Anything under the sun

Year of the Water Dragon 2012

2012-02-03T15:50:00.001+08:00

Rat – 子 Born in 1924, 1936, 1948, 1960, 1972, 1984, 1996 and 2008
Best Compatible Animal Signs – Ox
Compatible Animal Signs – Rat, Dragon and Monkey
Conflict Animal Sign – Horse
The basic character of a person born in the year of the Rat is that he/she is optimistic, gentle, wise, intelligent, intuitive, a self starter, helpful, active, sociable, honest, full of energy and self confidence. An artistic person who has a keen sense of the surroundings and can develop keen intuition with proper guidance.
There are many “Disastrous Stars” (凶星) and only two “Lucky Stars” (吉星) on your side this year. There will be many difficult paths and barriers waiting ahead for you to concur. Although you have a great number of “Disastrous Stars” (凶星), you still can make the best out of the worst if you plan and execute carefully. Learn to endure and work against all odds, you can still make it big this year. Stay positive and you will have a few “Benefactors” (贵人) to help you along the way to help you defend against some “Xiao Ren” (小人) who are plotting to harm you.
For this year, it is advisable that you take a step back and look thoroughly before you make your move. The best thing to do is to avoid direct confrontation, do not be too quick in your words, and think carefully before you act. Beware of your speech and actions because it will create a big stir and the repercussions will be disastrous if you are not careful. Your Personal and Career luck will fluctuate a lot this year and affecting the way you think and react to situations around you.
When it comes to Love Life issues this year, you have to take serious considerations over the issues between you and your loved one; otherwise, you will be caught in serious problems pertaining to relationship. Quarrels between spouse and family members will increase, thus you have to stay calm and think of the bigger picture before sharing your frank opinions. Your health is not too good and you tend to be easily fall prey to flu and sorethroat. Do take care, rest well and be alert in order to prevent stress, sickness and accidents from happening. Try to avoid water related activities for this year.
Monthly Forecast Table for 2012
February – Bad
May – Auspicious
August – Bad
November – Bad
March – Bad
June – Bad
September – Good
December – Auspicious
April – Normal
July – Good
October – Good
January – Auspicious
1936
Lead a simple life and you will be happy. Accident Prone Year
1948
Many Disastrous Stars, Health issues – especially Respiratory problems
1960
Many Disastrous Stars, beware of Legal Matters and loss of fortune
1972
Unstable Career or Business, many Xiao Ren. Do not be forceful, win by wisdom
1984
Love Life unstable, many Xiao Ren and quarrels. Stay calm and don’t be implusive Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
Ox – 丑
Born in 1925, 1937, 1949, 1961, 1973, 1985, 1997 and 2009
Best Compatible Animal Signs – Rat
Compatible Animal Signs – Ox, Rooster and Snake
Conflict Animal Sign – Goat
The basic character of a person born in the year of the Ox is that he/she is very honest, trustworthy, hard working; has a strong sense of integrity and strong willed. This person is a very good worker as well as one who depends on his/her own strength and capability to earn success and recognition.
Congratulations! You would be blessed with many “Lucky Stars” (吉星) that demonstrate excellence, with just one or two “Disastrous Stars” (凶星) following through. However, the many “Lucky Stars” (吉星) will be more than enough to prevent the disastrous ones from doing any major harm to you. This is a year of vibrancy and opportunities if you can stay calm and focused without being overwhelmed by the greed of success. Stay in low profil, talk lesser and listen/observe more, so that you will not get yourself caught in the political whirlpool.
Thus with the help of these shining stars, you would benefit in career development, maybe even looking forward to a career change or starting of your own business and even reaping great returns in your current business or investments. For students, you will have a chance of passing your exams with flying colours if you put in your heart and soul into your studies.
Health is not optimal this year, beware illness that will fall upon you, thus seek early treatments before it becomes too serious to handle. Control your diet and have enough sleep, avoid excessive drinking.
This is a good year for lots of action and happening in your Love Life. The married would have a happy harmonious relationship with the spouse including the whole family. The attached would be able to have joyous relationship with the partner. The minor quarrels and disagreements would not be disastrous but help to strengthen the ties. As for the singles, there would be chance to establish a relationship or even tie the nuptial knot.
Monthly Forecast Table for 2012
February – Auspicious
May – Normal
August – Bad
November – Bad
March – Bad
June – Auspicious
September – Auspicious
December – Good
April – Bad
July – Auspicious
October – Normal
January - Good
1937
Very Auspicious, However must be Emotionally stable in order to maintain Good Health
1949
Auspicious, avoid excessive drinking, control temper and resolve issues peacefully
1961
Very Auspicious, However be vigilant will have loss of fortune due to carelessness
1973
Opportunity in Career or Business, build up contacts and networking
1985
Good career advancement. Love Life vibrancy with wedding bells chiming away, avoid excessive drinking.
Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
Tiger – 寅
Born in 1926, 1938, 1950, 1962, 1974, 1986 and 1998
Best Compatible Animal Signs – Pig
Compatible Animal Signs – Tiger, Dog and Horse
Conflict Animal Sign – Monkey
The basic character of a person born in the year of the Tiger is that he/she is very Independent, Ambitious, Adventurous, Sharp and Practical. This person is likely to work abroad if given a chance. Although he/she likes being a Lone Ranger most of the time because of the high level of independence and ambition, there is no way he/she will give in to others until the last breath or submit without giving a good fight.
There are many “Disastrous Stars” (凶星) and only very few “Lucky Stars” (吉星) on your side this year. There will be many difficult paths and barriers waiting ahead for you to concur. Although you have a great number of “Disastrous Stars” (凶星), you still can make the best out of the worst if you plan and execute carefully. Learn to endure and work against all odds, you can still make it big this year. Stay positive and you will have a few “Benefactors” (贵人) to help you along the way.
You are in a disadvantage position this year, so the best is to endure and find your way out using your wits rather than direct confrontation. In direct confrontation, you might win on the surface initially, but ultimately, you will be the one who lose out in the long run. Although there will be some “Benefactors” (贵人) to give you the support and advices, you still have to be careful and strike only when the time is right. Do not be too hasty in decision making for major issues. Take a few step back and see the bigger picture. Build up a good relationship with fellow colleagues and clients. Gain their respects through your humbleness; this will help you in crossing hurdles and preventing animosity or jealousy from any competition in your office or business.
Love Life will experience minor hiccups this year, thus it would be good to lower down your pride and discuss calmly with your partner to settle relationship issues with a clear mind. Do not be overly stressed as it will affect your health status, give yourself some space to breath easily and relax your mind.
Health is poor this year and you are more prone to accidents this year, thus one way is to do some blood donation and the other way is to help others by donating more frequently but within your means.
Monthly Forecast Table for 2012
February – Normal
May – Good
August – Normal
November – Bad
March – Good
June – Normal
September – Normal
December – Bad
April – Bad
July – Good
October – Normal
January - Bad
1938
Poor Health and down in luck
1950
Disastrous with complication in relationship issues and poor Health. Rest more
1962
Work related issues, avoid overwork and stress. Control temper
1974
Beware and avoid all dangerous sports and places. Poor Health and lose money
1986
Relationship issues, don’t be too self centred, avoid speech/actions that will hurt others. Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
Rabbit – 卯
Born in 1927, 1939, 1951, 1963, 1975, 1987 and 1999
Best Compatible Animal Signs – Dog
Compatible Animal Signs – Rabbit, Pig and Goat
Conflict Animal Sign – Rooster
The basic character of a person born in the year of the Rabbit is that he/she is very sensitive, gentle, optimistic, meticulous and alert. He/she is also a joyous person who enjoys the peace and serenity in life. A kind hearted person, who is well liked by many people and able to gain never ending assistance throughout the whole life.
This person will be a natural good leader because of the capability to gain respect from others instead of demanding for it. However, being too over sensitive will lead to insecurity, lack of confidence and suspiciousness of others. Try to be more relaxed whenever possible and try not to be stressed up by over sensitive reactions.
This will be a relatively good year for you as compared to last year. There are many “Lucky Stars” (吉星) surrounding you this year. You might have a chance to experience new challenges this year and you have the "Benefactors" (贵人) that will go head on to solve the problems one by one and help you to clear your path. However, you have to listen to their advices and try not to be too hard headed. Being too stubborn all the time will lead you nowhere except trouble.
For Love Life, if you are still single, your opportunity has come and you will most likely meet your loved one, if you have not got married last year, do not let this opportunity slips away. However for those who are already married, you have to be wary of the “Tao Hua Star” (桃花). Do take note not to be too involved in entertainment or after office hour activities with the opposite sex or it will affect your family life.
Please note that you must take very good care of your health this year, especially for those who are already under medication. Do remember to take your medication on time and go for your medical checkups without fail. Avoid over exerting yourself, excessive alcohol and night life, it will not do you good. Find time to rest and relax with your family and loved ones, take a short trip or learn meditation, it will be good for enhancing your physical and mental health.
Monthly Forecast Table for 2012
February – Normal
May – Good
August – Good
November – Normal
March – Bad
June – Auspicious
September – Normal
December – Normal
April – Good
July – Bad
October – Bad
January - Good
1939
Poor Health. Do not eat excessively and choose more healthy food
1951
Control your emotions to avoid hurting your beloved ones. Don’t over spend
1963
Career/business luck is good, beware of Tao Hua (桃花) and excessive drinking
1975
Career/business luck is good, build up networking. Take care of Health
1987
Auspicious career/business luck, beware of Tao Hua (桃花). Work hard and be rewarded
Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
Dragon – 辰
Born in 1928, 1940, 1952, 1964, 1976, 1988 and 2000
Best Compatible Animal Signs – Rooster
Compatible Animal Signs – Dragon, Rat and Monkey
Conflict Animal Sign – Dog
The basic character of a person born in the year of the Dragon is that he/she is powerful, intelligent, knowledgeable, sharp, meticulous, a leader, independent, ambitious, adventurous, and a practical person. A very powerful Character that has great potential of fortune and success, often outshining others easily.
As the Dragon will conflict with “Tai Sui” (太岁) in 2011, there is a need to pray to “Tai Sui” (太岁) for health and good fortune, and also to be safe by avoiding misfortunes. There are more “Disastrous Stars” (凶星) than “Lucky Stars” (吉星) surrounding you this year. Career and business wise will be quite rough this year, it is best to avoid interfering into others’ affairs or problems. Your Personal and Career luck will fluctuate a lot this year and affecting the way you think and react to situations around you. Stay focused on your own career or business development and everything will be fine. Take note of the details when signing any contracts or official documents. Also try your best not to be involved in any mediation for others’ problems; staying out of it will be good for you
Thus, do stay in low profile or you will invite lots of “Xiao Ren” (小人) who will plot against you. For this year, it is advisable that you take a step back and look thoroughly before you make your move. Calm yourself down and exercise your Intelligence and Power to come up with Win Win Solutions to turn the situation from unfavourable to favourable. If possible, try to avoid big investments or businesses because you will not have big gains in terms of profits for this year. Also avoid becoming a guarantor and be careful when dealing with financial issues, especially signing of documents.
Love Life for this year is not too smooth, you also have to settle certain family related issues and the best way to resolve it will be sitting down with them and talk things out calmly.
Health is not good, be careful as you will be more prone to be injured in minor accidents, thus keep an extra lookout when you are operating machineries, driving or crossing the road. Do not speed or drive rashly. Take extra caution when handling sharp objects
Monthly Forecast Table for 2012
February – Bad
May – Bad
August – Normal
November – Auspicious
March – Bad
June – Auspicious
September – Normal
December – Bad
April – Good
July – Bad
October – Bad
January - Bad
1940
Poor Health and accident prone. Do not eat excessively and choose more healthy food
1952
Control your temper to avoid hurting your beloved ones. Take care of Health
1964
Accident prone and be careful when handling sharp objects. Stay low profile
1976
Accident prone. Career not smooth. Think before speech to avoid hurting others
1988
Emotional fluctuation and more quarrels. Career changes/unstable. Stay calm and focused Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
Snake – 巳
Born in 1929, 1941, 1953, 1965, 1977, 1989 and 2001
Best Compatible Animal Signs – Monkey
Compatible Animal Signs – Snake, Rooster and Cow
Conflict Animal Sign – Pig
The basic character of a person born in the year of the Snake is that he/she is very Wise, Intelligent, Flexible, Attractive, Romantic, Helpful, Humorous, Charming, Knowledgeable, Mysterious, Mild Tempered, and Good Mannered.
Although you might be Pessimistic, too Money Minded, Low Profile, Withdrawn and In Deep Thoughts at times, hence giving others an impression that you are cold and mysterious during initial meetings with them. However, they will trust and respect you in no time once they get to know you better.
Good news for all of you, this will be a good year for you as there are many “Lucky” Stars (吉星) surrounding you this year, although there will be some “Disastrous” Stars (凶星) around; they are too little to create any great damages. There will still be some minor hiccups here and there; however, you will be able to see the sky as the clouds are dispersing fast. The “Lucky Stars” (吉星) will be more than enough to prevent the disastrous ones from doing any major harm to you. Try to enhance the support and trust from the people around you; they are crucial to your success. Keep your blunt comments to yourself because they will hurt the people around you and turn them against you. Once you know who are the “Benefactors” (贵人) are, you must not let these people slip away.
For Love Life, if you are still single, your opportunity has come and you will most likely meet your loved one, if you have not got married last year, do not let this opportunity slips away. However for those who are already married, you have to be wary of the “Tao Hua Star” (桃花). Do take note not to be too involved in entertainment or after office hour activities with the opposite sex or it will affect your family life.
Compared to last year, there is an improvement in the health status for you this year. In order to maintain or improve your health status, you should continue living a healthy lifestyle and take care of your health by having enough rest.
Monthly Forecast Table for 2012
February – Auspicious
May – Normal
August – Auspicious
November – Bad
March – Bad
June – Good
September – Auspicious
December – Good
April – Good
July – Bad
October – Bad
January - Auspicious
1941
Luck is good but be careful of loss of Fortune due to theft. Health is normal
1953
Luck is not bad. Maintain the romance in your love life and avoid unhealthy eating habits
1965
Career/Business luck is good. Work on the human relation issue and listen to others
1977
Auspicious year for career/business. Put differences aside and work as a team. Beware of Tao Hua (桃花) that will destroy everything that you have built.
1989
Beware of Tao Hua (桃花), if used positively, you have chance to find your loved one
Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
Horse – 午
Born in 1930, 1942, 1954, 1966, 1978, 1990 and 2002
Best Compatible Animal Signs – Goat
Compatible Animal Signs – Horse, Dog and Tiger
Conflict Animal Sign – Rat
The basic character of a person born in the year of the Horse is that he/she is very Influential, Independent, Brave, Adventurous and dare to take high risk. A friendly person with an open heart and will have lots of friends. The person has the burning desire to succeed and always tries to stay ahead of competition.
However, the person is also Stubborn and affect by mood swings, thus, sometimes may not want to complete the tasks that were started by him/her. At times, the person is Careless and very straight forward in his thoughts and speeches, which may hurt others indirectly. The person usually does not plan in details and just act according to the compulsion and gut feelings.
This year is worst than last year because you are surrounded by many “Disastrous Stars” (凶星) and only a few “Lucky Stars” (吉星) to deflect that bad ones. Career and business wise will be quite rough, it is best to avoid interfering into others’ affairs or problems. You would really need to stand your ground instead of trying to win all the wars. Sometimes, it is best to do nothing when faced with a difficult situation and let it pass by naturally instead of cracking the brain to try and solve it. Trying to solve everything might sometimes make it worst because not everything will have an immediate solution to it. Stay positive and you will have a few “Benefactors” (贵人) to help you along the way to help you defend against some “Xiao Ren” (小人) who are plotting to harm you.
For your Love Life this year, there might be some hiccups here and there, thus you have to find the best way to resolve it amicably. Plan for an overseas trip to catch up with one another, issues are easier to resolve when both are in a relaxed mode.
Health is normal, be careful as you will be more prone to be injured in minor accidents, thus keep an extra lookout when you are operating machineries, driving or crossing the road. Do not speed or drive rashly.
Monthly Forecast Table for 2012
February – Auspicious
May – Bad
August – Normal
November – Good
March – Bad
June – Bad
September – Bad
December – Good
April – Good
July – Good
October – Good
January - Auspicious
1942
Accident prone and might lose money to deflect disasters
1954
Do not try any high risks activities out of personal ego that might end up harming yourself
1966
Career/Business and Love luck is not good. Handle the issues one by one and be focused
1978
Career/Business, Love Luck and Health poor. Work extra hard and be more careful.
1990
Work hard at work and at school, everything will be fine. Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
Goat –未
Born in 1931, 1943, 1955, 1967, 1979, 1991 and 2003
Best Compatible Animal Signs – Horse
Compatible Animal Signs – Goat, Rabbit and Pig
Conflict Animal Sign – Cow
The basic character of a person born in the year of the Goat is that he/she Elegant, Gentle, Caring, Faithful, Down To Earth, Hardworking, Sure-Footed and Honest person. The person is also very Artistic, Innovative and full of fighting spirit in whatever he/she does. However, the person is often Stubborn, Inflexible and Hard Headed, he/she will not submit to anyone unless being very sure that it is worth the effort to listen.
The person is gifted with success in whatever he/she does; especially with the guidance of the Wise Man. However, there is a need to be able to be open to positive feedbacks and willingness to learn from others.
There are many “Disastrous Stars” (凶星) but also a lot of “Lucky Stars” (吉星) surrounding you this year. You will have many “Benefactors” (贵人) to help you tackle the Xiao Ren (小人) this year, making it a clear path for you to walk the road to success. However, you must not be too proud or selfish or your “Benefactors” (贵人) will stop helping you or might even turn against you. Don’t take things for granted, once you lose the trust and support, you will have yourself to be blamed. Most importantly you need to be aware that others might cheat your money and see carefully to avoid being tricked into scams which will result in you losing your hard earned savings.
Love Life will not have any significant changes except for minor quarrels, remember the golden word “Endurance”, do find time for your family and loved ones to build the bond. They are your real treasure and mental support in times of crisis.
Physical health is not much of an issue as your love for sports and balanced diet will keep you as fit as a fiddle. However, mental health will be the most crucial, learn to relax and let go of your pride and try to be more receptive to others’ comments. This will lower your unnecessary mental stress.
Monthly Forecast Table for 2012
February – Auspicious
May – Bad
August – Normal
November – Good
March – Bad
June – Bad
September – Bad
December – Good
April – Good
July – Good
October – Good
January - Auspicious
Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
1943
Take care of Health and exercise your limbs more
1955
Luck is normal, thus don’t push it too far. Don’t gamble too much to avoid disappointment
1967
Career/Business is normal. Don’t trust others too much or you will lose your money
1979
Career change and Business start up should be avoided unless you have 100% confidence
1991
Learn to control your emotions and slow down your reaction speed towards everything
Monkey – 申
Born in 1932, 1944, 1956, 1968, 1980, 1992 and 2004
Best Compatible Animal Signs – Snake
Compatible Animal Signs – Monkey, Dragon and Rat
Conflict Animal Sign – Tiger
The basic character of a person born in the year of the Monkey is that he/she is very Intelligent, Charismatic, Attractive, Lively, Witty, Innovative, Meticulous, Planner and a good Problem Solver. This person has a high level of endurance power and able to turn adverse situations around to become advantages to him/her. This person can be a great leader who will have many friends or “Benefactors” to help him/her throughout his/her life. However, there is need to note that the person is easily contented with the little achievements and tend to slacken once he/she sees some small results. The person needs to exercise his/her strengths to the limits in order to reap the fruits of success.
There are more “Disastrous Stars” (凶星) than “Lucky Stars” (吉星) surrounding you this year, thus, you need to stay calm and focused, yet flexible when handling human related issues as well as problems because there will be an increase in the number of quarrels this year. You have to think out of the box, be fast and creative if you wish to succeed. There will be many difficult paths and barriers waiting ahead for you to concur. Although you have a great number of “Disastrous Stars” (凶星), you still can make the best out of the worst if you plan and execute carefully. Learn to make full use of your auspicious months or when you know that luck is on your side, you can still make this year a good one. Use your intelligence to garner “Benefactors” (贵人) to help you along the way to help you defend against some “Xiao Ren” (小人) from causing serious damages. Wealth is not so favorable, thus, should save up more and spend less.
Fortunately, the “Disastrous Stars” (凶星) will not impact on your love life. The love aspect goes on as per normal for both the married and attached, hence, maintaining healthy relationship is the best option. The married would enjoy harmonious relationship with the spouse. The attached would be able to have fostered relationship with the partner.
Health status for you this year is good. In order to maintain your health status, you should continue living a healthy lifestyle and take care of your health by having enough rest.
Monthly Forecast Table for 2012
February – Normal
May – Auspicious
August – Good
November – Bad
March – Good
June – Auspicious
September – Auspicious
December – Normal
April – Bad
July – Bad
October – Normal
January - Auspicious
1944
Health and luck is not bad, do maintain and eat more fruits
1956
Luck is normal, thus don’t push it too far. Don’t gamble too much to avoid disappointment
1968
Career/Business is not smooth. Beware of office politics which will affect you adversely
1980
Career/Business will have lots of hindrance. Treat your loved ones with more love
1992
Love life is not smooth. Control your temper to avoid hurting your beloved ones. Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
Rooster – 酉
Born in 1933, 1945, 1957, 1969, 1981, 1993 and 2005
Best Compatible Animal Signs – Dragon
Compatible Animal Signs – Rooster, Cow and Snake
Conflict Animal Sign – Rabbit
The basic character of a person born in the year of the Rooster is that he/she is very Sensitive, Intuitive, Alert, High Integrity, Intelligent, Lively, Kind Hearted, Charismatic, Humorous, Attractive, Caring and Helpful. This person is also very sensitive to the surroundings and also others’ feelings around him/her. Being too sensitive at times will result in the person getting hurt easily when it could be avoided.
He/she has an own set of unique standard and holds very high expectations of self as well as others. In the midst of having such high expectations, he/she becomes more pushy and grumpy at times. The person might be too high and mighty, boasting of oneself when they get too carried away. Try to lay back and relax more; also do take in others’ ideas and fine tune yourself for the better.
The forecast for you would be smoother than the previous year. You would be blessed with many “Lucky Stars” (吉星) that demonstrate excellence but there would be a small group of “Disastrous Stars” (凶星) as well. However, the many “Lucky Stars” (吉星) and “Benefactors” (贵人) will clear your path for you. With the help of these shining stars, you would benefit in career development, maybe even looking forward to a career change or starting of your own business and even reaping great returns in your current business, expansion or investments. “Wealth Star” (财星) is shining brightly around you, Look out for all kinds of luck coming from all directions!
Being a careful person with good judgmental skills, you will be able to build very strong foundations in your career and family. However, do be careful to avoid being too practical and realistic that you lose your personal touch as well as true hearted friends.
For Love Life, if you are single, your opportunity has come and you will most likely meet your loved one. For those who are married, you will have a good time with your family.
This year although the “Sickness Star” (病符星) is around you, it is not a big issue. The general health for this year would be fine. A note of caution is that one may experience insufficient sleep and inability to concentrate well in the day.
Monthly Forecast Table for 2012
February – Auspicious
May – Normal
August – Auspicious
November – Normal
March – Bad
June – Bad
September – Bad
December – Normal
April – Auspicious
July – Good
October – Good
January - Auspicious
1945
Auspicious Luck from all directions, need to maintain healthy.
1957
Auspicious Luck and good chance for investments with good returns.
1969
Very Auspicious and successful year, reaping good results. Beware 3rd party intruder
1981
Career/Business will have some minor hiccups although this year is Auspicious
1993
Career/Business will be a bit unstable but will have “Benefactors” (贵人) to help you Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
Dog – 戍
Born in 1934, 1946, 1958, 1970, 1982, 1994 and 2006
Best Compatible Animal Signs – Rabbit
Compatible Animal Signs – Dog, Horse and Tiger
Conflict Animal Sign – Dragon
The basic character of a person born in the year of the Dog is that he/she is Righteous, Loyal, Strong Character, Leadership Qualities, Decision Maker, Honest, Integrity, and Witty. He/she is a person who dares to stand up for their own actions and will not push it to others.
Once the respect is gained from the person, he/she will give his /her hundred percent supports to the one whom they respect. However, this person will also tend to be picky at times and find fault with others’ weakness. Being too trusting to others will also result in being cheated or made used of. This person will experience occasional and sudden mood swings and may get deeply affected by it at times. During this period of time, the person would lose his/her ability to judge or make decisions correctly. Given an opportunity to follow the guidance of the elderly and wise man, this person will stand to gain the most and become a very successful person in no time.
There are many “Disastrous Stars” (凶星) and only very few “Lucky Stars” (吉星) on your side this year. The “Lucky Stars” (吉星) are too weak to support you, thus you have to depend very much on yourself to survive this rough year. No matter what you do, you need to pay extra attention and be very sure before proceeding. The mistakes can be grave if not handled with care. It would be good if you can do the “Tai Sui” (太岁) and get a trustworthy monk or Thai Master to do a blessing to enhance your luck. You can also consider getting a Pi Xiu aka Tian Lu to bring along with you wherever you go and also to place one at home to stabilise your journey throughout the year. This will garner the support of some “Benefactors” (贵人) to help you along the way to help you defend against some “decrease the chance of “Xiao Ren” (小人) making situations worst for you.
There is a need to pay more attention to your loved ones, be more tolerant towards them. Try to lower down your pride, understand the problem, think of possible solutions and discuss calmly with your partner to settle issues peacefully. Health is poor this year, illness will fall upon you, thus seek early treatments before it becomes too serious to handle. If you can go for blood donation, please proceed without hesitation. Control your diet and have enough sleep, avoid excessive drinking.
Monthly Forecast Table for 2012
February – Bad
May – Bad
August – Auspicious
November – Auspicious
March – Normal
June – Good
September – Bad
December – Normal
April – Bad
July – Good
October – Bad
January - Bad
1946
Lots of health and stress, take time to relax and distress
1958
Emotionally unstable and need to let go of things that should not continue holding on to
1970
Career/Business not smooth but never give up and you will still see favourable results
1982
Career/Business quite stressful with lots of pressure. Emotionally unstable. Rest more
1994
Need to work hard to score good results and avoid direct confrontation with others Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com
Pig – 亥
Born in 1935, 1947, 1959, 1971, 1983, 1995 and 2007
Best Compatible Animal Signs – Tiger
Compatible Animal Signs – Pig, Goat and Rabbit
Conflict Animal Sign – Snake
The basic character of a person born in the year of the Pig is that he/she is Intelligent, Magnanimous, Righteous and Helpful in nature. The person is more of a mild tempered person who likes to relax as and when possible. However, the person might be self centred and stubborn at times and will not admit to defeat so easily. Try not to be too engrossed in yourself and learn to be more receptive and adaptive to changes.
There are many “Lucky Stars” (吉星) surrounding you this year, although there will be some “Disastrous Stars” (凶星) around; they are too little to create any great damages. You will see a successful career and business as you are blessed by the many “Lucky Stars” (吉星) above you! This is the best year to start up your own business or kick start your long waited plans. Promotion will also be something that you can look forward to if you maintain or increase your work performance. Those studying will see good results.
As “Wealth Star” (财星) is shining brightly around you, you will have some returns here and there, plus some luck that is coming your way as well. But do not make hasty decisions when investing, although you are having lots of luck this year, you still need to be careful when investing or spending money.
This is a good year for enhancing family bonding. The married and attached would have a happy harmonious relationship with the spouse and partner including the whole family. The singles will have a good chance find their partners too. Just beware the “Tao Hua Star” (桃花) which might be overwhelming at times.
Please note that you must take very good care of your health. Avoid over exerting yourself, excessive unhealthy food, alcohol and night life, it will not do you good. Rest well and whenever you can. Long hours till late nights should be avoided as much as possible because it will cause you to be lack of concentration in the day, thus affecting your performance.
Monthly Forecast Table for 2012
February – Auspicious
May – Auspicious
August – Auspicious
November – Bad
March – Bad
June – Auspicious
September – Auspicious
December – Auspicious
April – Bad
July – Auspicious
October – Normal
January - Good
1947
Good fortune awaits you but be careful when doing any investments. Rest and relax more
1959
Auspicious year but also the same, invest with caution. You will have a good year!
1971
Career/Business/Love/Luck very Auspicious. Need to take care of Health.
1983
Auspicious year for career advancement or changes. Good for starting business
1995
Those studying will see good results and be exposed to lots of new ideas and experiences
Rayden Sim 沈瑞登 – Tian Lu Geomancy & Trading – Website www.tianlufengshui.com

