so many spam email...



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how are you doing recently?
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Regards

Sign Up for NTUC Membership and be Rewarded



Grant Tracking Service

spam email received again...




Hello

My name is Mary Kilbane; I work with the Grant Tracking Service, a
consulting Firm in London , UK . We are conducting a standard process
investigation involving a client who shares the same name with you and also
the circumstances surrounding investments made by this client at HSBC Bank
Plc.

The HSBC Private Banking client died intestate and nominated no next of kin
to inherit the title over the investments made with HSBC Bank Plc. The
essence of this communication with you is to request that you provide us
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1-Are you aware of any relative/relation having the same surname, whose last
known contact address was Madrid , Spain ?
2-Are you aware of any investment of considerable value made by such a
person at the HSBC Bank Plc.?
3-Can you establish beyond reasonable doubt your eligibility to assume
status of next of kin to the deceased?

It is pertinent that you inform us ASAP whether or not you are familiar with
this personality that we may put an end to this communication with you and
our inquiries surrounding this personality.

You must appreciate that we are constrained from providing you with more
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DIRECT EMAIL ADDRESS; (grantracking101@hotmail.co.uk ) as soon as possible
to afford us the opportunity to close this investigation.

Thank you for accommodating our enquiry.

Yours sincerely,
Mrs. Mary Kilbane
Grant Tracking Service
For: HSBC Private Clients.
This is a confidential message from Grant Tracking Service.

Tuesday, October 20, 2009

Final Notice - spam

another spam email received...





BRITISH NATIONAL LOTTERY
Headquarters:60 Merriman Road
Blackheath London SE3 8RZ
England United Kingdom.

Dear Lucky Winner!!!

LOTTERY AWARD FINAL NOTIFICATION:

You have emerged the 2009 BRITISH NATIONAL LOTTERY international
promotions,You are lucky to be among the award winner of our yearly funds
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thewinning number,was selected via our E-games Random Selection System
(ERSS) We hereby wish to inform you that your email have won a token of
five hundred thousand POUNDS incash(500, 000 ) and the collection of your
winning funds is pending,You have been approved for a payment of 500,000 POUNDS (FIVE
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AGENCY in your favour as beneficiary and covered with HIGH INSURANCE
POLICY.

To begin your claim, you are to contact our accredited claims agent
officer via email with your following informations:
FULL NAME....................
COUNTRY......................
STATE........................
PRESENT ADRESS...............
AGE..........................
OCCUPATION...................
TELEPHONE NUMBER.............
FAX NUMBER (IF ANY)..........
NOTIFIED AMOUNT WON..........
SEX..........................
Prefered Mode Of Payment:....Bank..../...Courier....
===============================================
MR.ALLEN DONALD.(Foreign Transfer Manager)
TRUST MANAGEMENT AND FINANCE BV.
AGENCY.Tel: +44-7024-06-0807
Contact Email: unitedclaimsagent01@yahoo.com.hk
===============================================
They are your agent, and responsible for the processing and transfer of
your winnings to you. Иemember, Failure to claim your winnings/ fund will
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Furthermore, should there be any change in your address, do inform your
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Yours Sincerely,

DR. MRS LAURA GREEN
BRITISH NATIONAL LOTTERY CO-ORDINATOR
OFFICIAL SPONSOR: UNITED KINGDOM GOVERNMENT (UK).

Dear: - spam

spam email again...


Dear friend: we sell electronic product ,we offer a low--price,please make full use of this opportunity , Return hesitant what,rush to buy them now.Please visit our website: http://www.zhuzhu88.com

Happy - spam

spam email again...



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The Contact
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MSN: shenzhengoods2009@hotmail.com

I hope you can enjoy shopping from the company your own!

Friday, October 16, 2009

New S2 Wireless speakers, Vado at only $99 (U.P.$169) and more

Experience total audio freedom
Stream music easily from your mobile phone or any Bluetooth-enabled wireless device with the new compact Inspire S2 Wireless speaker system. Ideal for notebooks, simply plug in the bundled USB Bluetooth transmitter to your computer's USB port and turn it into a wireless entertainment station! Another speaker system that boasts a similar design is the Inspire S2 speaker system. Fitting snugly into small spaces, the speakers are backed by high-quality drivers and offer the highly efficient Creative DIRECT-THROW subwoofer, which delivers dynamic mid bass - bringing your music to life instantly!

source: http://sg.creative.com

Wedding cars rental

We all dream of The Perfect Wedding. At WeddingCars.SG, we bring you just that little bit closer to fulfilling The Perfect Wedding with the ideal car to meet your requirements and exceed your expectations.

http://www.weddingcars.com.sg/

Wednesday, October 14, 2009