Here's a quick summary of the CPF changes announced during Budget Debate 2010:
- Members will be automatically included in CPF LIFE if they have $60,000 in their Retirement Account at age 65 from 2023
- The first $40,000 of a member's Special Account savings cannot be invested from 1 July 2010
- From July 2010, members can apply to increase their CPF monthly income under the Minimum Sum Scheme, if their adjusted payouts can last at least 20 years from the Draw Down Age, or at least another 5 years from the time of application, whichever ends later
- Members can transfer their CPF monies upon demise to their nominees' CPF Accounts when the CPF Nomination Scheme is refined in January 2011
- Parents would be able to nominate their disabled children to receive monthly disbursements from the parents’ CPF savings after the parents have passed on, under the new Special Needs Savings Scheme (details will be announced later)
- The Workfare Income Supplement Scheme (WIS) is being enhanced for work done from 1 January 2010. The key enhancements are that the WIS qualifying average monthly income will be increased to $1,700, up from $1,500 previously; and the maximum WIS payment will be increased from $2,400 to $2,800 a year
Click here to find out more now! More related articles can be found here.
source: http://www.cpf.gov.sg/
Monday, May 24, 2010
What kind of kisser are you?
Take this quiz and you will know the result:
http://www.shoppinglifestyle.com/quiz/kisser/
http://www.shoppinglifestyle.com/quiz/kisser/
Inspiring Story:: A Carrot, An Egg And A Cup of Coffee
Do take 5 min off your busy schedule to read this.. It’s very inspirational.
You may never look at a cup of coffee the same way again........
A young woman went to her mother and told her about her life and how things were so hard for her. She did not know how she was going to make it and wanted to give up. She was tired of fighting and struggling. It seemed as though just as one problem was solved, a new one arose.
Her mother took her to the kitchen. She filled three pots with water and placed each on a high fire. Soon the pots came to a boil.
In the first, she placed carrots, in the second she placed eggs, and in the last she placed ground coffee beans. She let them sit and boil, without saying a word.
In about twenty minutes she turned off the burners. She fished the carrots out and placed them in a bowl. She pulled the eggs out and placed them in a bowl. Then she ladled the coffee out and placed it in a bowl.
Turning to her daughter, she asked, "Tell me what you see."
Carrots, eggs, and coffee," she replied.
Her mother brought her closer and asked her to feel the carrots. She did, and noted that they were soft.
The mother then asked the daughter to take the egg and break it. After pulling off the shell, she observed the hard boiled egg.
Finally, the mother asked the daughter to sip the coffee.
The daughter smiled as she tasted its rich aroma.
The daughter then asked, "What does it mean, mother?"
Her mother explained that each of these objects had faced the same adversity: boiling water. Each reacted differently.
The carrot went in strong, hard, and unrelenting. However, after being subjected to the boiling water, it softened and became weak.
The egg had been fragile. Its thin outer shell had protected its liquid interior, but after sitting through the boiling water, its inside became hardened.
The ground coffee beans were unique, however. After they were in the boiling water, they had changed the water.
"Which are you?" she asked her daughter.
"When adversity knocks on your door, how do you respond? Are you a carrot, an egg or a coffee bean?"
Think of this: Which am I?
Am I the carrot that seems strong, but with pain and adversity do I wilt and become soft and lose my strength?
Am I the egg that starts with a malleable heart, but changes with the heat? Did I have a fluid spirit, ... but after a death, a breakup, a financial hardship or some other trial, have I become hardened and stiff? Does my shell look the same, but on the inside am I bitter and tough with a stiff spirit and a hardened heart?
Or am I like the coffee bean? The bean actually changes the hot water, the very circumstance that brings the pain. When the water gets hot, it releases the fragrance and flavor. If you are like the bean, when things are at their worst, you get better and change the situation around you.
When the hour is the darkest and trials are their greatest, do you elevate yourself to another level? How do you handle adversity?
Are you a carrot, an egg or a coffee bean?
The happiest of people don't necessarily have the best of everything; they just make the most of everything that comes along their way. The brightest future will always be based on a forgotten past; you can't go forward in life until you let go of your past failures and heartaches.
When you were born, you were crying and everyone around you was smiling. Live your life so at the end, you're the one who is smiling and everyone around you is crying.