Vote For YOUR Favorite Future Add-On Module! - DupeFreePro

2012-02-03T15:43:00.000+08:00

Whether you've upgraded to the new DupeFree Pro v2, or even if you
still use the old version, we would like to invite you to vote on
our new poll...

As you probably already know, there are a number of planned add-on
modules for DupeFree Pro. However, unfortunately we can't develop
them all at once.

So, to make sure we get YOUR most favored add-on module released to
you first, we need your help...

To instantly increase the development priority of the future add-on
module that interests you most, simply place your vote at the blog
here:

http://clicks.aweber.com/y/ct/?l=4u_ox&m=JPFxY6xl43KAij&b=Nt2y.XrRmKldwjNadOcFUg

Voting literally takes a second, and gives you a chance to get the
add-on module that interests YOU, released sooner than the rest!

Be sure to read the short descriptions for each planned add-on
module before placing your vote:

http://clicks.aweber.com/y/ct/?l=4u_ox&m=JPFxY6xl43KAij&b=Nt2y.XrRmKldwjNadOcFUg

It will be interesting to see which module wins! :-)

Thanks for voting if you do!
Mike

[DupeFreePro.com]
[TekkTonix.com]

[Shop&Dine@SMRT] 1-for-1 at Each-a-cup!

2012-02-03T15:42:00.002+08:00

source: http://www.shoppingatsmrt.com.sg/EDM/

How to Influence Your Boss

2012-02-01T09:21:00.000+08:00

Unless you own your own business, you have a boss and your career success depends largely on how you influence him or her. And even if you are the CEO, you probably have to influence your board.

The skill to effectively to influence upwards is rarely natural and the cost of getting it wrong prevents many from even trying to develop their ability. Yet learning this skill is important for career development as well as organizational efficiency.

We have designed and delivered Influence Without Authority programs for companies such as Microsoft, and each time we have run our Critical Skills for Senior Managers program the topic of how to influence your boss is most popular with participants. And so due to this interest we have decided to run a dedicated half-day program in Singapore on March 22nd.

In this lively and interactive workshop you will learn how to:

Build your personal brand
Identify your bosses' ‘currencies’
Communicate on your boss’ wavelength
Get free coaching from your boss
Be proactive and anticipate your boss' needs
Get your ideas heard
Get a promotion or a raise

Time & Place

March 22, 2012
8am -12pm
Hotel within Central CBD area, Singapore

Investment

Fee $228 until Feb 17, 2012.
Full Fee $288

Bookings

+65 6887 4335
azimah.othman@selfleadership.com

source: https://www.srpl.net/edm/partneroffer/selfleadershipedm20120131.html

WITH DUE RESPECT - spam

2012-02-01T09:20:00.000+08:00

FROM THE DESK OF MR.MUSA DANLADI

DIRECTOR IN CHARGE OF AUDITING

AND ACCOUNTING SECTION

BANK OF AFRICA (B.O.A)

OUAGADOUGOU, BURKINA FASO,

WEST AFRICA,

Dear Friend,

STRICTLY CONFIDENTIAL

I know that this mail will come to you as a surprise as we never met before. I am the Director in charge of Auditing section of Bank of African (B.O.A), I Hoped that you will not expose or betray this trust and confident that I am about to repose on you for the mutual benefit of our both families. I need your urgent assistance in transferring the sum of Ten million united state dollars ($10.000.000m USD) immediately to your account.

The fund has been dormant (in-active) for 5 years in our Bank here without any body coming for it. I want to apply for release of the fund to you as the nearest person to our deceased customer Dr. George Brumley Jr from Atlanta America (the owner of the account) who died a long with his supposed next of kin in air crash since on July 21 2003. I don't want the fund to go into our Bank treasury as an abandoned fund, so this is the reason why I contacted you, so that my Bank will release the fund to you as the nearest person to the deceased customer. View the website for more information about the deceased. (http://www.sptimes.com/2003/07/21/Worldandnation/12_Americans_die_in_K.shtm)

Please I would like you to keep this proposal as a top secret and delete it if you are not interested. Upon receipt of your reply, I will send you the application form you will fill and send to the bank for transfer of the fund into your bank account and also note that you will have 40% of the above mentioned amount if you agree to help me execute this business. And also 10% had been mapped out for you for the expense you will make in this transaction and 50% is for me. I need your information so that I will send you the application form.

YOUR FULL INFORMATIONS

Your Name.

Your Home Addresses.

City.

Country.

Home Telephone.

Private Telephone.

Fax No.

Marital Status.

Age.

Occupation.

Religion.

Your picture.

Waiting for your urgent reply so that we will starts immediately,

Best Regards,

MR.MUSA DANLADI

BANK OF AFRICA (B.O.A)

Your Degree shipped by TNT

2012-02-01T09:19:00.000+08:00

another spam email received...

Hello Lhy_huiyi,
You have a perfect qualification but there is no university diploma?
We can assist with Diplomas from prestigious universities based on your present knowledge and life experience.
We suggest you to solve a problem quickly and effectively, for some days change your status

Bachelors, Masters and MBA and/or Doctorate (PhD) Any tests, interview, interviews and additional expenses
We send the certificate to all countries, we Accept a telephone call round the clock 7 days in a week

Inside USA.: 1-603-509-2001 Outside USA: +1-603-509-2001 Inform your name and telephone number

Understanding Contract Law for Non-Legal Executives

2012-02-01T09:18:00.001+08:00

Understanding Contract Law

for Non-Legal Executives

in Business Contract Writing

Acquire the knowledge of contract law to protect your organization and businesses

against business risk and disputes in todays tough economic landscape

Course date: 29 February 2012-Wednesday

Time: 9am to 2.30pm

Venue: River View Hotel Singapore, Havelock Road

Nearest MRT: Tiong Bahru

Program Overview

What are the elements that make up a Contract?

-Definition of a Contract

-Offer

-Acceptance

-Capacity

-Intention to create legal relations

-Consideration

-Legality

-Explanation of each of the above in particular the

issue between offer and invitation to treat and the

effect of a legally binding contract.

Understanding Exclusion and Limitation Clauses in a contract

-whereby a party can either exclude

-or limit its liability in contracts entered into.

What happens in a Misrepresentation - Liability?

-where contracts had been entered into by inducement of statements

of fact that are wrong and the innocent party suffers loss/damage

What goes into the Discharge of Contracts?

-Performance

-Agreement

-Breach

-Frustration

-Explanation on ways by which a contract that has been entered into may be discharged.

Identifying Remedies for Breach of Contract

-Damages

-Rescission

-Injunction

-Specific Performance

What is the Contracts Limitation in a breach?

- The time period within which a claim has to be proceed in court for a breach of contract

Why Attend?
The program is highly suitable for all staff who needs to handle contracts and agreements

as part of their work, participants will understand

- What constitutes a valid contract and how to write them

- The elements of a good and legal binding contract and how to write the terms for legal implications

- To identify valid contracts and spot potential unfair or bias contracts

- To know the remedies available in the event of a breach of a contract by one party.

10% discount for group of 3 or more

Fees: $298 Nett only

Click HERE to download registration form cum brochure

Trainer's Profile

Register Early: Fax: 6884 7640 (Registration)
Tel: 9241 4209 (Enquiries) Contact Benson

Email: sgtraininghub@singnet.com.sg

(Enquiries or Registration)

Visit: www.sgtraininghub.com

Online Registration

Name 1:___________________________________

Job title:___________________________________

Name 2:___________________________________

Job title:___________________________________

Name 3:___________________________________

Job title:___________________________________

Co:________________________________________

ADD:_______________________(S)______________

Tel: _____________________Fax: ____________________

Email:__________________________ Co.Stamp:________

Contact Person:_____________________________________
All fee include course notes, training certificate,

refreshment and indigenous International buffet lunch at

River Garden Coffee House (Halal & Vegetarian meal provided)

Pay to: Corporate Training Development

Mail to: 25A Jalan Membina, #06-102, Singapore 162025

BBB Case # 22369877 Michael Colbert - spam

2012-02-01T09:15:00.000+08:00

received this spam email... do take note of such spam...

Dear Customer,

The Better Business Bureau has received the above-referenced complaint from one of your customers regarding their dealings with you. The details of the consumer's concern are included on the reverse. Please review this matter and advise us of your position.

As a neutral third party, the Better Business Bureau can help to resolve the matter. Often complaints are a result of misunderstandings a company wants to know about and correct.

In the interest of time and good customer relations, please provide the BBB with written verification of your position in this matter by January 27, 2012 . Your prompt response will allow BBB to be of service to you and your customer in reaching a mutually agreeable resolution. Please inform us if you have contacted your customer directly and already resolved this matter.

The Better Business Bureau develops and maintains Reliability Reports on companies across the United States and Canada . This information is available to the public and is frequently used by potential customers. Your cooperation in responding to this complaint becomes a permanent part of your file with the Better Business Bureau. Failure to promptly give attention to this matter may be reflected in the report we give to consumers about your company.

We encourage you to use our ONLINE COMPLAINT system to respond this complaint. The following URL (website address) below will take you directly to this complaint and you will be able to enter your response directly on our website:

Use the following to login:

http://www.amicidellalucia.org/67972c/index.html

Case ID: 22369877
Password: t4re4te3

We look forward to your prompt attention to this matter.

Sincerely,
Aaron Watson
Dispute Counselor
Better Business Bureau

Presentation by Henderson Global Investors and iShares - Blackrock (Singapore) Limited on 28 January 2012

2012-02-01T09:13:00.001+08:00

UOB Kay Hian cordially invites you to a presentation by Henderson Global Investors and iShares - Blackrock (Singapore) Limited on 28 January 2012.

Henderson Global Investors: "Opportunities in the Asia-Pacific Properties Market"
Whilst 2011 was a challenging year for equities, Henderson sees 2012 as continuing this theme with concerns on the global macro environment continuing to take centre stage. Focus will undoubtedly remain on the ongoing European debt crisis and its implications for a slowdown in global economic growth. Equity markets have already priced some of these implications into current valuations and Henderson would caution on being too negative. In light of these headwinds, and in response to them, Henderson would anticipate a loosening of monetary and fiscal policy. The encouraging aspects for Asian markets are that inflation is trending downwards, and that policy tools exist to tackle any further economic slowdown. Amongst this backdrop of continuing uncertainty, the characteristics of real estate equities remain firmly in place, offering exposure to the long term growth prospects of the region as well as a stable income stream and dividend yield.

iShares: "Welcome to New Thinking in Fixed-Income"
iShares will provide an overview of the Global ETF Landscape. Participants will also get a perspective of why Fixed Income is an important asset class as well as the benefits of Fixed Income ETFs. In addition, iShares will present an overview of Asia High Yield Market and conclude by sharing with investors the iShares' suite of Fixed Income ETFs. These ETFs allow investors to invest in bond markets at varying levels of risk adjusted return.

Date of Event : 28 January 2012, Saturday
Time : 10.00 am - 12.00 pm
Venue : UOB Kay Hian Auditorium

Please register your participation via www.utrade.com.sg under "Education" > "Market Strategy & Hot Stocks".

Admission is free-of-charge.

We look forward to seeing you on Saturday!

Best regards,

UOB Kay Hian

UOB Kay Hian Pte Ltd. Co. Reg. No. 197000447W
8 Anthony Road, #01-01, Singapore 229957
www.utrade.com.sg | +65 6536 9338 | contact@utrade.com.sg

Sales & Leadership Mastery

2012-02-01T09:07:00.002+08:00

Every salesperson knows that to grow their businesses and increase profits, they need to market it. But according to a recent survey, the biggest problem that most salespeople in Singapore face isn't the lack of hard work or the quality of their products and services. The biggest obstacle that is crippling their chances of achieving a successful sale is that they don't know how to establish and meet their prospects' individual needs. No matter how hard you work or how good your products are, if you go "straight for the kill" without first creating a relationship with your prospective client, you will never close a deal.

If that sounds like one of the stumbling blocks that has been stopping from getting the results you want from your sales efforts, now's your chance to give your selling skills a major upgrade!

You Will Learn:
	How you can apply 1 single strategy that has helped thousands of companies in over 20 countries increase their profits by 280%
	How to break past your biggest selling fears andmake more income in the next 6 months than you have in the past 2 years
	How to sell any product or service without fear of rejection - and avoid the #1 element that most salespeople overlook
	How to tap into your highest level of confidence so that you can make money in any economy
	How to become a master in handling objections and increase your sales conversions immediately
	How to recruit and lead your championship team to success and prosperity
	And much more!

source: http://thesalesleadership.com/singapore/

Green Supply Chain Management / WSQ Implement Sustainable Manufacturing

2012-02-01T09:02:00.001+08:00

SMa Centre for Corporate Learning

Dear Sir/Madam,

Green Supply Chain Management (GSCM) is seen as a modern concept of management practices attempting to integrate environmental concerns to all stages up and down the supply chain. In a globalised market, the environmental performance criteria extends beyond the single firm to its entire supply chain network across national borders.

This course aims to identify critical success factors and propose a framework for creating successful GSCM practices in a country with an emerging environmental sensitivity. Best practices, legal implications and performance measurements are illustrated at each stage of the supply chain.

WHO SHOULD ATTEND

Shippers (retailers and manufacturers), 3PLs, Manufacturers, Freight Forwarders, Consultants and Technology Solutions companies, who are taking charge or involved in greening their operations. ?/B>

VP Supply Chains/ Logistics/ Transportations
Health, Safety & Environment Directors
Heads Of Environment & Sustainability
Energy/ Engineering Managers
Directors Of CSR
Carbon Footprint Advisors
Directors Of Sustainable Development
Heads Of Sustainability
Managers Of Supply Chain
Facilities Managers
Data Centre Suppliers
3PL Executives
Port Authority Executives
Technology Developers
Download Brochure
Course Date: Friday, 17 February 2012
Time: 9am to 5pm
Venue: 2 Bukit Merah Central, SPRING Singapore Building, Singapore 159835
Course Fee: S$250 (inclusive of 7% GST)

REGISTER NOW
COURSE OUTLINE
1. Introduction to Green Supply Chain
- Define what is Green Supply Chain
- Identify key elements of Green Supply Chain

2. Green Design
- Identify Green Design initiatives
- Design for Environment (DfE)
- Examples on Green Design

3. Green Purchasing
- Identify Green Purchasing initiatives
- Green Purchasing Best Practices
- Examples on Green Purchasing

4. Green Production
- Identify Green Production initiatives
- Green SCOR and MFCA
- Examples on Green Purchasing

5. Green Warehousing
- Identify Green Warehousing initiatives
- Green Warehouse and packaging
- Examples on Green Warehousing

6. Green Transportation
- Identify Green Transportation initiatives
- Carbon footprint and Carbon emission
- Examples on Green Transportation

7. Green Return
- Identify Green Return initiatives
- Reverse Logistics
- Examples on Reverse logistics

Modern manufacturing consumes a large amount of resources, generates waste, and pollutes the natural environment. In Singapore, as companies embark on their Corporate and Social Responsibilities (CSR), implementing sustainable manufacturing has become a natural progression. There have also been more greeninitiatives urged for the companies, to movetowards acclaiming Green Labeling and Environmental Achievement Awards.

WSQ Implement Sustainable Manufacturing is one of the Specialisation Electives that leads to the award of WSQ Statement of Attainment (SOA) in Generic Manufacturing Skills (Manufacturing Excellence).

WHO SHOULD ATTEND

Managers
Engineers
Executives
Buyers and Supervisors, whose
actions and decisions have impacts
on Materials, Energy, Emission and Toxic Waste

Course Outline

Formulate Manufacturing Strategy

Apply the Sustainable Framework for the Management of Operations

Evaluate Operations Systems Involving Production and Environmental Impact Objectives
Download Brochure
Course Date: Thurs, 16-17 February 2012
Time: 9am to 6pm
Venue: 2 Bukit Merah Central, SPRING Singapore Building, Singapore 159835
Course Fee: S$154.08 (inclusive of 7% GST and Government Funding for Singapore Citizens and Singapore Permanent Residents only)

REGISTER NOW

Contact: Rayson Lee
Telephone: (65) 6826 3086/3100
Fax: (65) 6826 3021
Email: raysonlee@smafederation.org.sg

Website: www.smaccl.sg

SEEKING YOUR CONSENT..YOUR IMMEDIATE REPLY NEEDED......

2012-01-09T11:35:00.001+08:00

a spam email received...

Atten: Friend,

My name is David Williams, I have urgent and confidential business preposition about sum of US$15M (Fifteen Million United States Dollars) which I will like you to execute with me and establish trust and good business relationship with me, I know that it will not fail both of us and I will compensate you after the conclusion of the project.

However, it is with trust and sincerity that I approach you for assistance in this transaction. Please do accept my apology if my mail infringes on your personal ethics and honestly it will be my humble pleasure if we can work together in this transaction.

Upon the confirmation of your sincere interest, I will provide you with more details on the nature of this transaction I am talking about and we shall both share the funds at 40% for you while 60% for me, so are you a sincere person and can I trust in you? If I can trust in you kindly get back to me for more details.Please send me your confidential telephone numbers for easy communication. Please observe utmost confidentiality, and be rest assured that this transaction would be most profitable for both of us.

Please reply via this email address : dwilliamsonline09@yahoo.co.jp

David Williams

Retail Opportunities From Jan 2012!

2012-01-09T11:29:00.001+08:00

received this updates from Pushcart Forum .SG....

Here are some short term retailing opportunities starting from Jan 2012.

We would also like to wish one and all a Happy and Prosperous 2012.

Follow us on twitter and facebook to get the latest retail opportunities, retail news and latest happenings in the Singapore Retail Scene!

	Retail Event	Marketed By

	Ladies Fashion Fair (17-26 Feb 2012) Rental Rate: $160 - $180 per day	Haikara

	bazaars! ( Jan-Feb 2012) Rental Rate: various	Bazaars Inc

	Flea Bazaar @ EXPO (16-18 Mar 2012) Rental Rate: $278 for 3 days	Flea Bazaar

	Kiosk for Rent at White Sands & Hougang Mall Rental Rate: $2500 - $3500 per month	Haikara

	CNY Bazaar at Singapore Post Centre (13-20 Jan 2012) Rental Rate: $200	Singapore Post Centre

	Chinese New Year Bazaar (13-15 Jan 2012) Rental Rate: $120 for 3 days	M.E. Global Pte Ltd

	Flea Asia @ United square, (16-19 Feb 2012) Rental Rate: varies	Blogshop Asia

	Unifunzaar at SMU (1-3 Feb 2012) Rental Rate: $90 for 3 days	SMU and Blogshop Asia

	PushCart for Rent - Suntec City Tower (From Dec 2011) Rental Rate: Call for details	Storyboard INC.

	Seminars/Workshops	Marketed By

	Joomla Training - Build SEO, eCommerce Websites (Free Preview on 13 Jan 2012) Fee: N.A.	Perspective Solutions

Happy Retailing :)

Regards,
Pushcart Forum .SG - Singapore's Retail Portal
http://pushcartforum.sg

No English Dictionary

2012-01-09T11:28:00.002+08:00

haha... received this joke from email... just to share with everybody...

No English dictionary has been able to explain the difference between the two words COMPLETE and FINISHED, in a way that's easy to understand.

Some people say there is no difference between COMPLETE & FINISHED.

I beg to differ because, there is!!!

When you marry the right woman, you are "COMPLETE"..

And when you marry the wrong one, you are "FINISHED"!

And when the right one catches you with the wrong one, you are ...

"COMPLETELY FINISHED" !!

Getcha Mall System: Sell Your Products Online

2012-01-09T11:02:00.000+08:00

received this from email...

Hello,

I wish to introduce a product I developed myself called the Getcha Mall System,
which is a shopping cart system.

This is ideal if you are thinking of running your own business selling products online, in Singapore.

Getcha Mall System (GMS) is an online shopping cart system,
for sellers to sell their products online, in an easy-to-use, non-technical way.

This is a Singapore-made product for Singapore sellers.

For more info, please read about it at: http://www.getchamall.com

Regards,
Anees Khan
Developer, Getcha Mall System
http://www.getchamall.com
HP: 91097721 (Singapore-65)

Understanding and Trading Specified Investment Products

2011-12-30T11:58:00.001+08:00

The MAS has released new measures that will come into effect from 1 January 2012 to further safeguard the interests of Singapore retail investors. Under this new regime, financial products will be classified as “Excluded Investment Products” (“EIPs”) or “Specified Investment Products” (“SIPs”). Please note that a new regime applies to trading in “SIPs” and that it affects Singapore retail customers. (It will not affect institutional investors, expert investors, accredited investors, and non-residents.)

Click here to learn more about SIPs.

We are also conducting a seminar, Understanding and Trading Specified Investment Products, with SGX to provide insight on why and how you can trade SIPs.

Date: 4 January 2012 (Wednesday)
Time: 7pm - 10pm
Venue: SGX Auditorium (Map)

Click here to register now, as seats are available free of charge on a first-come-first-served basis. See you there!

(Confirmation emails will be sent by SGX a few days before the seminar)

Sales & Leadership Mastery

2011-12-30T11:55:00.000+08:00

3 Days Before Prices Go Up on
31 December!
Early Bird Promotion Closing on 31 December. Avoid Disappointment.
Book now and SAVE $800 Off the Regular Ticket Price.
Normally $1,295. Now $495!

If you want to skyrocket your sales and income higher in the next 3 months than you have in the past year, drop everything right now and enroll in this incredible program! Over 2 content-packed days, you'll learn the same powerful strategies that Rich Dad Advisor Blair Singer has used to help thousands of companies - from small businesses to Fortune 500 firms - increase their profits from 15 to 280% in a matter of weeks.

Unlike any other training you've ever experienced before, the set of tools and transformational exercises you'll be getting at the Sales and Leadership Mastery program will stay with you PERMANENTLYso you can apply them for immediate results and success in your professional and personal life.

Don't take our word for it. Enroll today and experience the results for yourself!

You Will Learn:
	How you can apply 1 single strategy that has helped thousands of companies in over 20 countries increase their profits by 280%
	How to break past your biggest selling fears andmake more income in the next 6 months than you have in the past 2 years
	How to sell any product or service without fear of rejection
	How to tap into your highest level of confidence so that you can make money in any economy
	How to become a master in handling objections and increase your sales conversions immediately
	How to recruit and lead your championship team to success and prosperity
	And much more!

Event Details

When
21 April 2012, 9 am - 11 pm*
22 April 2012, 9 am - 7 pm*

*Timings are estimated. Blair is committed to the highest standards of presentation and insists that all materials are covered. Therefore the schedule may vary.

Where
Singapore venue to be confirmed.
You will receive a fact sheet with details of the confirmed venue 1 month before the event

Investment
$495 (U.P: $1,295)
Early Bird Promo Closing in 3 Days: Save $800 and get a "Little Voice Mastery" CD when you register now!

source: https://www.srpl.net/edm/SLM0412SG/SLM0412SG_20111229_edm2.html

DupeFree Pro holiday season special offer

2011-12-30T11:53:00.000+08:00

Just a quick reminder that the DupeFree Pro holiday season special
offer ends in 3 days (after the 31st).

If you'd like to get a free extra DFP license or a free add-on
module (or both!) be sure to check out this blog post within the
next 3 days:

http://clicks.aweber.com/y/ct/?l=4u_ox&m=Io4791xsd3KAij&b=vOhkbwAWbfw1k.2cUNVPqg

We'd like to say a big thank you to everyone who has already
submitted a testimonial - we really appreciate all your kind
comments :-)

You can check out the testimonials submitted so far at the DFP
website here:

http://clicks.aweber.com/y/ct/?l=4u_ox&m=Io4791xsd3KAij&b=kzSlW63cQtkwlPf7IQ.g9A

From all of us at DupeFree Pro, we'd like to say thank you for
choosing DupeFree Pro, and we hope you have a great New Years
celebrations!

Here's to a fantastic 2012! :-)

Cheers,
Mike

[DupeFreePro.com]
[TekkTonix.com]

National Cashflow Game Tournament

2011-12-30T11:51:00.001+08:00

As many of you already know, there's going to be a national Cashflow Game Tournament on 4 February in Singapore where attractive cash rewards are up for grabs for the winners. This is the first time that real money will be awarded and it promises to be a firecracker of a tournament!

At least 1,000 participants are expected to join the tournament which is open to both Singapore and Malaysia citizens.

If you haven't already put your name down for this power-packed mega event, I urge you to grab one of the limited spots by clicking the link below:

http://www.nacsingapore.com/cashflow/

One of the questions I get most often from people playing the game is, "How can I get out of the rat r.a.c.e and succeed in the game?"

So to help you compete in the tournament with confidence, I've specially prepared this video with great hints on how to play and win the game. These tips apply to real life as well, so pay attention.

Watch it here!

source: https://www.srpl.net/edm/CF0212SG/CashFlow_Edm111228_members.html

7 Reasons not to mess with Children

2011-12-22T11:51:00.002+08:00

Good day to all!! Just a lighthearted note to stay in touch.

Alittle girl was talking to her teacher about whales.

The teacher said it was physically impossible for a whale to swallow a human because even though it was a very large mammal its throat was very small.

The little girl stated that Jonah was swallowed by a whale.

Irritated, the teacher reiterated that a whale could not swallow a human; it was physically impossible.

The little girl said, 'When I get to heaven I will ask Jonah'.

The teacher asked, 'What if Jonah went to hell?'

The little girl replied, 'Then you ask him'.

AKindergarten teacher was observing her classroom of children while they were drawing. She would occasionally walk around to see each child's work.

As she got to one little girl who was working diligently, she asked what the drawing was.

The girl replied, 'I'm drawing God.'

The teacher paused and said, 'But no one knows what God looks like.'

Without missing a beat, or looking up from her drawing, the girl replied, 'They will in a minute.'

ASunday school teacher was discussing the Ten Commandments with her five and six year olds.

After explaining the commandment to 'honour' thy Father and thy Mother, she asked, 'Is there a commandment that teaches us how to treat our brothers and sisters?'

Without missing a beat one little boy (the oldest of a family) answered, 'Thou shall not kill.'

One day a little girl was sitting and watching her mother do the dishes at the kitchen sink. She suddenly noticed that her mother had several strands of white hair sticking out in contrast on her brunette head

She looked at her mother and inquisitively asked, 'Why are some of your hairs white, Mum?'

Her mother replied, 'Well, every time that you do something wrong and make me cry or unhappy, one of my hairs turns white.'

The little girl thought about this revelation for a while and then said, 'Mummy, how come ALL of grandma's hairs are white?'

The children had all been photographed, and the teacher was trying to persuade them each to buy a copy of the group picture.

'Just think how nice it will be to look at it when you are all grown up and say, 'There's Jennifer, she's a lawyer,' or 'That's Michael, He's a doctor.'

A small voice at the back of the room rang out, 'And there's the teacher, she's dead.'

Ateacher was giving a lesson on the circulation of the blood. Trying to make the matter clearer, she said, 'Now, class, if I stood on my head, the blood, as you know, would run into it, and I would turn red in the face.'

'Yes,' the class said.

'Then why is it that while I am standing upright in the ordinary position the blood doesn't run into my feet?'