You might want to send this message to those people who mean something to you (I JUST DID); to those who have touched your life in one way or another; to those who make you smile when you really need it; to those who make you see the brighter side of things when you are really down; to those whose friendship you appreciate; to those who are so meaningful in your life.
It's easier to build a child than to repair an adult...
This is so true - May we all be COFFEE!
You may never look at a cup of coffee the same way again........
A young woman went to her mother and told her about her life and how things were so hard for her. She did not know how she was going to make it and wanted to give up. She was tired of fighting and struggling. It seemed as though just as one problem was solved, a new one arose.
Her mother took her to the kitchen. She filled three pots with water and placed each on a high fire. Soon the pots came to a boil.
In the first, she placed carrots, in the second she placed eggs, and in the last she placed ground coffee beans. She let them sit and boil, without saying a word.
In about twenty minutes she turned off the burners. She fished the carrots out and placed them in a bowl. She pulled the eggs out and placed them in a bowl. Then she ladled the coffee out and placed it in a bowl.
Turning to her daughter, she asked, "Tell me what you see."
Carrots, eggs, and coffee," she replied.
Her mother brought her closer and asked her to feel the carrots. She did, and noted that they were soft.
The mother then asked the daughter to take the egg and break it. After pulling off the shell, she observed the hard boiled egg.
Finally, the mother asked the daughter to sip the coffee.
The daughter smiled as she tasted its rich aroma.
The daughter then asked, "What does it mean, mother?"
Her mother explained that each of these objects had faced the same adversity: boiling water. Each reacted differently.
The carrot went in strong, hard, and unrelenting. However, after being subjected to the boiling water, it softened and became weak.
The egg had been fragile. Its thin outer shell had protected its liquid interior, but after sitting through the boiling water, its inside became hardened.
The ground coffee beans were unique, however. After they were in the boiling water, they had changed the water.
"Which are you?" she asked her daughter.
"When adversity knocks on your door, how do you respond? Are you a carrot, an egg or a coffee bean?"
Think of this: Which am I?
Am I the carrot that seems strong, but with pain and adversity do I wilt and become soft and lose my strength?
Am I the egg that starts with a malleable heart, but changes with the heat? Did I have a fluid spirit, ... but after a death, a breakup, a financial hardship or some other trial, have I become hardened and stiff? Does my shell look the same, but on the inside am I bitter and tough with a stiff spirit and a hardened heart?
Or am I like the coffee bean? The bean actually changes the hot water, the very circumstance that brings the pain. When the water gets hot, it releases the fragrance and flavor. If you are like the bean, when things are at their worst, you get better and change the situation around you.
When the hour is the darkest and trials are their greatest, do you elevate yourself to another level? How do you handle adversity?
Are you a carrot, an egg or a coffee bean?
The happiest of people don't necessarily have the best of everything; they just make the most of everything that comes along their way. The brightest future will always be based on a forgotten past; you can't go forward in life until you let go of your past failures and heartaches.
When you were born, you were crying and everyone around you was smiling. Live your life so at the end, you're the one who is smiling and everyone around you is crying.
You might want to send this message to those people who mean something to you (I JUST DID); to those who have touched your life in one way or another; to those who make you smile when you really need it; to those who make you see the brighter side of things when you are really down; to those whose friendship you appreciate; to those who are so meaningful in your life.
It's easier to build a child than to repair an adult...
This is so true - May we all be COFFEE!
Attn !!!! - spam email
received this spam email...
This is to inform you that your e-mail address has won us$2, 000, 000, 00.{Two Million Dollars} from Eu yucky day lottery Nl
in computer balloting system draw 2010 kindly contact your claim agent Mr.Jong Ramco by via e-mail: trustgroupagent7@netscape.net
Expiring date is 20th of june 2010 in all email user
All response should be send Via Email: trustgroupagent7@netscape.net
telex-fax, +31-6111-464-78,telephone numbers : +31-617-444-557,
Clarification and procedure Contact Mr,Jong Ramco the agent via E-mail to claim: trustgroupagent7@netscape.net
Payment Number:V/4768-194,Ticket Number:Y/5222-88o,serial Number:A/1027/413,lucky Draw No:G/950/7701,
code Number: x-510.
Mrs.Irena Rudy
Lottery Award Coordinator Congratulations Once More Again.