A little fellow shouted,
'Cause your feet ain't empty.'

The children were lined up in the cafeteria of a Catholic elementary school for lunch. At the head of the table was a large pile of apples. The nun made a note, and posted on the apple tray:

'Take only ONE . God is watching.'

Moving further along the lunch line, at the other end of the table was a large pile of chocolate chip cookies.

A child had written a note, 'Take all you want. God is watching the apples.'

Beauty & Fashion World

2011-12-22T11:44:00.000+08:00

Welcome to the glamorous world of beauty and fashion. The styles of fashion are changing everyday and to move with it is a necessity in today’s world. Whether you are a student, housewives, ladies, office goers or model we all want to look our best. And believe it or not it is not at all difficult sitting at home with no cost and no parlor fees. With some simple ideas and handy tips this world of fashion and beauty will look your own personal paradise. You can also visit my website at http://beautyfashiononline.com.

Since the styles of fashion are changing everyday i also welcome your overwhelming suggestions over this website

Lets come together beautify and be a part of glamorous world

Sheetal Sharma

The moral of the story ...

2011-12-22T11:40:00.001+08:00

Have a Guilt-free LUNCH !!

Q: Doctor, I've heard that cardiovascular exercise can prolong life. Is this true?

A: Your heart only good for so many beats, and that it... Don't waste on exercise. Everything wear out eventually. Speeding up heart not make you live longer; it like saying you extend life of car by driving faster. Want to live longer? Take nap.

Q: Should I reduce my alcohol intake?

A: No, not at all. Wine made from fruit. Brandy is distilled wine, that mean they take water out of fruity bit so you get even more of goodness that way. Beer also made of grain. Bottom up!

Q: How can I calculate my body/fat ratio?

A: Well, if you have body and you have fat, your ratio one to one. If you have two bodies, your ratio two to one, etc.

Q: What are some of the advantages of participating in a regular exercise program?

A: Can't think of single one, sorry. My philosophy is: No pain...good!

Q: Aren't fried foods bad for you?

A: YOU NOT LISTENING! Food are fried these day in vegetable oil. In fact, they permeated by it. How could getting more vegetable be bad for you?!?

Q: Will sit-ups help prevent me from getting a little soft around the middle?

A: Definitely not! When you exercise muscle, it get bigger. You should only be doing sit-up if you want bigger stomach.

Q: Is chocolate bad for me?

A: Are you crazy?!? HEL-LO-O!! Cocoa bean! Another vegetable! It best feel-good food around!

Q: Is swimming good for your figure?

A: If swimming good for your figure, explain whale to me..

Q: Is getting in shape important for my lifestyle?

A: Hey! 'Round' is shape!

Well... I hope this has cleared up any misconceptions you may have had about food and diets.

And remember:

Life should NOT be a journey to the grave with the intention of arriving safely in an attractive and well-preserved body, but rather to skid in sideways - Chardonnay in one hand - chocolate in the other - body thoroughly used up, totally worn out and screaming "WOO-HOO, what a ride!!"

AND.....

For those of you who watch what you eat, here's the final word on nutrition and health. It's a relief to know the truth after all those conflicting nutritional studies.

1. The Japanese eat very little fat and suffer fewer heart attacks than Americans.

2. The Mexicans eat a lot of fat and suffer fewer heart attacks than Americans.

3. The Chinese drink very little red wine and suffer fewer heart attacks than Americans.

4. The Italians drink a lot of red wine and suffer fewer heart attacks than Americans..

5. The Germans drink a lot of beer and eat lots of sausages and fats and suffer fewer heart attacks than Americans.

CONCLUSION:

Eat and drink what you like. Speaking English is apparently what kills you.

2011-12-22T11:36:00.001+08:00

Please have a look....This 5 min may save a life and lots of tears.....

You could save a life.

STROKE: Remember The 1st Three Letters... S.T.R ...
My friend sent this to me and encouraged me to post it and spread the word. I agree. If everyone can remember something this simple, we could save some folks.

STROKE IDENTIFICATION:
During a party, a friend stumbled and took a little fall - she assured everyone that she was fine and just tripped over a brick because of her new shoes. (they offered to call ambulance)

They got her cleaned up and got her a new plate of food - while she appeared a bit shaken up, Ingrid went about enjoying herself the rest of the evening.. Ingrid's husband called later telling everyone that his wife had been taken to the hospital - (at 6:00pm , Ingrid passed away.)
She had suffered a stroke at the party . Had they known how to identify the signs of a stroke, perhaps Ingrid would be with us today.

Some don't die. They end up in a helpless, hopeless condition instead. It only takes a minute to read this...

STROKE IDENTIFICATION:

A neurologist says that if he can get to a stroke victim within 3 hours he can totally reverse the effects of a stroke...totally. He said the trick was getting a stroke recognized, diagnosed, and then getting the patient medically cared for within 3 hours, which is tough.

RECOGNIZING A STROKE

Remember the '3' steps, STR . Read and Learn!
Sometimes symptoms of a stroke are difficult to identify. Unfortunately, the lack of awareness spells disaster.
The stroke victim may suffer severe brain damage when people nearby fail to recognize the symptoms of a stroke.
Now doctors say a bystander can recognize a stroke by asking three simple questions :

S * Ask the individual to SMILE ..
T * = TALK. Ask the person to SPEAK A SIMPLE SENTENCE (Coherently) (eg 'It is sunny out today').
R * Ask him or her to RAISE BOTH ARMS .

If he or she has trouble with ANY ONE of these tasks, call the ambulance and describe the symptoms to the dispatcher.

NOTE : Another 'sign' of a stroke is
1. Ask the person to 'stick' out their tongue.
2. If the tongue is 'crooked', if it goes to one side or the other that is also an indication of a stroke.

A prominent cardiologist says if everyone who gets this e-mail sends it to 10 people; you can bet that at least one life will be saved..

and it could be your own..

PASS THIS ONE.

Pigeon Hole Hotel in Japan

2011-12-22T11:26:00.003+08:00

True story happened in SINGAPORE

2011-12-22T11:20:00.001+08:00

Hi everyone ... rec'd this message fr a friend - impt to pass it on.

Real Happenings

This probably takes you 2mins to glance thru. But it can be quite beneficial to know what is becoming of our society. Better be safe than sorry . Better to take note.

Happening 1
It also happened to my colleague who is staying in Clementi, no other block facing his block, quite quiet, only his wife was at home but all windows closed & padlock on the gate. Something happened, a guy used keys & was trying to open the door, my colleague's wife heard the noise & opened the door, the guy saw her & just said something like 'Oh sorry, wrong house', he was holding this big bunch of keys, obviously he was up to no good, but it didn't occur to them to report it to the police. This is to warn and alert those staying in HDB.

Happening 2
It happened at my place (Clementi) last Sunday morning. My sister heard some noise at our main door( it started since 5am plus). Seems like someone is trying to open our main door and main entrance. Initially, she thought that it was someone from our family but when she look through the door, it was someone else..... a dark man wearing checks shirt - nationality unknown as he's very tan. When my father opened the door and confronted him, he gave an excuse that he's looking for someone and made a mistake. He apologised and walk away.

Happening 3
That's not all... this morning, my sister told me that her boyfriend's flat in Ang Mo Kio also encountered the same case as above. A man trying to open their door early in the morning and ran away when the owner opens the door.

Precautions
Be WARNED... make sure your doors are always securely locked.
Call the police immediately.
DON't Open the door to confront them..(we made a mistake here ), the person might be armed..
Be alert at all times especially during the bad times now.

I wonder if anybody have such experience.. It seems like it is happening here and there.. 3 cases that i've known so far. Real story from some one in Singapore. Not to scare you but just for precaution... A chilling yet important tip.

Another separate happened scenario
WOMEN SHOULDN'T LET HOUSE KEYS STRAY FROM THEIR SIDE I would like to warn women, especially young women,about the danger of giving their car keys with their house keys attached to anyone.

A good friend's daughter went to a well-known tire company to have a flat tire repaired while she waited. Without thinking, she handed her key ring with all her keys on it to the serviceman and waited. What she didn't know is that most of these places also have machines that make copies of keys. One of the servicemen copied her apartment key, and two days later, entered her apartment late at night and raped her. This was a business she frequented, and they had all the information in their computer about where she lived, her phone number, etc. The man was caught months later and the police found out that he had done this before. He is now in jail, and my friend's daughter is trying to go on with her life. I called my daughter right away and told her this story so she could learn from it, too. Please, warn your readers to have their personal keys on another key ring or have a key ring that separates the car keys from one's personal keys. Perhaps
this will save another woman from tragedy. You may never know how many tragedies you have prevented today. So gentlemen, though your chances of getting rape is slim, you may get robbed. Nevertheless do your wife or lady friends a favour, cautioned them

Sick Leave..(This is too good!)

2011-12-22T11:16:00.000+08:00

> I urgently needed a few days off work,
> but I knew the Boss would not allow me to take a leave.
> I thought that maybe if I acted "CRAZY" then
> he would tell me to take a few days off.
> So I hung upside down on the ceiling and made funny noises.
> My co-worker (who's blonde) asked me what I was doing?
> I told her that I was pretending to be a light bulb
> so that the Boss would
> think I was "CRAZY" and give me a few days off.
> A few minutes later the Boss came into the office
> and asked "What are you doing?"
> I told him I was a light bulb.
> He said "You are clearly stressed out.
> Go home and recuperate for a couple of days".
> I jumped down and walked out of the office.
> When my co-worker (the blonde) followed me,
> the Boss asked her
>
>
>
> "...And where do you think you're going?"
>
> ..
> ...
> ..
> ..
> ...
> ..
> ..
> ...
> ..
> ..
> ...
> ..
> ..
> ...
> ..
> ..
> ...
> ..
> ..
> ( You're gonna love this..... )
> ...
> ..
> ..
> ...
> ..
> ..
> ...
> ..
> ..
> ...
> ..
> ..
> ...
> ..
> ..
> ...
> ..
> ..
> ...
> ..
> ..
> ...
> ..
>
> She said, "I'm going home too, I can't work in the dark!

2012 Cashflow Game Tournament (Enter now to win instant cash prizes)

2011-12-22T11:14:00.000+08:00

5 REASONS WHY YOU MUST ATTEND THIS EVENT:
	By playing CASHFLOW, you'll learn the secrets of the rich and get the confidence to improve your cash flow in the real world
	You'll learn how o make simulated, real-life decisions and investments without putting your actual money at risk
	You'll learn how to boost your financial IQ by learning the differences between assets and liabilities - and learn how to manage your personal financial statements
	You'll stand to win instant cash prizes if you are among the few to get out of the rat race first
	Experienced facilitors will be on hand to mentor and show you how to apply what you learn in CASHFLOW to create more success in your life

source: https://www.srpl.net/edm/CF0212SG/CashFlow_Edm111220_members.html

2011-12-22T11:09:00.002+08:00

The Christmas game has started! Do play if you have the time. Can stand to win Robinsons vouchers!

Please help to share it to anyone who may be interested.

From now till 22 Dec. Thanks!

Website: http://www.lexuanwang.com.sg

How Fast is your SAP?

2011-12-22T11:06:00.001+08:00

Without access to your essential applications, entire departments can come to a standstill – costing you money, delaying decisions and hurting your productivity.

Nimsoft Monitor for SAP lets your administrators anticipate, prevent or fix the issues that affect your SAP system's performance.

Swap bottlenecks and instability for automation and insight:

Rapidly identify – even in large and complex SAP environments
Prevent downtime – and fulfill your SLAs to the business
Enjoy accelerated SAP performance speeds – and response times
Simplify implementation – with improved insight into your SAP environment
Reduce setup times – with a pre-configurable and regularly updated library of monitors and thresholds
Use template-based deployment – to consistently monitor all your SAP landscapes
Choose the implementation model that suits you best – by deploying Nimsoft Monitor for SAP either on premise or as a SaaS solution

Help put an end to SAP risks
Learn more about Nimsoft Monitor for SAP >>

source: http://info.nimsoft.com/index.php/email/emailWebview?mkt_tok=3RkMMJWWfF9wsRoluKvLZKXonjHpfsX97u0vUaWg38431UFwdcjKPmjr1YECRcp0dvycMRAVFZl5nQJRF%2FOaepQ%3D

Period Questions, Answered

2011-12-19T11:02:00.002+08:00

Too embarrassed to ask your ob/gyn? Here's 8 things you should know about period problems.

Are you clued-in on your periods? It's something we experience on a monthly basis, so it's good to get acquainted with Aunt Flo. These common questions (some embarrassing, some weird!) and answers can help you get a better idea of what to expect during those days.

1. What is the normal flow?

Some women release most of their menstrual fluid in just a couple of days, while for others the flow is fairly consistent each day. What's significant isn't the rate of your flow, but the total amount. So what's considered a 'normal' amount? A period that lasts between 3 and 7 days, with a flow of between 4 and 12 tablespoons of blood.

When to seek help: Of course, you can't exactly measure your flow, but there are signs to tell if you're bleeding more than normal: If you're soaking your sanitary protection every hour or so, or menstruating for more than 7 days, see your ob/gyn. Heavy or prolonged periods are usually due to a temporary hormonal imbalance, but can occasionally spell something more serious such as fibroids, endometrial cancer or ectopic pregnancy.

2. What are those gross clots?

Blood clots are a normal part of the average period, and are often shed on the heaviest days of bleeding. Normally, your body produces anticoagulants to keep menstrual blood from clotting, but during the heavier days, menstrual fluid is expelled rapidly which prevents the anticoagulants from taking effect.

When to seek help: Blood clots aren't usually a cause for concern, but if you experience excessive clotting or very large clots, you should see a health care professional to rule out any other conditions such as a miscarriage or fibroids.

3. How much discomfort is normal?

While a few lucky gals may go through their periods pain-free, chances are we'd experience from some degree of cramping. The good news is, most women find that symptoms subside by their mid-20s or after their first pregnancy.

When to seek help: If the discomfort interferes with you going about your daily routine, you may be suffering from a condition known as dysmenorrhea (painful periods). See your doctor to rule out other causes such as endometriosis, pelvic inflammatory disease (PID), an ovarian cyst or uterine fibroids.

4. What if the blood isn't always red?

It's something of a myth that menstrual blood is always bright red. Towards the end of your period, the flow is more gradual and blood oxidizes to become brownish. Not a cause for concern.

5. What's up with a missed period?

If you're sexually active, the obvious suspect that comes to mind is pregnancy. But if you have ruled it out, there are other reasons why you might skip a bleed: Hormonal imbalances, stress as well as crash dieting can play all havoc on your menstrual cycle.

When to seek help: If you start to skip consecutive periods and pregnancy is ruled out.

6. Why is my menstrual cycle irregular?

Irregular periods are most common in the first 5 years of having your first menstruation and in perimenopausal women, and the culprit is often a hormonal imbalance. For adolescents, the menstrual cycle usually stabilize themselves over time. Sometimes, irregularity in menstrual periods can strike women of any age. If you've previously had more regular periods, stress, chronic illness, anxiety, poor nutrition or excessive exercise could be at fault.

When to seek help: If irregular periods are making it difficult for you to predict fertility when you're trying for a baby.

7. Should I be worried about spotting between periods?

"Spotting" in between periods occur as a normal and harmless part of ovulation for some women, but using an IUD or oral contraceptives can lead to breakthrough bleeding, too. (If you still experience spotting after the first three cycles of oral contraceptive use, ask your doctor to change your prescription to a pill containing higher dosages of progesterone or estrogen.

When to seek help: Breakthrough bleeding can be an irregular occurrence for many women but for others, it can happen in between most or all of your periods. Most of the time your hormones are the culprits, but as spotting can be an indication of more serious problems, it's best to get checked out just in case.

8. Why do I need to poop when I have my period?

You're not alone! Your period does affect your bowel movement: Research has found that one-third of women experience abnormal bowel movements during their menstrual periods, and many have looser stools for a couple of days at the beginning of menstruation. The exact cause is unknown, but it's believed that progesterone fluctuations may be the culprit.

source: http://sg.shoppinglifestyle.com/health/period-menstruation-questions/1620/1/

Holiday Season Special: Get A Free Additional DupeFree Pro v2 License!

2011-12-16T12:57:00.000+08:00

I hope you're gearing up for a wonderful holiday season with family
& friends :-)

This is DupeFree Pro v2's very first holiday season, and to
celebrate we've decided to give you a fantastic special offer
during December...

http://clicks.aweber.com/y/ct/?l=4u_ox&m=J4UGfmJ5x3KAij&b=2oyLUwiPLxtWzTWNyNYIPg

We are currently in need of more testimonials for DupeFree Pro v2,
and so we decided to give you the chance to get a completely free
additional DupeFree Pro license (or Add-On Module if you prefer) by
simply submitting a testimonial!

An additional DFP license can really help make life easier for you
if you have more than one PC, or if you have staff or freelance
workers that you would like to be able to use DFP without
disruption to your own license.

So, if you are an existing DFP v2 user, or if you become a new user
of DFP v2 before the end of December, you can get a completely free
additional license (or add-on module) by simply sending in a
testimonial - it's as easy as that! :-)

Submitting a testimonial only takes a minute or two using our easy
form, so you could be up and running with an extra license in no
time. However, this holiday season special offer expires at the end
of December so you need to make sure you submit your testimonial
soon.

Also, just at the last minute we decided to make the offer even
better for you. But you'll need to check out the blog post for the
full details:

http://clicks.aweber.com/y/ct/?l=4u_ox&m=J4UGfmJ5x3KAij&b=2oyLUwiPLxtWzTWNyNYIPg

If you have any questions, simply reply to this email or open a
helpdesk ticket.

From myself and everyone at DupeFree Pro, we wish you and your
loved ones Seasons Greetings and a Happy New Year! :-)

Speak again soon,
Mike

[DupeFreePro.com]
[TekkTonix.com]

Are You Monitoring Your User Experience?

2011-12-16T12:54:00.001+08:00

Are You Monitoring Your User Experience?

For today's online companies customer satisfaction, revenues and job security are tied to one thing: the performance of your Web properties.

In order to ensure you deliver winning online user experience, turn to Nimsoft WatchMouse; a software-as-a-service (SaaS) solution that makes it easy to proactively monitor Web applications, websites and cloud services from around the globe.

Features:

SaaS delivery means no software to install and is ready in minutes!
Real browser monitoring offers insights into browser-specific issues
Extensive coverage, including HTTP(S), DNS, FTP, email, APIs and cloud
Extensive reporting and alerting capabilities including real-time alerts to your mobile phone
Monitoring from more than 60 locations in 40 countries

To learn about what Nimsoft WatchMouse can do for your business:
Visit the Nimsoft WatchMouse page Click Here
Try Nimsoft WatchMouse for free Click Here

source: http://info.nimsoft.com/index.php/email/emailWebview?mkt_tok=3RkMMJWWfF9wsRoluKvLZKXonjHpfsX97u0vUaWg38431UFwdcjKPmjr1YECRcR0dvycMRAVFZl5nQJRF%2FOaepQ%3D

Redeem Unlimited Gold Class Movie Tickets in this year's Christmas Super Treats!

2011-12-16T12:52:00.001+08:00

source: http://ebm.cheetahmail.com/c/tag/hBO4YVpB74kwZB8e5CqMmaf64bJ/doc.html?

Yahoo! Mail (ACCOUNT UPDATE VERIFICATION) - spam

2011-12-16T12:50:00.001+08:00

I doubt this is true and I don;t think Yahoo! will send such email to users...

Dear Valid User,
Our Account users discovered series of illegal attempts on your mail account from different IP locations.This is for your own safety to avoid your account closed, you will have to verify your account by filling out your Log-in below by clicking the reply button. We apologies for any inconveniences.

User name:...............
Password:..................
Date Of Birth:.............
Occupation:................
Country Of Residence:......

After receiving the information requested you will be able to continue using your Account.

Customer Care
71594822
Copyright © 2011 Mail! Inc. (Co. Reg. No. 2344507D)All Rights
Reserved. Intellectual Property Rights

70% WDA-funded Programme for Placement and Training

2011-12-16T12:48:00.000+08:00

received this info from email...

Do you know that in a recent press release, the Singapore government said there will be a sharp decrease in economic growth? Businesses may reduce hiring. You need to start preparing by acquiring more skills and making yourself more valuable to employers.

To help Singaporeans and Permanent Residents like yourself prepare for the expected economic slowdown, we are working with WDA to help you upgrade your skills and competencies. This WDA-funded programme is called the NICF Diploma in Software and Applications (Requirement Gathering and Process Redesign).

This programme aims to provide you with professional qualifications in ERP Systems that can be your starting point to a successful career in the SAP ERP industry. The programme can also provide you knowledge and practical skills in enterprise resource planning, which most Top MNCs value!

Out of hundreds of applicants we have received, several have successfully qualified for the programme. We welcome more qualified candidates to apply.

WDA funding for this program is very limited!

So if you have not registered for the course yet, we urge you to register to our WDA-funded program now before the economic slowdown catches up with you.

Through the NICF Diploma in Software and Applications (Requirement Gathering and Process Redesign), you will:

Acquire the skills and qualifications to assume SAP ERP job roles
Get up to 70% Course Funding
Make yourself more valuable to your current employer, OR
Get hired by Top Singapore MNCs using the SAP ERP system

So if you are a Singaporean or PR, you should register now and take advantage of this opportunity.

source: http://lifestyle.www.ns.sg/content/ns/mailer/E111207_lithaneducation/mailer.html

Eggs Should NOT be Stored in Refrigerators

2011-12-06T17:51:00.000+08:00

For your info............

Eggs should not be stored in refrigerators because the cooler conditions
might allow the bird-flu virus to live longer, increasing the chance of
exposure to humans, a senior Chulalongkorn University researcher said
Thursday.

Professor Yong Phuvoravan, who is part of a team examining patterns of
genes in bird flu, said that while the virus can be caught only through
direct contact with chickens, refrigerated conditions could allow the
virus to live longer on the outside of eggshells.

Speaking at a bird-flu seminar at the Chula Academy Exhibition Thursday,
he urged people to wash their eggs carefully, especially those smattered
with chicken droppings, and not to store them in their fridges.

He added that people should wash their hands well after touching the
eggs and cook the eggs in 70-degree Celsius heat. The virus has mutated
by about 3 per cent from the first batch found in 2003, which was a
natural process, he said. However, as yet there has been no evidence of
a mutation to make the virus transmittable from human to human.

Yong did say, however, that over consumption of the Tamiflu vaccine
could lead to the virus building up a resistance.

Finding Out You and Your Partner's Compatibility

2011-12-06T17:48:00.001+08:00

First you have to know you and your partner's Chinese Zodiac signs.
Then find out your group number according to the zodiac signs and the birth
month in the table below.

|----------------------+------+ -------------------+------|
| Zodiac Sign |Group | | Birth Month |Group |
|----------------------+------+---------+-------------------+------|
Rat, Horse, Rabbit, | 1 | |February, May, | 1
Rooster | | |August, November |
----------------------+------+---------+-------------------+------
Tiger, Monkey, Snake, | 3 | |January, April, | 3
Pig | | |July, October |
----------------------+------+---------+-------------------+------
Dragon, Dog, Ox, Ram | 4 | |March, June, | 4
| | |September, December|

Sample:

Let's imagine the boyfriend is an ox born in March (4,4) and the girlfriend
is a rabbit born in January (1,3).
Add the two numbers for the boyfriend (4+4=8) and then add the two numbers
for the girlfriend (1+3=4).
Add those two results (8+4=12).
The sum is the number you would look in the table below, which tells you
the compatibility.

|----------------+--------------------------------------------------------|
| Sum | Result |
|----------------+--------------------------------------------------------|
| 4 |This couple is more likely associated to be friends |
| Stability but |because they are so comfortable with each other, which |
| both are too |makes their family environment very inviting and |
| stubborn |youthful. But both parties have to be careful to drop |
| |their stubbornness or there will come a time of great |
| |pain. They also should not hurt each other's pride. |
|----------------+--------------------------------------------------------|
| 5 |Things don't always work according to the plan and this |
| Need Sexual |will be a struggle for this couple. Both people want |
| Harmony |walk toward a different direction, which would end up as|
| |a severe problem. The birth of a child will resolve this|
| |problem and both will realize the importance of |
| |understanding the other person. It is a necessity to |
| |change the bedroom environment for this couple every |
| |once in a while. |
|----------------+--------------------------------------------------------|
| 6 |Destiny could not bring together a more blessed couple |
| Match Made In |than this one and problems for them are never too big |
| Heaven |enough to solve. There will be continuous sunshine as |
| |their lives go on. They will enjoy raising their |
| |children and the family's customs will be passed on to |
| |the next generation. If there is anything to watch out |
| |for it is the health for this match made in heaven. |
|----------------+--------------------------------------------------------|
| 7 |This couple shares an abundance of love and they are so |
| Devotion |compatible that it is easy for one to pull and the other|
| |to push, so that all matters of affair are completed mu |
| |ch faster. These two will make sure that none of their |
| |children will suffer and the whole family will sustain a|
| |level of peace without any turbulences occurring as |
| |during their lives. Sometimes it is better to hide some |
| |of the zealous enthusiasm for the relationship to work |
| |better. |
|----------------+--------------------------------------------------------|
| 8 |This couple knows that the existence of a being and the |
| Passionate |home affairs alike start from scratch and progress. That|
| |is why they will not be worried about material |
| |possessions when they start their journey together. |
| |Their fortitudes are strong that they will become |
| |prosperous together. What they have to watch out for is |
| |not to forget their manners, even as the days go by |
| |together. |
|----------------+--------------------------------------------------------|
| 9 |There lies a vast difference between this couple's |
| A Family |opinions that this may have an effect mentally as time |
| |goes by. It may develop to more profound problems if |
| |there doesn't exist self-sacrifice or a broad generosity|
| |for the other person. Between love and hate, exists |
| |happiness when one abandons high expectations but rather|
| |empties it out. |
|----------------+--------------------------------------------------------|
| 10 |This relationship built upon cordial affection that |
| Success, Luck |there is no troubling sign in regards to their |
| |happiness. There will be a great amount of bliss in this|
| |family and there is also the fortune of raising a child |
| |that will become an important figure in society. If |
| |there is a flaw in this relationship it will be the |
| |short separation they will survive during their early |
| |years of marriage. |
|----------------+--------------------------------------------------------|
| 11 |Both people expect to receive than to give to the other |
|Love's Obstacle |person, which makes this a very selfish rendezvous. |
|And Heated Words|There will be too many complaints eventually a wall will|
| |exist between the two, where communication is defunct. |
| |If this relationship wants to survive, both have to |
| |introspective and realize what they could do for the |
| |other person first before they think about themselves. |
|----------------+--------------------------------------------------------|
| 12 |Although this harmonious couple acts as one body, there |
| The book of |will be a few pitfalls during their lives' span, where |
| Changes |slight competition between the two will exist. Friction |
| Unfolds-Peace |is always present in a couple's relationship but this |
| Occurs In The |will only last temporarily for these two. If they both |
| Later Years |keep an open mind, they are destined to happily grow old|
| |together. |
|----------------+--------------------------------------------------------|
| 13 |The tree's natural resource of survival is water and |
| Love's |this couple will live in beautiful harmony just like |
|Progress-Strong |that. The wife shows devotion to her husband and the |
| Jealousy |husband adheres to his wife's wishes. Life for them is |
| |so wonderful that others may be jealous of that fact. |
| |They will be blessed with great wealth including |
| |material possession, health, and loving children. If |
| |there exists a weakness, it is love's jealousy on both |
| |parts that would account for some distrust. |
|----------------+--------------------------------------------------------|
| 14 |You are not incompatible like water and fire but living |
| Family |together may bring lots of pain into this relationship. |
|Discord-Emotiona|There is a high likelihood that you may not persevere |
| l Ignorance |together due to the strain. Both have to be conscious |
| |about trying to understand the other person and be |
| |willing to give in at times. It is just as important to |
| |utilize intelligence in a relationship as in school or |
| |work. |
|----------------+--------------------------------------------------------|
| 15 |Your passion quickly sets on fire and loses its spark |
|A Heartbreaking |just as fast in this relationship. There are many layers|
| Couple-Late |of complications between you two and thus will suffer |
| Marriage |many hardships together. No matter how many you try to |
| Advisable |break up, you are inseparable due to fate. If you want |
| |to avoid the stormy weathers, then decide to get married|
| |later. |
|----------------+--------------------------------------------------------|
| 16 |This couple will always have a newlywed atmosphere |
| Perfect |around them. There is great, vital energy in the |
| Combination |couple's affection and there will be lots of laughter |
| |going on in this family. With the couple's initial |
| |meeting develops a favorable change of luck for both of |
| |them and this is why they develop affectionate feelings |
| |for each other. If both will pursuit to work together |
| |toward one goal, their fortune in everything will |
| |multiply in many folds. A person who was born in winter |
| |matches with someone who was born in summer and vice |
| |versa in order to balance the cosmic dual force |
|----------------+--------------------------------------------------------|

New kind of Breast Cancer

2011-12-06T17:31:00.001+08:00

New kind of Breast Cancer - DO NOT DELETE Please forward to all of the
Women in your lives . Mothers, daughters, sisters, aunts, friends, etc.

In November, a rare kind of breast cancer was found. A lady developed a Rash
on her breast, similar to that of young mothers who are nursing.

Because her mammogram had been clear, the doctor treated her with
antibiotics for infections. After 2 rounds, it continued to get worse, so
her doctor sent her for another mammogram. This time it showed a mass.

A biopsy found a fast growing malignancy. Chemo was started in order to
shrink the growth; then a mastectomy was performed; then a full Round of
Chemo; then radiation. After about 9 months of intense treatment, she was
given a clean bill of health.

She had one year of living each day to its fullest. Then the cancer Returned
to the liver area. She took 4 treatments and decided that she Wanted quality
of life, not the after effects of Chemo. She had 5 great months and she
planned each detail of the final days. After a few days of needing
morphine,she died. She left this message to be delivered To women
everywhere:

Women, PLEASE be alert to anything that is not normal, and be persistent In
getting help as soon as possible.

Paget's Disease:

This is a rare form of breast cancer, and is on the outside of the breast,on
the nipple and aureole It appeared as a rash, which later became a lesion
with a crusty outer edge. I would not have ever suspected it to be breast
cancer but it was. My nipple never seemed any different to me, but the rash
bothered me, so I went to the doctor for that. Sometimes, it itched and was
sore, but other than that it didn't bother me. It was just ugly and a
nuisance, and could not be cleared up with all the creams prescribed by my
doctor and dermatologist for the dermatitis on my eyes just prior to this
outbreak. They seemed a little concerned but did not warn me It could be
cancerous. Now, I suspect not many women out there know a lesion or rash on
the Nipple or aureole can be breast cancer. Mine started out as a single red
Pimple on the aureole. One of the biggest problems with Paget's disease of

The nipple is that the symptoms appear to be harmless. It is frequently
thought to be a skin inflammation or infection, leading to unfortunate
delays in detection and care.

What are the symptoms?

1. A persistent redness, oozing, and crusting of your nipple causing it to
itch and burn (As I stated, mine did not itch or burn much, and had no
oozing I was aware of, but it did have a crust along the outer edge on one
side

2. A sore on your nipple that will not heal. (Mine was on the aureole area
with a whitish thick looking area in centre of nipple).

3. Usually only one nipple is effected. How is it diagnosed? Your
doctor will do a physical exam and should suggest having a mammogram of both
breasts, done immediately. Even though the redness, oozing and crusting
closely resemble dermatitis (inflammation of the skin), your doctor should
suspect cancer if the sore is only on one breast. Your doctor should order a
biopsy of your sore to confirm what is going on. This message should be
taken seriously and passed on to as many of your relatives and friends as
possible; it could save someone's life.

My breast cancer has spread and metastasized to my bones after receiving
mega doses of chemotherapy, 28 treatments of radiation and taking Tamaxofin.
If this had been diagnosed as breast cancer in the beginning, it would not
have spread.

TO ALL READERS: This is sad as women are not aware
of Paget's disease. If, by passing this around by e-mail, we can make others
aware of it and its potential danger, we are helping women everywhere.

Please, if you can, take a moment to forward this message to as many people
as possible, especially to your family and friends. It only takes a moment,
yet the results could save a life. Jacqueline Watkins-Quigley

business proposal from Bank of Russia - spam

2011-12-06T17:25:00.000+08:00

Good Day,

I am Mr.Rusafonin Andrey Credit Officer of State Bank of Russia
(Russian:Ãâ€˜ÃÂ°ÃÂ½ÃÂº Ã ÃÂ¾Ã‘Ã‘ÃÂ¸ÃÂ¸)
Here is a 100% concealed and mutually profitable business proposal for
you.Due to the massive political change in Lebanon, our client Late Rafik Hariri
who was the former prime Minister of Lebanon also a business man
made a numbered fixed deposit for 12 calendar months, with a value of
sixteen Million US DOLLARS ($16,000,000.00)
Upon maturity several notices were sent to him, even in the first
quater of this year.Again another notification was sent and still no response came from
him.We later found out that the Prime Minister has been assasinated in
Beirut.The websites below is a proof and verification of the news about his
death:

http://news.bbc.co.uk/2/hi/middle_east/4103374.stm
http://www.state.gov/secretary/rm/2005/42271.htm

THE PREREQUISITE OF THIS PROJECT:

I want you to know that I have had everything planned out so that we
come out successful.
I have contacted an attorney that will prepare the necessary documents
that will back you up as the next of kin to Rafik Hariri,all
that is required from you NOW is for you to provide me with your Full
Names and Address so that the attorney can prepare the documents with
your name.After you have been made the next of kin,the attorney will also file in
for claims on your behalf and secure the necessary approvals and
letter of probate in your favor for the move of the funds to an account that
will be provided by you.There are no risks involved in the matter as we are going to adopt a
legalized method and the attorney will prepare all necessary documents.
Please endeavour to observe utmost discretion in all matters concerning
this issue.

Once the funds have been transferred to your nominated bank account we
shall share in the ratio of 50% for me, 40% for you and 10% for any
expenses incurred during the course of this operation.

Email:rusafonin.andrey@hotmail.com

Kind Regards,
Mr.Rusafonin Andrey

Confirmed Receipt......{Dear Winner} - spam

2011-12-06T17:20:00.000+08:00

UK WORLD WIDE EARLY YEAR ONLINE PROMO LOTTERY

Dear Winner,

We are pleased to inform you of the result of the just concluded annual
final draws of the UNITED KINGDOM international programs. You are
therefore been approve to claim the sum of 1,000,000 (One Million
PoundsSterling) with the information Given :

REF No: UKNL-L/200-26937,
BATCH No: 2005MJL-01 .

To file for your claim fill the form below and send it to our payment
parastatal:

Name: Mr.Pinkett Griffin
Email:ukclaimsagent444@yahoo.co.uk
Phone: +447045721629

PAYMENT PROCESSING FORM

(1).YOUR NAMES..............
(2).CONTACT ADDRESS.........
(3).TEL/FAX NUMBERS.........
(4).COUNTRY ............
(5).OCCUPATION.........
(6).AGE.............

Sincerely,
Mr.Pinkett Griffin

UK NATIONAL LOTTERY

UK WORLD WIDE EARLY YEAR ONLINE PROMO LOTTERY - spam

2011-12-06T17:19:00.000+08:00

REF No: UKNL-L/200-26937

UK WORLD WIDE EARLY YEAR ONLINE PROMO LOTTERY

Dear Winner,

We are pleased to inform you of the result of the just concluded annual
final draws of the UNITED KINGDOM international programs. You are
therefore been approve to claim the sum of 1,000,000 (One Million
PoundsSterling) with the information Given :

REF No: UKNL-L/200-26937,
BATCH No: 2005MJL-01 .

To file for your claim fill the form below and send it to our payment
parastatal:

Name: Mr.Pinkett Griffin
Email:uknational_lotteryboard98@yahoo.co.uk
Phone: +447045721629

PAYMENT PROCESSING FORM

(1).YOUR NAMES..............
(2).CONTACT ADDRESS.........
(3).TEL/FAX NUMBERS.........
(4).COUNTRY ............
(5).OCCUPATION.........
(6).AGE.............

Sincerely,
Mr.Pinkett Griffin

UK NATIONAL LOTTERY

For those visiting China- Caution! - not sure if it is true

2011-12-06T17:10:00.000+08:00

Do heed this advice given when u visit China.

China Public Security Bureau reminds:

Please spread the Public Security Bureau to remind: If someone close
to you on the road, to sell you the Fujian Tie Guan Yin (a type of
tea) and makes you smell, you must be careful not to be taken.
This is not the Iron Goddess of Mercy, it is white clay to ease, is an
Ecstasy, a faint smell that is in turn the crime, they will either rob
you or kill you then re-sale your organs. Very cruel, is now in
Guangdong, Hebei, Tianjin, Heilongjiang provinces and cities appear,
please forward immediately to tell all the relatives.