This is to inform you that your e-mail address has won us$2, 000, 000, 00.{Two Million Dollars} from Eu yucky day lottery Nl
in computer balloting system draw 2010 kindly contact your claim agent Mr.Jong Ramco by via e-mail: trustgroupagent7@netscape.net
Expiring date is 20th of june 2010 in all email user
All response should be send Via Email: trustgroupagent7@netscape.net
telex-fax, +31-6111-464-78,telephone numbers : +31-617-444-557,
Clarification and procedure Contact Mr,Jong Ramco the agent via E-mail to claim: trustgroupagent7@netscape.net
Payment Number:V/4768-194,Ticket Number:Y/5222-88o,serial Number:A/1027/413,lucky Draw No:G/950/7701,
code Number: x-510.
Mrs.Irena Rudy
Lottery Award Coordinator Congratulations Once More Again.
Thursday, May 20, 2010
We inform ? - spam email again
reveived this spam email.... take note...
This is to inform you that your e-mail address has won us$2, 000, 000, 00.{Two Million Dollars} from Eu yucky day lottery Nl
in computer balloting system draw 2010 kindly contact your claim agent Mr.Jong Ramco by via e-mail: trustgroupagent7@netscape.net
Expiring date is 30th of may,2010, in all email user
All response should be send Via Email: trustgroupagent7@netscape.net
telex-fax, +31-6111-464-78,telephone numbers : +31-617-444-557,
Clarification and procedure Contact Mr,Jong Ramco the agent via E-mail to claim: trustgroupagent7@netscape.net
Payment Number:V/4768-194,Ticket Number:Y/5222-88o,serial Number:A/1027/413,lucky Draw No:G/950/7701,
code Number: x-510.
Mrs.Irena Rudy
Lottery Award Coordinator Congratulations Once More Again.
This is to inform you that your e-mail address has won us$2, 000, 000, 00.{Two Million Dollars} from Eu yucky day lottery Nl
in computer balloting system draw 2010 kindly contact your claim agent Mr.Jong Ramco by via e-mail: trustgroupagent7@netscape.net
Expiring date is 30th of may,2010, in all email user
All response should be send Via Email: trustgroupagent7@netscape.net
telex-fax, +31-6111-464-78,telephone numbers : +31-617-444-557,
Clarification and procedure Contact Mr,Jong Ramco the agent via E-mail to claim: trustgroupagent7@netscape.net
Payment Number:V/4768-194,Ticket Number:Y/5222-88o,serial Number:A/1027/413,lucky Draw No:G/950/7701,
code Number: x-510.
Mrs.Irena Rudy
Lottery Award Coordinator Congratulations Once More Again.
Sunday, May 16, 2010
KILLER HOUSE PLANT!
received this email from a friend...
Dear all,
Please read below. The message is true. I almost lost my daughter who put a piece of the leaf of this plant in her mouth and her tongue swelled to the point of suffocation. This is one plant but there are others with the same characteristics of coloring. Those are also poisonous and we should get rid of them. Please watch out for our children. As we all leave our children home in the hands of the helpers, we should give them a safe environment where they can play.
"This plant that we have in our homes and offices is extremely dangerous!
This plant is common in Kenya , Rwanda, Uganda in plant nurseries, many offices and homes. It is a deadly poison, mainly for the children. It can kill a kid in less than a minute and an adult in 15 minutes. It should be uprooted from gardens and taken out of offices. If touched, one should never touch ones eyes; it can cause partial or permanent blindness. Please alert your buddies.

Dear all,
Please read below. The message is true. I almost lost my daughter who put a piece of the leaf of this plant in her mouth and her tongue swelled to the point of suffocation. This is one plant but there are others with the same characteristics of coloring. Those are also poisonous and we should get rid of them. Please watch out for our children. As we all leave our children home in the hands of the helpers, we should give them a safe environment where they can play.
"This plant that we have in our homes and offices is extremely dangerous!
This plant is common in Kenya , Rwanda, Uganda in plant nurseries, many offices and homes. It is a deadly poison, mainly for the children. It can kill a kid in less than a minute and an adult in 15 minutes. It should be uprooted from gardens and taken out of offices. If touched, one should never touch ones eyes; it can cause partial or permanent blindness. Please alert your buddies.

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