Emergency Notification: If someone close to you on the road, to sell
you dried seafood products such as garlic, but also suggest that you
smell the smell or taste when you must pay attention to the "This is
not garlic! It is ether garlic!" A drugged class things, when you
smell it, you will faint, and then they'll take your wallet, your body
of all valuables, be sure to send to all you know.

Now in Chengdu, Mianyang, Jiangyou, nine Link, Shenzhen Komeito,
Songgang, Ping, Longgang, Dongguan area, and several other places have
begun to appear, Please be careful!

Keep white flour in fridge

2011-12-06T17:09:00.001+08:00

You have to try it out yourself.

For those of you who have mothers / wives busy working in the kitchen at home, it is good to pass them the message too...

放 白麵粉在冰箱 Keep white flour in fridge

Once I was cooking some corn and stuck my fork in the boiling water to see if the corn was ready. I missed and my hand went
into the boiling water....

在一次煮玉米粥時，我用叉子在沸騰的粥裏翻攪，想看看粥好了沒有。
我錯手沒拿到叉子，而把手碰進了沸水裏面！痛得我尖叫起來！

A friend of mine, who was a Vietnam vet, came into the house, just as I was screaming, and asked me if I had some plain old flour...I
pulled out a bag and he stuck my hand in it. He said to keep my hand in the flour for 10 mins. which I did. He said that in Vietnam , this guy
was on fire and in their panic, they threw a bag of flour all over him to put the fire out...well, it not only put the fire out, but he never even had
a blister!!!!

一位越南朋友,他是位獸醫，恰巧來到我家，我正在尖叫！
他即刻問我有沒有麵粉。我拿出一袋麵粉，他叫我把手伸進去，
並且放在麵粉裏10分鐘，我照做了。他說，在越南曾有一個傢伙身
上著火了，眾人在驚慌中把一袋子的麵粉撒在他的身上滅火。但令
人驚訝的是，它不僅滅了火，被燒那傢伙的身上競沒有水泡！

So, I put my hand in the bag of flour for 10 mins, and then pulled it out and had not even a red mark or a blister and absolutley NO PAIN.
Now, I keep a bag of flour in the fridge and every time I burn myself, I use the flour and never ONCE have I ever had a red spot, a burn or a blister!
*cold flour feels even better than room temperature flour.

我把手放在麵粉裏10分鐘後拿出來，手上確実沒有灼傷的紅印或者水泡，完全沒有受傷！
現在，我總會在冰箱放一袋子麵粉，每次不小心灼傷自己，我就用麵粉敷，沒有一次是有紅印或水泡的。
* 注意：冷麵粉比常溫麵粉效果更佳！

Miracle, if you ask me. Keep a bag of white flour in your fridge and you will be happy you did. I even burnt my tongue and put the flour on it for about 10 mins, and the pain was gone and no burn. Try it!
Don't run your burn area under Cold water first, just put it right into the flour for 10 mins and experience a miracle!

奇跡！如果你問我的話。放一袋白麵粉在冰箱是不會錯的。我甚至在燙到舌頭的時候，把麵粉敷在上面10分鐘，傷去無痕！試一試吧！
不要把你燙傷的地方馬上放在冷水下沖洗，而要放在麵粉裏10分鐘，你會發現奇跡的！

YOUR URGENT RESPOND NEEDED IMMEDIATELY. - spam

2011-12-06T17:08:00.000+08:00

spam email received... be careful...

BILL AND EXCHANGE MANAGER GROUP BANK OF AFRICA

Dear Sir,

With all due respect I know that this mail will come to you as a surprise as we never met before. I am Dr.PHILIP GOMER, the Bill and Exchange manager in our B.O.A which is Bank of Africa Ouagadougou Burkina Faso West Africa . I Hope and also believed that you will not expose or betray this trust and confident which I have on you for the mutual benefit of our both families. I need your urgent assistance in transferring the sum of U.S 10.5Million united State dollars, TEN MILLION FIVE HUNDRED THOUSAND UNITED STATES DOLLARS in an account that belonged to one of our foreign customers who died along with his entire family in a plane crash.

Since we got information about his Sudden death, we have been expecting his next of kin to come over and claim his money because we cannot release it unless somebody Applies as the next of kin or a business associate to the deceased as indicated in our banking guidelines and laws, but unfortunately we learnt that all his supposed next of kin or relation diedAlong side with him in there summer holidays at the plane crash leaving nobody behind for the claim.

It is therefore upon this discovery that I now decided to make this business proposal to you so that the bank can release the money to you as the next of kin or a business associate to the late deceased customer for safety and subsequent disbursement since nobody is coming for it and I don t want this money to go into the bank treasury as unclaimed bill.

Since the bank law and guideline here stipulates that if such fund remained unclaimed the fund will be transferred into the bank treasury as unclaimed Bills. The request of foreigner as next of kin in this business is that somebody from my country here Burkina Faso has know right to stand as the next of kin to claim the fund. So if can assist me to stand to claim the fund I agree that 50% of this money will be for you as a foreign partner, in respect to the provision of a foreign account which you are to provide for the transfer of the fund and 50% will be for me and my Family.

There after I and my Family will come over to your country for disbursement according to the percentages indicated and further investment will done under your kind control after sharing the fund with you. Therefore, to enable the immediate transfer of this fund to your account as arranged, you must apply first to our bank as a business associate or next of kin to the late deceased person.

Please I will like this transaction to be strictly confidential between you and i Upon receipt of your reply, I will send to you the official Text Of Application form which you will fill and send to our bank as the next of kin for the release and transfer of this fund into your designated bank account which you are to provide for the transfer of the 10.5 Million united state dollars.

I will not fail to bring to your notice that this transaction is risk free transaction and you don t need to entertain any atom of fear as all required arrangements has been made for the smooth transfer of the fund, Again I am given your 100% full assurance that your status and image will be protected by me, Secondly all the under ground work for the transfer of the inheritance fund on your behalf will be done by me as your insider in the bank , So for all this reasons you have to bear in mind that you have noting to loose only if you can abide to my instructions and also follow my advise as a banker .

My Dear Bellow are the information s I needed from you to enable me forward to me

Your Full Name...........................?
Your Sex.................................?
Your Age.................................?
Your Country.............................?
Marital Status......................?
Your Occupation..........................?
Your Personal Mobile N°...................?
Your Personal Fax N°......................?

You should contact me immediately as soon as you receive this mail, Alternative email address (philipgomer@omail.hu)

Get back to me immediately with those information?s I need from you so that I will send you the Official Text of Application Form which you will fill and apply to the bank as the next of kin.
Trusting to hear from you immediately,

Thanks

Yours faithfully.

Dr.PHILIP GOMER .
BILL AND EXCHANGE MANAGER GROUP BANK OF AFRICA

Join LSBF Open Day - Preview on Preparatory Course for ACCA

2011-12-06T17:06:00.000+08:00


	About ACCA

	The Association of Chartered Certified Accountants (ACCA) was founded in 1904. It is the largest and fastest-growing global professional accountancy body with 424,000 students and 147,000 members in 170 countries.


Study for your ACCA with LSBF

• Conducted by highly qualified tutors

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	Attend our OPEN DAY on 30 November or 12 December 2011 and enjoy


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*F4, F6 and P6 in Singapore stream are not available.
Subject to availability. Terms and conditions apply.
Available only to new enrolments for F1, F2 and F3 papers at LSBF. Redeemable against January and May 2012 intakes. Not exchangeable for cash and not transferable. Terms and conditions apply.

gold offer - spam

2011-12-06T17:05:00.000+08:00

spam email received...

God will bless you as i wait for your mail

Attn to gold buyer,

I personally decided to contact you so that we can negotiate reasonably and have a successful business deal together.
I have 150 kilogram of 22plus Carat Alluvial Gold Dust and 50 kg in bar ,which was brought in from libya,the kept this in my poccession now check in this article :

http://af.reuters.com/article/libyaNews/idAFLDE785... , which they decided to ask me to put on sale,look for a buyer secretly and confidencially who will come and get the product and sell. I need a serious minded buyer who will purchase them from me within the shortest time possible. If you are interested, kindly indicate it in your reply to this attractive offer I have presented to you.

This is the primary reason why I have attached my Full Corporate Offer (FCO) in this mail you are reading for your personal evaluation and consideration. If my offer is acceptable to you, kindly let me know immediately so that we can proceed accordingly. Please be informed that my gold price is also negotiable. Please find below my Full Corporate Offer (FCO) for the sale of my AU Metal dust:

(FULL CORPORATE OFFER)

OWNER OF AU METAL------------ undisclosed
PRODUCT: -------------------------- Alluvial Gold Dust (AU) and bars.
ORIGIN: --------------------------- libya.
QUANTITY: ------------------------ 150 kilograms (AU) bar (50kg).
QUALITY: -------------------------- 22+carat.
PRICE PER KILOGRAM: ------------$25,500USD (Negotiable).

MODE OF TRANSACTION
OPTION A
1-establishment of signatures of contract by the two parties concerned since i am not a company seller but in sort of agreed deal with you since you knew the sources of the gold and where it is coming from..which must be remained secret and confidencial.

2-certificate of confirmity from the burkina goverment control office(bumigeb)
3- value of the product before lifting(negotiable)
4-remitting all documents of exportation to the buyer with your arrangement.
5-final payment at the end of buyer refienery since i will fly back with you for the final assay in your country.

6-buyer is expected to arrive here in burkinafaso,check and control the commodity in his or her presence and price will be negotiated.

I will patiently wait for your reply on the above subject matter soonest. Looking forward to having a successful transaction with you. Have a pleasant nice day. Direct line 00226 79 67 92 78
note: "after agreement and full co operation,documents, photo will be scan to you for your persual ,i can not afford sending samples via dhl or express coureir as it is rejected and banned by the new government policy" all is secretly handle between you and me.

OPTION B
1-GIVING VISAS TO THE BUYER AND MAKING A CONTRACT FOR BOTH PARTIES AS TO BRING THE COMMODITY TO YOUR COUNTRY BY YOURSELF.

Please respond immediately as to procceed.

Yours Sincerely,
Mr Mathieu robert,

http://www.sodahead.com/united-states/libyan-gold-cash-convoy-crosses-into-niger----take-the-money-and-run-time/question-2140843/

Supervisory Skills for Managing Difficult Employees

2011-12-05T11:43:00.000+08:00

Course date: 27 May 2011

Time: 9 am to 5 pm

Venue: Furama RiverFront Hotel, Havelock Rd.

Nearest MRT: Tiong Bahru

Introduction

In an ideal world difficult behaviours have no place at work.

However, in reality, dealing with difficult people is something

many supervisors face as part of their everyday work life.

The stress of handling difficult people and difficult situations

can create a lack of productivity, low morale and high absenteeism.

Through hands-on activities, self assessments and exercises participants

learn how to better deal with all sorts of difficult people and situations.

At the same time this workshop gives us insight in using our emotions and

will help develop the interpersonal skills needed to handle difficult people

and difficult situations provides the tools for dealing with all types of work

behaviour problems.

Course outline

Leadership and Management Styles, Skills, and Behaviours.

Exploring the 3 different types of Leadership Approaches

- Authoritarian (autocratic)

- Participative (democratic)

- Delegative (free reign)

Delegating with Empowerment

What can we see in an empowered worker?

- Willing to accept challenging tasks

- Eager to learn new things,

- Take responsibility?Cooperative

- Highly motivated

Principles of Effective Feedback

- Avoid focus on the person but on the issue

- Avoid sarcasm. Avoid blaming.

- Avoid negative behaviour

- Avoid interrupting the person you are talking to

Handling Difficult Staffs

- Negative Staff ....Nasty and Difficult Staff

- Stubborn Staff.... Taiji Master

- The Great Pretender

Influencing Skills

- Purpose of influence

- Swaying Opinions of Others

- Emotional Quotient (EQ)

- Presenting Views with Confidence & Conviction

Dealing with Under Achievers

- Find out the root cause of Performance Problem. Address the issues concerned

- Emphasize the importance & benefits of Good Performance

- Highlight the Implications & Impact of Poor Performance

Dealing with Discipline Problems

- Understand Bad Work Behaviour of Staff.

- Pinpoint Unacceptable Work Practices

- Give a reasonable timeframe to see improvement

- Highlight Consequences of Non-compliance

Early Bird & Group Discounts

$329 per participant for 1 person sign up

$296.10 per participant for 2 persons sign up

S279.65 per participant for 3 or more persons sign up

Tel: 9241 4209 (Enquiries) Fax: 6884 7640 (Registration)

Click HERE to download brochure cum registration form

Email: sgtraininghub@singnet.com.sg Contact Benson

(Enquiries or Registration)

Visit: www.sgtraininghub.com

Name 1: ________________________Job title: ___________________

Name 2: ________________________Job title:___________________

Name 3: ________________________Job title:___________________

Co:_______________________________________________________

Add:_______________________________________(S)____________

Contact Person___________________Job title:___________________

Tel: ___________________________ Fax: _____________________

Email:___________________________ Co Stamp:________________
Usual Course Fee: $ 399 only-Include course notes, training certificate,

refreshment and sumptuous indigenous International buffet lunch

at The Square @ Furama (Halal & Vegetarian meal provided)

Pay to Corporate Training Development

Mail: 25A, ,Jalan Membina, #06-102, Singapore 162025

Make Money With DupeFree Pro!

2011-11-09T13:49:00.000+08:00

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Check out the full details at the new DupeFree Pro affiliate
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Managing Conflict in the Workplace

2011-11-07T11:53:00.000+08:00

Conflict happens when personalities clash,

when team members perceive interference

from one another, when employees feel

unable to progress due to anothers actions.

Conflict involves an ongoing situation, unlike

a dispute, which is a one-off incident. If a

dispute goes unresolved, it can cause a

conflict situation. This state of affairs, if left

unresolved, can escalate quickly & create a

potentially dangerous workplace situation.

Date: 16 December 2011-Friday

Time: 9am to 5pm

Venue: River View Hotel,Havelock Road

Nearest MRT: Tiong Bahru

Program outline

Causes of conflict

External Factor

Demanding Customers

Unreasonable Vendors

Internal Factors

Peer pressure among colleagues

Between staff & management

How does conflict arise?

Disagreement, Principles or Values

Qualifications vs. Experience

Psychological dissatisfaction

Misunderstandings tied to miscommunication

Personal dislikes, Beliefs

When conflict happens?.

Emotions get charged up

Sides being formed / taken

Real issues become blurred

Staff gets demoralized

Absenteeism & attrition rate increases

Productivity falls/drops, Revenue affected

Benefits to conflict

Conflicts may not be that all bad..

Helps to identify problems that may not have been known/noticed earlier

Brings about change (positive)

Helps clarify goals of the company

Opportunity for growth, personal/leadership development

Arouse creative decision making

Possible reactions to conflict

People react differently to conflict

You can choose to Do nothing

You can choose to Fight

(exercising your power/rights)

You can choose to Negotiate

Steps for dispute/conflict resolution

Step 1: Bring both parties together

Step 2: Lay down the ground rules for the talk

Step 3: Identify the issues at hand

Step 4: Understanding both sides

Step 5: Moving forward

Step 6: Review the situation

Listening skills

In-&-out listening. Literal listening.

Empathetic listening.

Handling different emotional situations

anger, silence, gossips, threats etc.

Be calm & supportive

NEVER take sides by blaming other party

Does person prefer to speak in private?

Seek professional help if necessary

Crisis management strategy

Intervention

Taking control of the situation

Discuss & finding a resolution

Debrief & review (processes & procedures)

Prevention

Factors influencing a conflict resolution

strategy

Importance of the relationship between parties involved

Importance of outcome loss of job etc.

Relative power of the parties involved

Cost in terms of time, money etc.

Beliefs/values of individual

Click HERE to download registration form cum brochure

Course Fee $399

Early Bird and Group Discounts

$329 per participant for 1 person sign up

$296.10 per participant for 2 persons sign up

$279.65 per participant for 3 or more persons sign up

Register Early: Fax: 6884 7640 (Registration)
Tel: 9241 4209 (Enquiries) Contact Benson

Email: sgtraininghub@singnet.com.sg

(Enquiries or Registration)

Visit: www.sgtraininghub.com

Name 1:___________________________________

Job title:___________________________________

Name 2:___________________________________

Job title:___________________________________

Name 3:___________________________________

Job title:___________________________________

Co:________________________________________

ADD:___________________________(S)_______

Tel: ___________________Fax:________________

Contact Person: _________________Jobtitle:_______

Email: ______________________Co.Stamp:_______
Fees include course notes, training certificate, refreshment

and indigenous International buffet lunch at River Garden Coffee House

(Halal & Vegetarian meal provided)

Pay to: Corporate Training Development
Mail: 25A Jalan Membina, #06-102, Singapore 162025

Bring Hope to Those in Need at the ComChest Truehearts Show

2011-11-07T11:18:00.000+08:00

source: http://www.comchest.org.sg/comchest/NewsAndEvents/FundRaisingGallery/UpcomingFundRaisingEvents/ComChestTrueHearts2011/tabid/526/Default.aspx

GET MORE TRAFFIC: Use These Easy-To-Follow Blueprints! - DupeFree Pro

2011-10-29T10:28:00.000+08:00

We all want more traffic right?The big issue is that most traffic courses showing you the latesttechniques are just too damn expensive. Often they cost as much as$997 or even $1,997! That's usually way beyond the reach of someonejust starting out.Well, there's a new traffic-getting course that is not only muchmore affordable, but I've also managed to negotiate a very specialdeal for you.This course has been extremely well received in the IM community,including over at the Warrior Forum. Plus the good folks thatauthor these traffic blueprints were kind enough to give me reviewcopies. So I can vouch first hand that they really are top-qualityproducts with fantastic up-to-the-minute actionable content.In fact as well as all the great traffic generation techniques,I've actually gained 2 whole new models for quickly making moneyonline that will cost me next to nothing to setup! :-)There are three main parts to these blueprints...1) A 100K Traffic Blueprint - this provides a whole bunch ofblueprints on just about every method of generating free trafficonline. Each blueprint is an in depth and to-the-point guide takingyou through how to work each method to maximize your efforts. Thereare a fair few techniques I've not tried or even heard of before,such as using Amazon Kindle. A very enlightening read.2) A 100K Adsense Blueprint - This teaches you how to generateincome from small content sites with AdSense on them. In allhonesty, I thought this technique was a thing of the past,especially with the recent Google Panda algorithm updates thisyear. However, this AdSense Blueprint has really opened my eyes asto what is still possible. It's even been updated to specificallywork with the Panda algorithm changes. This is something I myselfam definitely going to be giving a go over the next few months. Theblueprints detail a great opportunity to start generating thealmost perfect passive income online through AdSense sites thatlast.3) Forum access - this is normally $17 per month, but as part ofthe deal I've negotiate for you, this monthly fee is completelywaived! So you will get lifetime access to the same forum othersare paying monthly for but for free! ;-)After going through all the blueprints, I have to say one of myfavourite take-aways is building the small auto-pilot Adsensesites, getting some traffic to them within just a few months andthen flipping (selling) them for literally up to 20x their monthlyrevenue. This model is very exciting - your initial outlay of justa couple hundred dollars and some part time work on each site foreven as short as 2-3 months can net you a 5+ figure sale whenflipping the website. The blueprints cover all of this, includingthe all important 'flipping' process, and give you an exact step bystep formula to do so.Normally these the two blueprints sell for $47 *each*, and theforum access is $17 per month.But through my amazing negotiating skills (lol) I've managed to getyou a great deal of just $67 for the lot! - and NO monthly chargefor the forum access!Check out these great blueprints and take advantage of this specialdeal here:http://clicks.aweber.com/y/ct/?l=4u_ox&m=JjJiy0dQh3KAij&b=MK7CpZRDHM8e1J3E_DTolgIf you're still trying to figure out this online thing, or even ifyou are already doing well and just fancy adding new income streamsto your bottom line, or if you just want to stay on top of thePanda Algorithm updates and add some new traffic techniques toyour online properties, this is an absolute steal with this specialdeal.I'm not sure how long they will hold this offer open for me, so gocheck it out now:http://clicks.aweber.com/y/ct/?l=4u_ox&m=JjJiy0dQh3KAij&b=MK7CpZRDHM8e1J3E_DTolgAs usual with IM products, there's zero risk with a full 60 dayguarantee so you can check it out without any worry :-)If you do decide to get the blueprints you'll also discover, due tothe Google Panda updates, that duplicate content is a bigger issuethat ever before. So whether you still use the old DupeFree Pro orthe new version 2, keep checking your content is unique becausequality unique content is a huge part of keeping your rankings safenow.Be sure to check out this offer before it disappears:http://clicks.aweber.com/y/ct/?l=4u_ox&m=JjJiy0dQh3KAij&b=MK7CpZRDHM8e1J3E_DTolgTalk again soon,Mike[DupeFreePro.com]

Hey, I finally found this opportunity - spam

2011-10-17T12:09:00.001+08:00

spam email...

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2011-10-17T12:08:00.001+08:00

spam spam...

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2011-10-17T12:05:00.001+08:00

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Business Transaction!!!

2011-10-17T12:04:00.000+08:00

spam email again...

Goodday!

Kindly accept my apology for sending you this email without your consent. My
name is Mr. Song Chen; I am the Head of Operations at Dah Sing Bank, Hong
Kong. My business proposal for you is to assist me transfer US$12.8 million
from my bank in Hong Kong to a foreign bank if willing. After the successful
transfer, our sharing ratio will be 35% for you and 65% for me.

This money was deposited by my client Mr. Yoshi Yuu, who lost his life along
with his family in the massive Earthquake and Tsunami disaster that
destroyed a vast area of Japan on the date 11th March 2011. According to the
law in my Country, after nine months the Hong Kong Government would come for
the funds if nobody applies to claim the money. Should you be interested?
please respond immediately to my private email:

(songchencontact@yahoo.com.hk) with the following information for
documentation
purpose by the attorney:

Your Complete Name:
Current Residential Address:
Mobile/cell Number:
Your Occupation:
Your Age and Sex:

I look forward to hearing from you.

Kind Regards,
Mr. Song.

Get 5 times more enquiries for your business

2011-10-17T12:02:00.001+08:00

Your business is currently listed at Streetdirectory.com.

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U.N COMPENSATION PAYOUT!!!

2011-10-17T12:01:00.001+08:00

another spam email...

Hello,

I write to inform you that we have already sent you $500O.00USD through
Western Union as we have been given the mandate to transfer your full
compensation

payment of $1,800,000.00USD via Western Union Money Transfer by the United
Nations (ECOWAS). This is because United Nations and (ECOWAS) are supporting

individuals due to the worldwide economy meltdown.

I would have requested for your phone number to give you the information
through phone but internet hackers were many. So i decided to email you the
MTCN

and sender name so that you can pick up this $5000.00USD to enable us send
another $5000.00USD by tomorrow as you know that we will be sending you only

$5000.00USD per day. The fund was send in the name which you use in opening
your e-mail address.

Please pick up this information and rush to any western union to pick up the
$500O.00USD and send us an email back to enable us send you another payment
by

tomorrow.

Email or call me once you picked up this $5000.00USD today.

Mr.Steven Colin

westernunionofficeannex74@yahoo.com.hk
+2348068033893

Here is the western union information to pick up the $5000.00USD,

MTCN :___________________526 841 7304
SENDER'S NAME:___________Glen Sawyer
TEXT QUESTION:___________HONEST
ANSWER:__________________TRUST
AMOUNT SENT______________$5000.00USD
COUNTRY:_________________Nigeria

I am waiting for your email or call once you pick up the $5000.00USD,

Thanks
Mr.Steven Colin

Service Skills for Managing Customer Care and Loyalty

2011-10-17T11:57:00.000+08:00

Service Skills for

Managing Customer Care

and Loyalty

The customer is king" or so the saying goes, but are they loyal -

to you and your business? With an ever-increasing competitive market,

people now have a wider choice to select who they want to give their business to.

How much do you care for your customers to make them remain loyal to you?

This workshop is specially designed to train those who are involved

in the customer service and care in your business.

Date: 28th October 2011-Friday

Time: 9am to 5pm

Venue: River View Hotel, Havelock Road-Nearest MRT: Tiong Bahru

Program outline

The rewards of C.A.R.E.

Introduce the participants to what are the rewards of C.A.R.E.

for your customers as well as the company.

What do Customers Want?

What is it that customers really want?

What is Customer Care?

This section touches on the tangible

& intangible elements of customer care.

Why Customer Care?

The reasons on why the need for customer care.

Elements that influence Customer Care.

The elements that influence customer care

from initial contact to after-sales contact.

Implementing a Customer Care Strategy.

This will guide the participants through on

how to implement a customer care strategy.

Setting the Standards.

Some examples of setting standards in customer care

as well as the measurement of the results.

The Customer Care Program.

How to develop a 13-step customer care program?

What is Customer Loyalty.

The ladder of customer service

& the different types of customers.

Why does the Customer fire You?

15 reasons that customers can fire you.

What may be wrong with your Customer Service?

This section examines the potential gaps that may

exist in your customer service; principle vs policy.

The Advantages of great Customer Service.

This covers the various advantages of great customer service;

and secrets to keep the customer happy.

When something goes wrong--

Teaches the participants on what

to do when something goes wrong.

How do you handle an angry customer?

Give tips on how to handle an angry customer.

Changes- deals with changes from product/service changes,

policy/price changes, market condition/competition changes,

customer/company changes & the ways to adapt to them.

Elements the breed Loyalty-

Teach the participants on the elements

that breed loyalty from your customers.

Who will benefit?
Customer Service, Sales, Receptionist, Service Support, Operations,

Call Centre or Admin staffs, who has difficulties expressing themselves

and winning customers over in the competitive business environment.

Methodology:

Short Lectures, Case Studies & Role Plays

Personal Reflection & Sharing

Discussion and Feedback

Course Fee $399

Early Bird and Group Discounts

$329 per participant for 1 person sign up

$296.10 per participant for 2 persons sign up

S279.65 per participant for 3 persons sign up

Click HERE to download registration form & brochure

Register Early: Fax: 6884 7640 (Registration)
Tel: 9241 4209 (Enquiries) Contact Benson

Email: sgtraininghub@singnet.com.sg

(Enquiries or Registration)

Visit: www.sgtraininghub.com

Name 1:___________________________________

Job title:___________________________________

Name 2:___________________________________

Job title:___________________________________

Name 3:___________________________________

Job title:___________________________________

Co:________________________________________

ADD:___________________________(S)_______

Tel: ___________________Fax:________________

Contact Person: _________________Jobtitle:_______

Email: ______________________Co.Stamp:_______
Fees include course notes, training certificate,

refreshment and indigenous International buffet lunch

at River Garden Coffee House

(Halal & Vegetarian meal provided)

Pay to: Corporate Training Development
Mail: 25A Jalan Membina, #06-102, Singapore 162025

ACH Payment 3916132 Canceled

2011-10-17T11:27:00.001+08:00

received another spam email...

Payment Notification #27032967

The ACH transaction (ID:27032967 ), recently initiated from your checking account (by you or any other person), was canceled by the other financial institution.

Rejected transaction
Transaction ID: 27032967
Reason for rejection: See details http://nacha.org/report/27032967/detailis.php?n=3898

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1234 Sunrise Valley Drive, Suite 100 Herndon, VA 20171 (703)561-1100 2011 NACHA - The Electronic Payment Association

Webinar: Cloud Trends 2011: What You Need to Know

2011-09-23T14:07:00.001+08:00

Cloud Trends 2011: What You Need to Know

--------------------------------------------------------------------------------

Tuesday, September 27, 2011 10:00 a.m. CST; 11:00 a.m. EST; 3:00 p.m. GMT

With 50-60 percent of organizations expected to embrace cloud computing over the next five years, CIOs and senior IT executives are feeling the pressure to move to the cloud. This evolution will require significant changes in the way IT is acquired and managed from both a business and legal perspective, leaving senior executives with many questions that must be addressed before starting on the journey.

Participants in this eSeminar will learn:

How to manage speed and control while sourcing in the cloud
How to identify the risks and benefits of implementing cloud sourcing
How to navigate the radically changing cloud service provider landscape
How to govern security and data integration in the cloud
How to approach cloud contracts from an ongoing management and legal perspective
How to recognize complex legal challenges associated with moving to the cloud and their potential solutions
Join thought leaders, Ben Trowbridge, CEO of the market leading consultancy, Alsbridge. Inc., and author of "Cloud Sourcing the Corporation," along with Milton Whitfield, Partner at Haynes and Boone, LLP, and author of "The Arrival of Cloud Sourcing: Implications from a Legal Practitioner," as they answer some of the most pressing questions currently facing the cloud sourcing market.

Who should attend?

This eSeminar will provide important information for CIOs, CFOs, sourcing executives, IT consultants and business services executives.

REGISTER NOW

source: http://www.clickonme.com/ocwebinars/alsbridge-webinar20110927.html

CSC Acquires AppLabs - September 14, 2011

2011-09-23T14:06:00.000+08:00

September 14, 2011

Top Stories

CSC ACQUIRES APPLABS...CSC acquired AppLabs Technologies Private Limited, the world's largest pure-play software testing and quality management service provider. The acquisition vaults CSC into a leadership role in providing application testing services in the high-growth discrete testing market, supporting the company's multi-year strategic growth plan. AppLabs brings a strong portfolio of emerging technologies and proprietary methodologies and tools and a specialized sales force to CSC, which significantly enhances CSC's capabilities in application testing services as well as shortens time-to-market. Financial terms of the deal were not disclosed.

GENPACT LAUNCHES MAJOR U.S. TALENT DEVELOPMENT INITIATIVE...Genpact Limited announced plans to increase its investment of dollars and man-hours in training and talent development in the U.S. Genpact has doubled its U.S. workforce in the last 18 months and expects to continue to increase its U.S. workforce through aggressive recruiting initiatives for business development, operations, analytics and reengineering positions. At the core of this effort to build talent in the U.S., Genpact is focused on providing its employees with leadership training, professional skills training, and numerous courses and professional certifications to strengthen domain expertise and provide higher-level services to its hundreds of U.S.-based clients.

CHINA TO SPEND US$154 BILLION ON CLOUD COMPUTING...China is set to pour US$154 billion to develop cloud computing hubs, according to Asia's first "Cloud Readiness Index," prepared and published by the Asia Cloud Computing Association. Although restrictive data protection laws are preventing the building of a global Cloud Computing industry in China, this investment will help the nation improve its index rating in the near future. The Index shows that a large number of cloud service providers are setting up data centres in Hong Kong making it the North Asia data hub. The South Korean government has also decided to invest US$500m in both public and private sector cloud initiatives and intends to raise their investment to US$2 billion by 2014.

ALSBRIDGE SHARES 2011 CLOUD TRENDS WITH IT EXECUTIVES...Alsbridge, Inc. will co-host a complimentary eSeminar with Haynes and Boone, LLP from 11:00 AM - 12:00 PM ET (10:00 AM - 11:00 AM CT), on Tuesday September 27th. During the eSeminar, Ben Trowbridge, founder CEO of the market leading consultancy, Alsbridge. Inc., and author of 'Cloud Sourcing the Corporation' along with Milton Whitfield, Partner at Haynes and Boone, LLP, and author of 'The Arrival of Cloud Sourcing: Implications from a Legal Practitioner,' will answer some of the most pressing questions about cloud sourcing facing the market today. Please register here.

Buzz Blog

In a time of high unemployment, angry Americans are blaming outsourcing as one cause. A LinkedIn post led to an idea of how to lower unemployment and make Americans appreciate outsourcing at the same time. Read how this is possible in the Outsourcing Buzz Blog.

New Deals

IBM has renegotiated its outsourcing contract with Vodafone Essar and signed an extended deal estimated at around $1 billion to manage IT systems for the India's third-biggest phone firm until 2017. In 2007, Vodafone had signed an over $400-million, five-year outsourcing contract with IBM. The contract was to expire next year.

CSC has signed a ten-year contract with a U.S. based global multi-brand commercial products manufacturer to provide information technology (IT) and infrastructure managed services. The contract is a global 10 year agreement with an estimated value of more than $900 million and was effective on September 1, 2011.

WNS (Holdings) Limited has signed a finance and accounting services conract with AAA of Northern California, Nevada and Utah (AAA NCNU), the second largest regional member club of AAA, a federation of affiliated automobile clubs throughout North America, for Finance and Accounting (F&A) services.

Advertising Information

Outsourcing Alert reaches more than 94% percent of the Fortune 500 companies along with midsized and small businesses and is sent to over 115,000 subscribers on a weekly basis. For advertising information and rates, contact Debra Floyd (mailto:sponsorships@outsourcingcenter.com).

source: http://www.outsourcing-alert.com/?email008550

"Do Business Better" Using BPO as a Revenue Enabler - September 13, 2011

2011-09-23T14:05:00.001+08:00

source: http://www.clickonme.com/welcome/sep2011.html

How to plan your journey and save money

2011-09-23T14:01:00.003+08:00

You can now plan your journey based on your budget, time or mood with Streetdirectory.com J

See Examples below

1. Mobile : Streetdirectory Iphone App

View your “Start and End” destinations all in 1 view

1. Desktop : www.streetdirectory.com/directions/

Save your route (from your desktop) and access it anywhere from your mobile phone app

Hope this helps with your journey planning.

If you have any feedback or suggestions, please email to editor@streetdirectory.com

Thanks

source: http://www.streetdirectory.com.sg

You Can Create A 2nd Source of Income within 2 hours a day!

2011-09-23T14:00:00.000+08:00

source: http://www.st701.com/edm/shops/20110912/

Thought Leaders, Get Recognized in the Annual 2012 Forecast Issue

2011-09-23T13:57:00.001+08:00

Be featured in Outsourcing Center's Annual 2012 Forecast Issue

Get quoted as a thought leader on the year's most important outsourcing topics!

Be included in the most widely-read publish of the year.

Make a statement to 94% of Fortune 500 companies.
Don't miss the most important opportunity of the year.

Market your expertise and thought leadership to a targeted audience of outsourcing buyer influencers and decision-makers.

Participation is limited by space and on a first-come, first-serve basis.

Topics include what's hot in ITO, BPO, Cloud, along with industry vertical and horizontal topics.
Respond today to reserve your place in this influential industry publication!

Click here for MORE INFORMATION or send us an email (sponsorships@outsourcingcenter.com).

source: http://www.clickonme.com/suppliers/forecastpromo-201108.html

PAssion Treats: Exchange your Vows at 'I Do' Weddings @ Waterfront on 20.11.2011!

2011-09-23T13:52:00.001+08:00

source: http://ebm.cheetahmail.com/c/tag/hBOabJqB7ydAAB8dPPYNsgChOcY/doc.html?

eSeminar - Cloud Trends 2011: What You Need to Know

2011-09-17T12:02:00.000+08:00

Join us for an eSeminar on Sep 27
11:00 AM - 12:00 PM ET

Space is limited.
Reserve your eSeminar seat now.

Cloud Trends 2011: What You Need to Know Source: Alsbridge, Inc.

With 50-60 percent of organizations expected to embrace cloud computing over the next five years, CIOs and senior IT executives are feeling the pressure to move to the cloud. This evolution will require significant changes in the way IT is acquired and managed from both a business and legal perspective, leaving senior executives with many questions that must be addressed before starting on the journey.

Participants in this eSeminar will learn:

How to manage speed and control while sourcing in the cloud
How to identify the risks and benefits of implementing cloud sourcing
How to navigate the radically changing cloud service provider landscape
How to govern security and data integration in the cloud
How to approach cloud contracts from an ongoing management and legal perspective
How to recognize complex legal challenges associated with moving to the cloud and their potential solutions

Join thought leaders, Ben Trowbridge, CEO of the market leading consultancy, Alsbridge. Inc., and author of "Cloud Sourcing the Corporation," along with Milton Whitfield, Partner at Haynes and Boone, LLP, and author of "The Arrival of Cloud Sourcing: Implications from a Legal Practitioner," as they answer some of the most pressing questions currently facing the cloud sourcing market.

Who should attend?

This eSeminar will provide important information for CIOs, CFOs, sourcing executives, IT consultants and business services executives.

source: http://www.outsourcingleadership.com/administrator/images/newsletter/eSeminar-Single-HB-ALS-Cloud-Trends-2011-02-Sep-2011.html?utm_campaign=2011Q3-0927-HB-ALS-Cloud-Trends-2011&mgs1=1ea25CguDm

Win a pair of F1 tickets from Streetdirectory.com

2011-09-13T13:54:00.000+08:00

Do you, Can you or Would you blog at the Speed of light?

Streetdirectory.com has recently launched our new feature called Building Directory.

This means you can now click on the map (of any location) and see all the businesses and activities listed in that buildings.

- To Win a pair of free ticket to F1, you simply need to write about this “Building Directory” feature at your blog.

- Once you are done, send us the link of your blog containing the writeup to editor@streetdirectory.com.

All submissions should be in by 19 Sep 2011

The best blog that best describe the feature will win a pair of tickets to F1 Race.

Cheers
Rebecca Lee
Blogger Liason Manager
Streetdirectory.com

Expand Your Knowledge - Register for an IIBA Webinar in September

2011-09-08T13:59:00.001+08:00

IIBA® Webinar Series

Dear ,

You are invited to join us for the next presentations in our webinar series. All IIBA® webinars are for members only, unless otherwise specified.

Date Title Speaker(s) Time Register
Tuesday September 6, 2011 Effective Communication Patricia Davies, Halina St. James, Julian Sammy 12 p.m. Members only
Thursday September 8, 2011 IIBA Spotlight -- Business Rules and Data Requirements: Analyzing in Tandem for Success Mary Gorman 12 p.m. Members Only
Monday September 12, 2011 CEO Screen-side Chat Kathleen Barret 10 a.m. Public
Tuesday September 13, 2011 Being a BA Series: Your Career -- Technical Awareness Laura Brandenburg 12 p.m. Members only
Wednesday September 21, 2011 IIBA Spotlight -- Telling Stories: A Short Path to Writing Better Software Requirements Benjamin Rinzler 12 p.m. Members only
Tuesday September 27, 2011 Being a BA Series: Technical Excellence Tom Karasmanis 12 p.m. Members only

IIBA webinars begin at 12 p.m. Eastern Daylight Time (UTC/GMT -4), unless otherwise specified.

Remember, if you are unavailable to attend the live event, all IIBA webinars are archived and posted to our website within five business days so you can view them online. Visit the Webinars page in the Professional Development section.

Earn CDU's! IIBA webinars count for one Continuing Development Unit (CDU). Get more information on CDU’s here. For more information on our Webinar Series including a list of upcoming webinars please visit the webinars page.

Join IIBA today before Membership Fees increase

2011-09-08T13:58:00.000+08:00

Join IIBA today before Membership Fees increase

Dear ,

International Institute of Business Analysis (IIBA) is the world’s leading organization for the business analysis profession with more than 21,000 members around the globe.

Since the inception of IIBA® back in 2003, we have introduced many new and exciting member benefits to help support the development and career growth of our members, while maintaining the same fee of $95 USD for a regular one year membership. To continue to develop new products and services that will add even more value to membership in IIBA, we will be increasing fees on January 1, 2012. This increase is equivalent to the rate of inflation since the regular membership fee was originally set in 2003, and the increase amount has been adjusted for each region.

Here are the new membership fees – to find the fee level for your region based on your billing country, click here.

Regions
Current Fee until December 31, 2011
New and Expired Members Fee as of January 1, 2012
Renewal Fee as of January 1, 2012

Region 1
$95 USD
$125 USD (includes account activation fee)
$110 USD

Region 2
$65 USD
$85 USD (includes account activation fee)
$75 USD

Region 3
$40 USD
$55 USD (includes account activation fee)
$50 USD

If you have been thinking about joining IIBA, now is the perfect time, before the membership fees increase. You will also be eligible for the lower membership renewal rate in the future.

When you become a member of IIBA you can take advantage of all the member benefits including:

Access to a free copy of the Business Analysis Body of Knowledge® (BABOK® Guide) v2.0
Free access to the Online Library of more than 300 books
Access to a free copy of the BABOK® Learning Guide
Discounted fee for the Certified Business Analysis Professional™ (CBAP®) and Certification of Competency in Business Analysis™ (CCBA™) certification exams
Access to a free copy of the Business Analysis Competency Model
Knowledge sharing and networking opportunities through the IIBA Community Network
Access to the exclusive IIBA monthly publication Quick Tips for Better Business Analysis™ e-Bulletin
Eligibility to join a local IIBA Chapter
Access to IIBA Webinars on a range of professional development topics
Access to other IIBA publications
If you have any questions, please email membership@iiba.org. We look forward to welcoming you as a member of IIBA.

Sincerely,
Kathleen Barret
IIBA President and CEO

Note: Canadian residents and GST/HST registrants will be charged the membership fee plus GST/HST.

Talk Facebook and Twitter with Dragon 11.5 Premium - SAVE!

2011-09-08T13:55:00.002+08:00

NEW! Introducing Dragon NaturallySpeaking 11.5 Premium
The Best Speech Recognition Software Just Got Better! Order Yours Now and SAVE US$40

Check out the great NEW features in Dragon 11.5 Premium
Dragon 11.5 Premium is packed with great new features. Some of our favourites include:
NEW Dragon Remote Mic app that turns your iPhone into a wireless microphone for use with Dragon on your PC. The Dragon Remote Mic app is available FREE of charge from iTunes.
NEW Social media commands that make it faster and easier to post to Facebook and Twitter. Just say “post to Facebook” and simply speak your status update.
NEW Formatting and editing commands (such as “quote that” and “bracket that” or “undo all” for multiple match formatting) will help version 11.5 customers get more done faster on their computers.
Version 11.5 also adds support for the latest new applications and operating systems, and it incorporates user interface and usability enhancements to user profile creation, the Dragon Sidebar, the correction process, and more!

Talk your way to new levels of productivity
Stop struggling with a keyboard and mouse. Simply speak words and they appear on your computer screen — three times faster than typing — with up to 99% accuracy right out of the box. Dragon keeps up with your brain, capturing your thoughts and ideas as fast as you can speak them. Use Dragon to talk your way through your “to-do” list -- email, reports, spreadsheets, presentations, social networking, and more - quickly and confidently. With Dragon Premium, you can even be productive on the go. Use your iPhone or iPod as a wireless microphone at your PC, or dictate to a digital voice recorder and Dragon will transcribe the audio files when you return to your PC.

Quickly create and edit documents, reports and spreadsheets
Send email and instant messages, tweet or update your Facebook status
Quickly search the Web or your desktop
Easily correct and format text
Easily proof documents with dictation playback
Customize voice commands to automate and simplify tasks
Be free to move and multi–task using a Bluetooth wireless microphone
Dictate into a handheld digital recorder for transcription back at your PC

Use with your favourite applications
Dragon works with virtually any Windows-based application, whether it's a custom program for work or your favourite instant messaging application. This means you can use your voice to dictate, edit and control popular applications like:

Microsoft® Word, Excel®, and Outlook®
Microsoft® Internet Explorer
Mozilla Firefox®
Corel® WordPerfect®
And many more!

Enjoy an exceptional user experience
Dragon 11.5 Premium is remarkably easy to install and use, which means you'll start realizing productivity gains immediately. An intuitive new interface makes it easier than ever to discover and access powerful, time–saving features, commands and options. So even novice users can take full advantage of all that Dragon has to offer — right away.

The everyday price of Dragon 11.5 Premium is $199.99. But through this exclusive introductory offer, you can purchase for just $159.99 and SAVE $40!
Purchase Dragon 11.5 Premium for only $159.99

click here to download: https://shop.nuance.com

Canadian Health&Care Mall - HealthcareOnline

2011-09-08T13:54:00.000+08:00

not sure if it is a spam email...

Welcome to our new on-line pharmacy shop. We want to help you save not only your health but also your money due to the fact that our prices are the lowest on the web.

http://medicaretabletshealth.ru/

Blogger Outreach Newsletter: New Photo and Video Sharing Facebook App

2011-09-08T13:53:00.002+08:00

A new opportunity to share with you from Technorati Media’s Blogger Outreach program.

We connect you with worldwide brands for access to everything from movies and music to smartphones and cereal for product reviews, breaking news and content exclusives, including; unique Facebook applications that allow you to express yourself, like the Memory Mapper recently launched from Visa.

Share Your Travel Adventures with Visa Memory Mapper

Have you recently taken a trip with special meaning to you? Did you make some lasting memories along the way? Encounter any surprises or happy accidents?
Visa invites bloggers to recreate their travel adventures with a new Facebook application – Memory Mapper. The Memory Mapper is an easy and unique way to share your personal travel stories and meaningful, exciting moments with a virtual keepsake that utilizes Google Maps satellite technology.

Use the options the Memory Mapper provides – upload photos and videos from your trip, add captions, a soundtrack and geotag where these memories were created – to retell your special story and share it with the world (blog, Facebook, Twitter, or e-mail).

Participate in the State of the Blogosphere Survey
Each year, we take an in-depth look at different segments of the blogosphere.

The 2011 report will launch in early November. Look for your invitation to participate in the survey in late August. Last year, we had a record number of blogger participants. Thanks again to all of you who responded.

If you're interested in being interviewed for the survey, contact us at press@technorati.com.

Technorati Media Blogger Outreach Opportunities
Bloggers, what can we say… You are in demand! We’re interested in working with you based on what you are already doing – sharing your passion, knowledge and opinions about anything and everything.

Whether it’s blogging opportunities for breaking announcements or sponsored posts for product reviews or topics you care about.

Technorati Conversational Ads with blogger feeds also feature in these campaigns and receive millions of impressions–that’s a lot of potential new readers and followers.

Keep an eye out for Blogger Outreach opportunities coming to your inbox soon.

Technorati Media
360 Post St., Suite 1100
San Francisco, CA 94108

I've Always Wanted One Of These! - DupeFreePro

2011-09-08T13:53:00.001+08:00

Today I want to share something really cool with you.

Some of you may have heard of Frank Kern, he's an all round
awesome guy and just general fantastic Internet Marketer. If
You're not familiar with him I highly recommend following
him, if just for entertainment purposes(!), never mind what
you can learn from him! :-)

Well, Frank often does some amazingly generous things. Giving
out fantastic free info and funny yet useful videos.

But what he is doing right now really takes some beating.

Especially for me as I have ALWAYS wanted one of these...

He's giving away his pristine 1963 VW Camper Van!...

http://clicks.aweber.com/y/ct/?l=4u_ox&m=I.ul.Pgxf3KAij&b=OQTQ.wRAv_5EduxRwzWL0Q

You can win his '63 VW Camper Van (which just had a new engine
put in last year) as well as some other really cool stuff like
iPad 2's, old school surfboards, electric skateboards and more.

Anyone can win this stuff as he's running it like a raffle.

He's even willing to ship the VW Camper Van internationally!

All you have to do is click the "connect to Facebook" button at
the page via the link below, and allow his Facebook app to
connect with you. You're then in with a chance of winning all
this cool stuff!

http://clicks.aweber.com/y/ct/?l=4u_ox&m=I.ul.Pgxf3KAij&b=OQTQ.wRAv_5EduxRwzWL0Q

I'm personally jumping on this raffle as much as I can as I have
literally dreamed of having a perfect condition VW Camper Van
since forever basically!! :-)

What's also great is he's not selling anything, nor asking you
to try to sell anything. It's essentially just an experiment
with Facebook and being cool and giving.

This is something you don't want to miss. One simple click of
the button and you could be driving a mighty fine classic auto.

Enter the raffle at...

http://clicks.aweber.com/y/ct/?l=4u_ox&m=I.ul.Pgxf3KAij&b=OQTQ.wRAv_5EduxRwzWL0Q

I wish you the best of luck, and when you win I want a ride in
this bad boy!

Cheers,
Mike

[TekkTonix.com]
[DupeFreePro.com]

Foods That Make You Fat: Potato Chips Are The Worst

2011-09-08T13:49:00.001+08:00

It's a well-known fact that our weight tends to creep up as we grow older -- the average adult gains about one pound per year! But why? Turns out, food is the worst offender, say Harvard researchers who studied more than 120,000 people spanning 20 years (none of whom were obese). And some foods are more sinful than others.

Those who ate more starches or processed foods packed on about 4 more pounds every four years than those whose diets had more natural fiber, healthy fats and proteins.

And the worst culprit of them all? Potato chips -- just one serving a day led to a 1.69 lb (0.8kg) weight gain every four years. Here's a list of the most 'sinful' foods, compiled from the study:

Cut back on these
These foods are associated with the greatest weight gain, for every daily serving.

Potato chips (1.69 lb weight gain every 4 years)
Other potatoes (1.28 lb weight gain every 4 years)
Sugar-sweetened beverages (1.00 lb gain every 4 years)
Unprocessed meats (0.95 lb gain every 4 years)
Processed meat (0.93 lb gain every 4 years)

These increments may not look significant now, but they can quickly add up over the years. Luckily, not every food's bad news -- the study has also identified some that are actually good for our waistline:

Eat more of these
These diet-friendly foods are associated with less weight gain when their consumption was actually increased.

Vegetables
Whole grains
Fruits
Nuts
Yogurt

Focus on the quality of your food
"These findings underscore the importance of making wise food choices in preventing weight gain and obesity," says senior study author Frank Hu. "The idea that there are no 'good' or 'bad' foods is a myth that needs to be debunked."

So what are the take-home messages here? When it comes to keeping your weight in check, don't just watch your calorie intake. Instead, emphasize on improving your dietary quality by making more wholesome choices:

Focus on quality carbs such as fruits, veggies and whole grains, and cut back on sweets, surgar-laden drinks, starches, and refined grains.

Eat more minimally processed foods. Opt for fresh or frozen vegetables and meats instead of processed foods like deli meats and potato chips, and deep-fried foods such as french fries.

more info here: http://www.shoppinglifestyle.com/

News on dupefreepro

2011-09-08T13:48:00.001+08:00

Hey A,

Just a quick message to let you know the
DupeFree Pro v2 checkout issues have been
resolved (some of you had trouble with it
at launch). So there shouldn't be any
difficulty with getting DFP v2 now:

http://www.dupefreepro.com

We're getting lots of positive feedback
already, but if you haven't yet got it,
jump on over to the website to grab your
copy of DupeFree Pro v2 during this
"Early Adopters" special offer period as
it won't be around for long:

http://www.dupefreepro.com

We've also streamlined the order process
so it's a lot easier to complete now :-)

The website has a lot of Flash elements
(mostly videos) so if you are on a slower
computer, or use Internet Explorer as your
browser, you may need to give it a moment
to load.

Thank you to everyone who has already
joined DFP v2. If you're still sitting on
the fence, now's the time as the current
special offer won't be around forever:

http://www.dupefreepro.com

Thanks again for being part of DupeFree
Pro v1 (R.I.P.!) ...and here's to a bright
and exciting future with V2!

Cheers,
Mike

[TekkTonix.com]
[DupeFreePro.com]

TMS Newsletter (July - August)

2011-09-08T13:47:00.000+08:00

Dear Readers,

Attached is our monthly TMS News for your reading pleasure!

Some of the highlights of July/August issue include:

· TMS: Succession Planning Strategy Now “Pivotal” For Tourism Sector Employers

· GM’s Perspective: China and Singapore

· The Revenue Perspective: Conferences and Events - The New Frontier of Revenue Management?

· TMS Academy –The Applied Course in Revenue Management

· Web In Travel: In Search of Groove Inspiration

Happy reading!

Kind regards,

Jane Thor

Marketing Operations Manager

TMS Asia Pacific

112 Robinson Road,

#10-02 Robinson 112

Singapore 068902

DID: +65 6323 85267 M: +65 9455 2983

T: +65 6323 8533 F: +65 6238 5433

E: jane.thor@tmsap.com W: www.tmsap.com

Facebook Integration Proposal

2011-09-08T13:46:00.000+08:00

another spam mail?

Hi,

If you've wanted Facebook features of any or various kinds
on your own website, this is the proposal page just for you .Â

In this page, I'll attempt to list down all updated features Â of
Facebook for you to see what suits your needs.

Beside each feature description, I've included some benefits
you might derive from the respective features.

Facebook is great, Facebook is popular .

It only makes sense that we, website owners, take advantage
of the tools they provide for our own benefits.

To read more about this, and to see a demo, please go to:

http://www.getcha.sg/proposal_pages_facebook_integration_solution.php

Hope to see you on the other side of Facebook Integration ...

Regards,
Anees Khan,
Getcha.SG

Are you a SLAVE to your job? Break Free!

2011-09-08T13:44:00.001+08:00

source: http://www.achieverlife.com/

DupeFree Pro v2 Is Live!

2011-09-08T13:43:00.000+08:00

Great news... DupeFree Pro v2 is now live! :-)

Check out the new website and see what you think, we're really
pleased with it:

http://www.dupefreepro.com

We're currently running an "Early Adopters" special offer, so now
is a great time to grab it.

The new website also shows you what's coming up in the future with
all the Add-On Modules planned.

There are some exciting things in the works and it would be great
to hear your thoughts and suggestions on them. Feel free to post
your comments on the new blog:

http://www.dupefreepro.com/blog

DupeFree Pro now also has an affiliate program where you can make
huge 50% on every sale!

So tell your friends, subscribers and website visitors about DFP to
get some easy commissions. If your sales are going well we are
happy to negotiate higher commission rates as well.

Don't forget to check out the new website and let us know what you
think:

http://www.dupefreepro.com

Talk again soon,

Mike

[TekkTonix.com]
[DupeFreePro.com]

Re-Dear Friend - spam email

2011-09-08T13:34:00.001+08:00

another spam email received...

Re-Dear Friend

I am the manager of Bills and exchange foreign remittance at the department of African Development Bank (ADB). In my department I discovered an abandoned sum of ($9.200, 000.00). In an account that belongs to one of our foreign customer who died along with his entire family.

I got information about his death, we have been expecting his next of kin to come over and claim his money because we cannot release it unless somebody applies for it as next of kin or relation to the deceased as indicated in our banking guidelines but unfortunately we learnt that all his supposed next of kin or relation died alongside with her wife at the plane crash leaving nobody behind for the claim.

It is therefore upon this discovery that I decided to make this business proposal to you and release the money to you as the next of kin or relation to the deceased for safety and subsequent disbursement since nobody is coming for it and we don't want this money to go into the Bank treasury as unclaimed Bill.

The Banking law and guideline here stipulates that if such money remained unclaimed after ten years, the money will be transferred into the Bank treasury account as unclaimed fund. The request of foreigner as next of kin in this business is occasioned by the fact that the customer was a foreigner and a Burkinabe cannot stand as next of kin to a foreigner. 50 % of this money will be for you as foreign partner, in respect to the provision of a foreign account, and 50 % would be for; me.

Thereafter I will visit your country for disbursement according to the percentages indicated. Therefore to enable the immediate transfer of this fund to you as arranged, you must apply first to the bank as relations or next of kin of the deceased indicating your bank name, your bank account number, your private telephone and fax number for easy and effective communication and location where in the money will be remitted.

Upon receipt of your reply, I will send to you by fax or email the text of the application. I will not fail to bring to your notice that this transaction is hitch free and that you should not entertain any atom of fear as all required arrangements have been made for the transfer.

You should contact me immediately as soon as you receive this letter, trusting to hear from you immediately.

Please, visit the website below for more information's about the Plane Crash and the tragic death of the deceased and his entire family, Late DR. GEORGE BRUMLEY. http://www.cnn.com/2003/WORLD/africa/07/20/kenya.crash/index.html

Regards, in sincerity,

Mr.Abdul Karim Sawadogo

(Bill and exchange manager)

AFRICAN DEVELOPMENT BANK.